UPDATED 2025 BAH Rate Calculator, OHA Calculator, GI Bill BAH Rates 2025-2026
BAH Calculator, Overseas Housing Allowance Calculator, and GI Bill MHA Rates UPDATED FOR 2025-2026
We have 3 calculators in one. The first is a BAH Calculator for US military personnel and their families who are relocating or planning to move. The second is an OHA calculator for those currently residing or planning to move overseas. The 3rd calculator is for Post-9/11 GI Bill users looking for their GI Bill BAH rate by the school they wish to attend.
Housing Allowance Calculator (Basic Allowance For Housing)
BAH Calculator
Calculate your BAH rate by entering your pay grade, location, and dependent status. BAH Rates (Basic Allowance for Housing) are an allowance for U.S.-based housing.
OHA Calculator
Calculate your Overseas Housing Allowance rate by entering your pay grade, location, and dependent status. OHA Rates (Overseas Housing Allowance) are an allowance for non-U.S.-based housing. Includes the following locations: Germany, Japan, South Korea, Italy, the United Kingdom, and Guam.
GI Bill MHA Calculator
Look up your GI Bill MHA rate by entering the college or university you wish to attend. This is for Post-9/11 GI Bill users who are eligible for housing benefits. This reflects the 2025-2026 school year and will be updated on August 1st, 2026.
Choose Calculator
BAH Calculator
OHA Rate
Save this info for next time, stay up-to-date when changes are made, and calculate and save for multiple locations before your next move.
2025-2026 Post-9/11 GI Bill BAH Rates (Monthly Housing Allowance)
GI Bill Monthly Housing Allowance rates are in effect until Jul 31, 2026. While the new BAH Rates take effect at the beginning of the year, the GI Bill MHA rates do not take effect until Aug 1 of that same year.
| State | City | BAH Rate |
|---|---|---|
| AK | Ketchikan | $2649 |
| AK | Sitka | $2949 |
| AK | Juneau | $3015 |
| AK | Kodiak Island | $2694 |
| AK | Anchorage | $2733 |
| AK | Fairbanks | $2352 |
| AL | Anniston / Fort McClellan | $1131 |
| AL | Fort Novosel | $1503 |
| AL | Huntsville | $1824 |
| AL | Mobile | $1842 |
| AL | Montgomery | $1626 |
| AL | Auburn | $1602 |
| AL | Birmingham | $2106 |
| AR | Little Rock | $1722 |
| AR | Fort Chaffee / Fort Smith | $1233 |
| AR | Fayetteville | $1662 |
| AZ | Phoenix | $2391 |
| AZ | Fort Huachuca | $1752 |
| AZ | Davis-Monthan AFB | $1896 |
| AZ | Yuma | $1698 |
| CA | Oakland | $3651 |
| CA | San Francisco | $4992 |
| CA | China Lake | $1428 |
| CA | Fresno | $2391 |
| CA | Lemoore NAS | $2085 |
| CA | Camp Pendleton | $3921 |
| CA | Ventura | $3534 |
| CA | Vandenberg SFB | $3192 |
| CA | Marin/Sonoma | $3186 |
| CA | Barstow/Fort Irwin | $1944 |
| CA | San Bernardino | $3243 |
| CA | Twenty Nine Palms MCB | $2055 |
| CA | Beale AFB | $2988 |
| CA | Sacramento | $2874 |
| CA | Stockton | $2412 |
| CA | Vallejo/Travis AFB | $3264 |
| CA | Los Angeles | $3741 |
| CA | San Diego | $3987 |
| CA | Monterey | $3282 |
| CA | Riverside | $3279 |
| CA | Humboldt County | $1647 |
| CA | Santa Clara County | $4434 |
| CA | San Luis Obispo | $3057 |
| CA | Bridgeport | $2013 |
| CA | El Centro | $1995 |
| CA | Edwards AFB/Palmdale | $2568 |
| CO | Denver | $2859 |
| CO | Colorado Springs | $2340 |
| CO | Fort Collins | $2178 |
| CO | Boulder | $2652 |
| CT | New London | $2409 |
| CT | Hartford | $2646 |
| CT | New Haven/Fairfield | $3048 |
| DC | Washington, D.C. | $2952 |
| DE | Dover AFB/Rehoboth | $2280 |
| FL | Eglin AFB | $2289 |
| FL | Gainesville | $1995 |
| FL | Jacksonville | $2226 |
| FL | Patrick SFB | $2418 |
| FL | Miami/Fort Lauderdale | $3489 |
| FL | Orlando | $2595 |
| FL | Panama City | $2154 |
| FL | Pensacola | $1833 |
| FL | Tallahassee | $1692 |
| FL | Tampa | $2709 |
| FL | West Palm Beach | $3351 |
| FL | Ocala | $2265 |
| FL | Florida Keys | $3912 |
| FL | Volusia County | $2280 |
| FL | Fort Pierce | $2589 |
| FL | Fort Myers Beach | $2748 |
| GA | Atlanta | $2367 |
| GA | Albany | $1332 |
| GA | Fort Eisenhower | $1785 |
| GA | Kings Bay/Brunswick | $2067 |
| GA | Fort Moore | $1665 |
| GA | Robins AFB | $1785 |
| GA | Savannah | $2340 |
| GA | Dahlonega | $2103 |
| GA | Fort Stewart | $2163 |
| GA | Moody AFB | $1410 |
| HI | Maui County | $4287 |
| HI | Honolulu County | $3513 |
| HI | Hawaii County | $3453 |
| HI | Kauai County | $3597 |
| IA | Des Moines | $1629 |
| ID | Boise | $2016 |
| ID | Mountain Home AFB | $1674 |
| IL | Champaign/Urbana | $1407 |
| IL | Rock Island | $1650 |
| IL | Peoria | $1434 |
| IL | Great Lakes Navtracen | $2274 |
| IL | Scott AFB | $1473 |
| IL | Chicago | $3102 |
| IL | Springfield/Decatur | $1515 |
| IN | Indianapolis | $1860 |
| IN | Fort Wayne | $1836 |
| IN | Terre Haute | $1377 |
| IN | Bloomington | $1785 |
| KS | Fort Riley | $1269 |
| KS | Wichita/Mcconnell AFB | $1308 |
| KS | Fort Leavenworth | $1761 |
| KS | Topeka | $1515 |
| KY | Fort Campbell | $1812 |
| KY | Lexington | $1755 |
| KY | Louisville | $1950 |
| KY | Fort Knox | $1524 |
| KY | Frankfort | $1233 |
| KY | Paducah | $1332 |
| LA | Alexandria | $1194 |
| LA | Baton Rouge | $1839 |
| LA | Fort Johnson | $1203 |
| LA | New Orleans | $1854 |
| LA | Shreveport/Barksdale AFB | $1674 |
| LA | Lafayette | $1656 |
| LA | St Mary And Terrebonne | $1626 |
| LA | Lake Charles | $1311 |
| LA | Monroe | $1119 |
| MA | Nantucket | $4185 |
| MA | Boston | $4632 |
| MA | Worcester | $2862 |
| MA | Fitchburg | $3060 |
| MA | Cape Cod-Plymouth | $3672 |
| MA | Essex Co | $3306 |
| MA | Hampden County | $2313 |
| MA | Martha'S Vineyard | $3987 |
| MA | Hanscom AFB | $3999 |
| MD | Aberdeen Proving Grounds | $2379 |
| MD | Annapolis | $2859 |
| MD | Baltimore | $2544 |
| MD | Fort Detrick | $2505 |
| MD | Fort G. G. Meade | $2826 |
| MD | Indian Head Navordsta | $3126 |
| MD | Patuxent River | $2358 |
| MD | Eastern Shore | $2019 |
| MD | Oxford | $2373 |
| ME | Brunswick | $2076 |
| ME | Portland | $2994 |
| ME | Coastal Maine | $2148 |
| ME | Bangor | $1887 |
| MI | Detroit | $2241 |
| MI | Marquette | $1857 |
| MI | Sault Ste Marie | $1425 |
| MI | Traverse City | $1884 |
| MI | Grand Haven | $2040 |
| MI | Battle Creek/Kalamazoo | $1806 |
| MI | Lansing | $1650 |
| MI | Grand Rapids | $2007 |
| MI | Ann Arbor | $2472 |
| MI | Saginaw | $1497 |
| MN | Duluth | $1974 |
| MN | Minneapolis/St Paul | $2376 |
| MO | Kansas City | $1926 |
| MO | St. Louis | $2253 |
| MO | Whiteman AFB | $1473 |
| MO | Fort Leonard Wood | $1311 |
| MO | Springfield | $1335 |
| MO | Columbia/Jefferson City | $1257 |
| MS | Gulfport | $1503 |
| MS | Columbus AFB | $1338 |
| MS | Jackson | $1761 |
| MS | Meridian | $1197 |
| MS | Hattiesburg | $1374 |
| MT | Malmstrom SFB/Great Falls | $1482 |
| MT | Helena | $1785 |
| NC | Outer Banks | $2292 |
| NC | Morehead/Cherry Pt MCAS | $1881 |
| NC | Camp Lejeune | $1560 |
| NC | Charlotte | $2205 |
| NC | Durham/Chapel Hill | $2091 |
| NC | Elizabeth City | $2328 |
| NC | Fort Liberty/Pope | $1785 |
| NC | Seymour Johnson AFB | $1461 |
| NC | Greensboro | $1761 |
| NC | Raleigh | $2142 |
| NC | Wilmington | $2070 |
| NC | Asheville | $2265 |
| ND | Bismarck | $1506 |
| ND | Fargo | $1509 |
| ND | Grand Forks | $1587 |
| ND | Minot AFB | $1458 |
| NE | Omaha/Offutt AFB | $1932 |
| NE | Lincoln | $1587 |
| NH/ME | Portsmouth, NH - Kittery, ME | $3168 |
| NH | Manchester/Concord | $2976 |
| NJ | Atlantic City | $2541 |
| NJ | Cape May | $2529 |
| NJ | Fort Monmouth/Earle NWS | $3366 |
| NJ | Perth Amboy | $3240 |
| NJ | Northern New Jersey | $4392 |
| NJ | Trenton | $3342 |
| NJ | Wichita/McConnell AFB | $2688 |
| NM | Holloman AFB/Alamogordo | $1458 |
| NM | Albuquerque/Kirtland AFB | $2175 |
| NM | Cannon AFB/Clovis | $1305 |
| NM | White Sands MR/Las Cruces | $1752 |
| NM | Santa Fe/Los Alamos | $2748 |
| NV | Fallon NAS | $1554 |
| NV | Nellis AFB/Las Vegas | $2100 |
| NV | Reno/Carson City | $2394 |
| NY | Ballston Spa/Albany | $2460 |
| NY | Buffalo | $2046 |
| NY | West Point | $3111 |
| NY | Long Island | $4242 |
| NY | New York City | $5073 |
| NY | Rochester | $2079 |
| NY | Rome/Griffiss AFB | $2118 |
| NY | Syracuse | $2004 |
| NY | Fort Drum/Watertown | $1581 |
| NY | Westchester County | $4107 |
| NY | Staten Island | $3606 |
| OH | Akron | $1476 |
| OH | Cincinnati | $2154 |
| OH | Cleveland | $1884 |
| OH | Columbus | $1785 |
| OH | Wright-Patterson AFB | $1536 |
| OH | Toledo | $1965 |
| OH | Youngstown | $1167 |
| OK | Altus AFB | $1227 |
| OK | Vance AFB/Enid | $1158 |
| OK | Fort Sill/Lawton | $1248 |
| OK | Oklahoma City | $1623 |
| OK | Tulsa | $1488 |
| OR | Astoria | $2010 |
| OR | Coos Bay | $1842 |
| OR | Portland | $2337 |
| OR | Salem | $1965 |
| OR | Corvallis | $2334 |
| OR | Eugene | $2082 |
| PA | Carlisle Barracks | $2010 |
| PA / NJ | Philadelphia, PA - Camden, NJ | $2559 |
| PA | Willow Grove | $2904 |
| PA | Pittsburgh | $2184 |
| PA | State College | $1677 |
| PA | Erie | $1386 |
| PA | Wilkes-Barre/Scranton | $1740 |
| PA | Allentown/Bethlehem | $2277 |
| RI | Newport | $2790 |
| RI | Providence | $2931 |
| SC | Beaufort/Parris Island | $2448 |
| SC | Charleston | $2406 |
| SC | Columbia/Fort Jackson | $1875 |
| SC | Greenville | $1884 |
| SC | Myrtle Beach | $2130 |
| SC | Sumter/Shaw AFB | $1413 |
| SD | Rapid City/Ellsworth AFB | $1971 |
| SD | Sioux Falls | $1542 |
| TN | Chattanooga | $1950 |
| TN | Knoxville | $2052 |
| TN | Memphis | $2208 |
| TN | NAShville | $2265 |
| TN | Johnson City/Kingsport | $1485 |
| TX | Abilene/Dyess AFB | $1485 |
| TX | Austin | $2343 |
| TX | Beaumont | $1458 |
| TX | College Station | $1716 |
| TX | Corpus Christi | $1758 |
| TX | Dallas | $2529 |
| TX | Laughlin AFB/Del Rio | $1392 |
| TX | El Paso | $1773 |
| TX | Brownsville | $1623 |
| TX | Houston | $2136 |
| TX | Lubbock | $1476 |
| TX | Goodfellow AFB | $1509 |
| TX | San Antonio | $1935 |
| TX | Fort Cavazos | $1581 |
| TX | Wichita Fls/Sheppard AFB | $1452 |
| TX | Fort Worth | $2115 |
| TX | Waco | $1746 |
| UT | Ogden/Hill AFB | $2100 |
| UT | Salt Lake City | $2157 |
| UT | Provo | $2100 |
| VA | Charlottesville | $2214 |
| VA | Quantico/Woodbridge | $2985 |
| VA | Hampton/Newport News | $2184 |
| VA | Norfolk/Portsmouth | $2325 |
| VA | Richmond/Fort Gregg-Adams | $2268 |
| VA | Warrenton | $2952 |
| VA | Lexington | $1446 |
| VA | Roanoke | $1842 |
| VA | Dahlgren/Fort Walker | $2334 |
| VT | Burlington | $2967 |
| WA | Bremerton | $2358 |
| WA | Everett | $2712 |
| WA | Port Angeles | $2289 |
| WA | Seattle | $3051 |
| WA | Spokane | $2160 |
| WA | Tacoma | $2508 |
| WA | Whidbey Island | $2028 |
| WA | Yakima | $1800 |
| WI | Madison | $2373 |
| WI | Milwaukee | $2337 |
| WI | Sparta/Fort McCoy | $1335 |
| WI | Stevens Point | $1302 |
| WV | Morgantown | $1560 |
| WV | Huntington | $1470 |
| WV | Charleston | $1311 |
| WV | Eastern Panhandle | $2064 |
| WY | Cheyenne | $1488 |
| County Cost Group 510 | $1308 | |
| County Cost Group 520 | $1323 | |
| County Cost Group 530 | $1341 | |
| County Cost Group 540 | $1353 | |
| County Cost Group 550 | $1365 | |
| County Cost Group 560 | $1374 | |
| County Cost Group 570 | $1386 | |
| County Cost Group 580 | $1395 | |
| County Cost Group 590 | $1398 | |
| County Cost Group 600 | $1404 | |
| County Cost Group 610 | $1410 | |
| County Cost Group 620 | $1416 | |
| County Cost Group 630 | $1422 | |
| County Cost Group 640 | $1428 | |
| County Cost Group 650 | $1437 | |
| County Cost Group 660 | $1446 | |
| County Cost Group 670 | $1458 | |
| County Cost Group 680 | $1473 | |
| County Cost Group 690 | $1494 | |
| County Cost Group 700 | $1521 | |
| County Cost Group 710 | $1542 | |
| County Cost Group 720 | $1569 | |
| County Cost Group 730 | $1605 | |
| County Cost Group 740 | $1647 | |
| County Cost Group 750 | $1695 | |
| County Cost Group 760 | $1737 | |
| County Cost Group 770 | $1779 | |
| County Cost Group 780 | $1812 | |
| County Cost Group 790 | $1845 | |
| County Cost Group 800 | $1878 | |
| County Cost Group 810 | $1914 | |
| County Cost Group 820 | $1965 | |
| County Cost Group 830 | $2040 | |
| County Cost Group 840 | $2121 | |
| County Cost Group 850 | $2223 | |
| County Cost Group 860 | $2388 | |
| County Cost Group 870 | $2487 | |
| County Cost Group 880 | $2628 | |
| County Cost Group 890 | $2982 |
RELATED: Cities and Colleges with the Highest BAH in the US
Other Funds Available to Help Pay for School
In addition to paying for your education, the Department of Defense offers a “Yellow Ribbon Program” that helps cover the cost of tuition for dependents of military personnel. Unfortunately, the BAH calculator is unavailable for that program, but you can view a list of schools that participate in the Yellow Ribbon Program.
Online GI Bill Monthly Housing Allowance
The online GI Bill Monthly Housing Allowance is typically half the national rate paid for in-person attendance. This amount is equal to half the national average for active duty BAH for an E-5 with dependents.
VA.gov states, “If you started using your benefits on or after January 1, 2018, we’ll pay you up to $1,169.00. This is the maximum amount we’ll pay you each month” adding that for those taking at least one class in person, you may be eligible for the higher resident MHA.”
RELATED: Online Colleges for Military
Calculate Your Post-9/11 Monthly Housing Allowance for the 2025-2026 School Year
Select the school you wish to attend and you can see the corresponding GI Bill MHA for that school.
BAH Rates State Charts
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
BAH Calculation Factors
The BAH Calculator uses the Basic Allowance for Housing Rates. These rates are determined by:
- Location
- Pay grade
- Dependency status – with or without dependents
The compensation is affected by the cost of housing (ownership and rental) in local markets within the US.
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