VA Form 22-5490 Dependents’ Application for VA Education Benefits Step-By-Step Guide

Military Education

This is a step-by-step guide to filling out VA Form 22-5490, Dependents’ Application for VA Education Benefits. This is the form required for both dependents and spouses to apply for Chapter 35 Survivors’ and Dependents’ Education Assistance (DEA) or the Chapter 33 Fry Scholarship.

Read More: Survivors and Dependents’ VA Education Benefits

Read More: The John D. Fry Scholarship for Surviving Children and Spouses

This is NOT a guide on how to apply for the GI Bill, VET TEC, or how to transfer GI Bill benefits to a dependent or spouse. For those instructions, please refer to our other guides:

How To Apply For The Post 9/11 GI Bill

How To Transfer Post 9/11 GI Bill Benefits

Veteran Employment Through Technology Education Course (VET TEC)

Servicemembers are advised not to use this form to apply for education benefits “based on your own service” such as the GI Bill or Veterans Readiness and Employment benefits (Chapter 31). To apply for veteran education benefits based on your own service, use VA Form 22-1990 and to apply for Veteran Readiness and Employment benefits, use VA Form 28-1900.

About Terms Used In This Guide

The terms used in this guide are those used by the Department of Veterans Affairs. Terms like “dependent” and “sponsor” are found on the VA forms. Know that in typical cases a “dependent” is someone who is not the servicemember, but who is a member of the service member’s immediate family. A “sponsor” is another term for the military member or veteran.

Getting Started

The first thing you should do is to download VA Form 22-5490. This form asks you to provide information about the military member’s service, about the type of education you seek, and you will need to provide financial data (see below). You will also need signatures from both the dependent or spouse plus the parent/guardian where applicable.

Gather Documents And Information For Your Application

What do you need to provide besides the VA form (see below) when you begin the application process? There is a list of items you’ll need to gather before you start on working your claim. They include:

  • Social Security number.
  • Bank account direct deposit information including routing number and account number.
  • Education and military history.
  • Basic information about the school or training facility you need the benefits for (see below).

PART I – APPLICANT INFORMATION

  1. SOCIAL SECURITY NUMBER

Provide your SSN in the field provided. Failure to provide the SSN may result in your application being denied.

  1. SEX OF APPLICANT

The Department of Veterans Affairs requires a binary answer for this form. Select MALE or FEMALE.

  1. DATE OF BIRTH

Enter your full date of birth using the format provided on the form.

  1. NAME

Enter your FULL LEGAL NAME. This form requires you to use the legal name that is on your government-issued ID. If you are in the process of changing your name, know that you are required to use whatever name or identity is currently shown on your government-issued photo ID.

  1. CURRENT MAILING ADDRESS

Include all information including zip code.

  1. TELEPHONE NUMBER

List both home and mobile numbers where applicable, including Area Code.

  1. EMAIL ADDRESS

Enter an email address you check frequently for best results.

  1. DIRECT DEPOSIT INFORMATION

You must not only fill out the fields for the routing number and account number but you will also be required to submit a voided check for use in setting up your Direct Deposit. You must indicate whether the account is checking or savings.

PART II – QUALIFYING INDIVIDUAL INFORMATION (See instructions for #13)

  1. NAME OF QUALIFYING INDIVIDUAL (PARENT OR SPOUSE) ON WHOSE ACCOUNT BENEFITS ARE BEING CLAIMED

Include the full legal first name, middle initial, last name. The qualifying individual is the servicemember.

  1. SOCIAL SECURITY NUMBER OR VA FILE NUMBER

It’s best to indicate on the form which number you are submitting.

  1. BRANCH OF SERVICE

Enter the branch of military service in the field provided.

  1. DATE OF BIRTH

Enter the date of birth of the qualifying military member in the field provided.

13A. DID PARENT OR SPOUSE DIE WHILE SERVING ON ACTIVE DUTY OR WHILE ON DUTY OTHER THAN ACTIVE DUTY AS A MEMBER OF THE ARMED FORCES?

Check Yes or No for this box if you are a child or spouse of an active duty service member or a member of the Selected Reserve and the servicemember died in the line of duty.

13B. DATE LISTED AS MISSING IN ACTION OR P.O.W.

This field does not apply to all applicants, but if it applies to you, enter the date in the format indicated on the form.

13C. DID PARENT OR SPOUSE DIE FROM A SERVICE CONNECTED DISABILITY WHILE A MEMBER OF THE SELECTED RESERVE?

If the answer is NO, the applicant does not qualify for a Fry Scholarship. If the answer is YES, complete item 13D.

13D. DATE OF DEATH

Enter the date of death of the qualifying service member in the field provided.

  1. IS QUALIFYING INDIVIDUAL (PARENT OR SPOUSE) ON ACTIVE DUTY?

Answer YES or NO.

15. DO YOU (APPLICANT) OR THE QUALIFYING INDIVIDUAL (PARENT OR SPOUSE) HAVE AN OUTSTANDING FELONY AND/OR WARRANT?

Answer YES or NO. The VA advises that applicants are not eligible to receive benefits “for any period for which you or the qualifying individual on whose account you are claiming benefits has an outstanding felony warrant”.

PART III – RELATIONSHIP AND BENEFIT INFORMATION

  1. YOUR RELATIONSHIP TO QUALIFYING INDIVIDUAL (Check only one)

Select the appropriate box for surviving spouses or dependent school-age children.

SECTION I – SPOUSE/SURVIVING SPOUSE

17A. DATE OF MARRIAGE TO THE QUALIFYING INDIVIDUAL?

The VA advises that this date “will be verified against information entered on VA Form 21-686c, Application Request to Add And/Or Remove Dependents”.

Read More: VA Benefits: How To Add Or Remove Dependents With VA Form 21-686c

17B. IS A DIVORCE OR ANNULMENT PENDING TO THE QUALIFYING INDIVIDUAL?

Answer YES or NO.

  1. IF YOU ARE THE SURVIVING SPOUSE, HAVE YOU REMARRIED?

Answer YES or NO, but if YES, include the official date of remarriage.

  1. SPOUSE/SURVIVING SPOUSE SELECT THE BENEFIT THAT YOU ARE APPLYING FOR BELOW:

This portion is more complex than most of the rest of the form. You will need to select between the Fry Scholarship and VA DEA benefits. You will select one of two choices (A and B) but your selection of benefits in this case is IRREVERSIBLE and you will need to carefully review your options before committing.

OPTION A: AS A SPOUSE OR SURVIVING SPOUSE BASED ON 100% PERMANENT AND TOTAL DISABILITY, SERVICE CONNECTED OR LINE OF DUTY DEATH, I AM APPLYING FOR CHAPTER 35 – DEA BENEFITS.

Selecting this option is irreversible. Choose carefully.

OPTION B: AS A SURVIVING SPOUSE BASED ON EITHER “IN THE LINE OF DUTY” DEATH WHILE ON ACTIVE DUTY OR DUTY OTHER THAN ACTIVE DUTY WHILE A MEMBER OF THE ARMED FORCES, OR A SERVICE CONNECTED DEATH WHILE SERVING AS A MEMBER OF THE SELECTED RESERVE AFTER SEPTEMBER 10, 2001. I AM APPLYING FOR CHAPTER 33 FRY SCHOLARSHIP BENEFITS.

Selecting this option is irreversible. Choose carefully.

SECTION II – CHILD/STEPCHILD/ADOPTED CHILD

  1. CHILD/STEPCHILD/ADOPTED CHILD SELECT THE BENEFIT THAT YOU ARE APPLYING FOR BELOW:

Select A or B, but know that when you choose, it is irreversible.

Option A: I AM APPLYING FOR CHAPTER 35 – DEA BENEFITS. NOTE – BY CHECKING THIS BOX I ACKNOWLEDGE THAT I UNDERSTAND THIS ELECTION IS IRREVOCABLE AND MAY NOT BE CHANGED.

Applicants whose parent died in the line of duty before August 1, 2011 may apply for both DEA and Fry Scholarship benefits. Applicants eligible for both Chapter 35 (DEA) and Chapter 33 (Fry Scholarship) benefits who would like to use the Chapter 35 benefit first should select Option A.

Option B: AM APPLYING FOR CHAPTER 33 – FRY SCHOLARSHIP BENEFITS. NOTE – BY CHECKING THIS BOX I ACKNOWLEDGE THAT I UNDERSTAND THIS ELECTION IS IRREVOCABLE AND MAY NOT BE CHANGED.

Applicants whose parent died in the line of duty before August 1, 2011, may apply for both DEA and Fry Scholarship benefits. If you are eligible for both Chapter 35 (DEA) and Chapter 33 (Fry Scholarship) benefits and you would like to use the Chapter 33 benefit first, use Option B.

Important note: The Department of Veterans Affairs advises that those who choose Survivors’ and Dependents’ Education Assistance (DEA) or Chapter 33 Post-9/11 Fry Scholarship instead of “payments of compensation, pension, and Dependents’ Indemnity Compensation” is final and cannot be changed. For applicants 18 or older, payments of compensation, pension, and Dependents’ Indemnity Compensation (DIC) will end when approved for a DEA or Fry Scholarship.

  1. I CERTIFY THAT I UNDERSTAND THE EFFECTS THAT THIS ELECTION TO RECEIVE DEA OR FRY SCHOLARSHIP BENEFITS WILL HAVE ON MY ELIGIBILITY TO RECEIVE DIC OR PENSION BENEFITS

Choose YES or NO.

PART IV – BENEFIT AND TYPE OF EDUCATION OR TRAINING INFORMATION

22A. DATE YOU WILL BEGIN SCHOOL OR TRAINING

If you do not know the date, skip this question. Otherwise fill in with the starting date your school has provided.

22B. TYPE OF EDUCATION OR TRAINING (Check ONE box) COLLEGE OR OTHER SCHOOL

Select ONE answer from the list below:

  • FARM COOPERATIVE – (DEA ONLY)
  • LICENSING OR CERTIFICATION TEST
  • APPROVED PREP COURSES FOR LICENSE/CERTIFICATION TEST (Chapter 33 and Chapter 35)
  • APPRENTICESHIP OR ON-THE-JOB TRAINING
  • NATIONAL ADMISSION EXAMS OR NATIONAL EXAMS FOR CREDIT
  • CORRESPONDENCE COURSE (Fry Scholarship and DEA – Spouses only)
  • FLIGHT TRAINING (Fry Scholarship only)
  1. NAME AND ADDRESS OF SCHOOL OR TRAINING FACILITY

Be sure to include the number, street, city, state, and zip code.

  1. SPECIFY YOUR EDUCATION OR CAREER OBJECTIVE, IF KNOWN

The VA asks for examples here such as seeking a Bachelor of Arts in Accounting, Welding Certificate, Police Officer training, etc.

  1. WOULD YOU LIKE TO RECEIVE VOCATIONAL AND EDUCATIONAL COUNSELING?

Choose YES or NO.

26A. [DEA ONLY] DO YOU HAVE A MENTAL OR PHYSICAL DISABILITY FOR WHICH YOU ARE SEEKING SPECIAL RESTORATIVE TRAINING?

Choose YES or NO.

26B. [DEA ONLY] DO YOU HAVE A MENTAL OR PHYSICAL DISABILITY FOR WHICH YOU ARE SEEKING SPECIAL VOCATIONAL TRAINING?

Choose YES or NO.

PART V – APPLICATION HISTORY

  1. PRIOR TO THIS APPLICATION, HAVE YOU EVER APPLIED FOR OR RECEIVED ANY OF THE FOLLOWING VA BENEFITS?

Check all boxes which apply below:

A. DISABILITY COMPENSATION OR PENSION

B. DEPENDENTS’ INDEMNITY COMPENSATION (DIC)

C. VETERAN READINESS AND EMPLOYMENT BENEFITS (Chapter 31)

D. VETERANS EDUCATION ASSISTANCE BASED ON YOUR OWN SERVICE (Specify benefit(s)):

E. VETERANS EDUCATION ASSISTANCE BASED ON SOMEONE ELSE’S SERVICE SPECIFY BENEFIT(S) BY CHECKING APPLICABLE BOX BELOW AND COMPLETE ITEMS 29 AND 30 TRANSFERRED ENTITLEMENT.

Select one option below:

  • CHAPTER 35 – SURVIVORS’ AND DEPENDENTS’ EDUCATIONAL ASSISTANCE PROGRAM (DEA)
  • CHAPTER 33 – POST-9/11 GI BILL MARINE GUNNERY SERGEANT DAVID FRY SCHOLARSHIP

F. NONE

G. OTHER (Specify benefits)

Important note: Only complete items 28 and 29 below if you selected box E above.

  1. NAME OF INDIVIDUAL ON WHOSE ACCOUNT YOU PREVIOUSLY CLAIMED BENEFITS

Enter the full legal First, Middle, and Last name.

  1. SOCIAL SECURITY NUMBER OF INDIVIDUAL ON WHOSE ACCOUNT YOU PREVIOUSLY CLAIMED BENEFITS

Enter the full legal name as above.       

PART VI – APPLICANT’S MILITARY SERVICE INFORMATION

  1. HAVE YOU EVER SERVED ON ACTIVE DUTY IN THE ARMED FORCES?

Choose YES or NO. If NO, skip to Part VII

  1. INFORMATION ABOUT YOUR PERIOD(S) OF ACTIVE DUTY

Include the following information in the boxes provided:

  1. Date entered active duty
  2. Date separated from active duty
  3. Branch of service or Guard/Reserve component
  4. Character of discharge

PART VII – EDUCATION, TRAINING AND EMPLOYMENT

SECTION I – EDUCATION & TRAINING

  1. CHECK THE APPROPRIATE BOX AND ENTER THE DATE IN ITEM 33

Select from the following:

  • GRADUATED FROM HIGH SCHOOL
  • DISCONTINUED HIGH SCHOOL
  • EXPECT TO GRADUATE FROM HIGH SCHOOL
  • AWARDED GED
  • NEVER ATTENDED HIGH SCHOOL
  1. DATE (Enter in MM/DD/YYYY format. Presumably this is the date of graduation, award of a GED, or the date when the applicant discontinued high school. The Department of Veterans Affairs does not provide any additional notes or guidance on this Date entry. )

34A. TYPE OF SCHOOL
Fill in the relevant details for each applicable school including:

34B. NAME AND LOCATION OF SCHOOL including both city and state

34C. DATES OF TRAINING including stop and start date

34D.  NUMBER OF SEMESTER, QUARTER, OR CLOCK HOURS COMPLETED

35D. DEGREE, DIPLOMA, OR CERTIFICATE RECEIVED

36D. MAJOR FIELD OR COURSE OF STUDY

SECTION II – EMPLOYMENT

  1. CURRENT AND PAST EMPLOYMENT

Fill in the following boxes with the following information:

  1. EMPLOYER
  2. JOB TITLE
  3. NUMBER OF MONTHS EMPLOYED
  4. JOB TITLE

NOTE: Only complete items 36A and 36B if you are a civilian employee of the federal government.

36A. DO YOU EXPECT TO RECEIVE FUNDS FROM YOUR AGENCY OR DEPARTMENT FOR THE SAME COURSES FOR WHICH YOU EXPECT TO RECEIVE VA EDUCATIONAL ASSISTANCE?

Answer YES or NO but if YES, complete Item 36B.

36B. SOURCE OF EDUCATIONAL ASSISTANCE FROM GOVERNMENT EMPLOYMENT

Fill in any details you have about your current educational benefits as a government employee.

PART VIII – REMARKS AND REMINDERS AND VA EDUCATION BENEFITS PAMPHLET

SECTION I – REMARKS

  1. REMARKS

Use this space to add any relevant information about your application. If you need additional space, you can attach your remarks on a separate piece of paper but be sure to include your name and Social Security Number on each separate page.

SECTION II – REMINDERS

This space was designed to help you include all relevant information before you submit your application.

DID YOU REMEMBER TO:

  • WRITE YOUR SOCIAL SECURITY NUMBER ON THE TOP OF EACH PAGE
  • PROVIDE YOUR COMPLETE MAILING AND EMAIL ADDRESS
  • ATTACH SUPPORTING DOCUMENTS (e.g., birth certificate, marriage license, DD214, etc.)

SECTION III – VA EDUCATION BENEFITS INFORMATION

  1. THE MOST CURRENT INFORMATION ON VA EDUCATION BENEFITS IS AVAILABLE ONLINE AT www.va.gov.

This section is informational only. No personal data is needed here.

PART IX – CERTIFICATION AND SIGNATURE OF APPLICANT

I CERTIFY THAT all statements in my application are true and correct to the best of my knowledge and belief.

39A. SIGNATURE OF APPLICANT (DO NOT PRINT)

Sign your full legal name as it appears on your government-issued ID card or license. You must be at least 18 years of age to legally sign this form. If under 18, your parent, guardian or custodian must complete and sign in Part X.

39B. DATE

Enter the date when the form is completed.

PENALTY: Willfully false statements as to a material fact in a claim for education benefits is a punishable offense and may result in the forfeiture of these or other benefits and in criminal penalties.

PART X – SIGNATURE OF PARENT, GUARDIAN OR CUSTODIAN

This section must be completed by the parent, guardian, or custodian if the applicant is a minor.

  1. NAME OF PARENT, GUARDIAN, OR CUSTODIAN

Include the full legal name of the person signing the form as it appears on their government-issued ID card or license.

41A. MAILING ADDRESS OF PARENT, GUARDIAN, OR CUSTODIAN

Include the number, street, city, state, and zip code.

41B. TELEPHONE NUMBER(S) OF PARENT, GUARDIAN, OR CUSTODIAN

Include the area code.

41C. EMAIL ADDRESS OF PARENT, GUARDIAN, OR CUSTODIAN

Include this information where applicable.

42A. SIGNATURE OF PARENT/GUARDIAN

Check the box provided IF the applicant is under the age of 18.

42B. DATE SIGNED

Enter the date of the signature in 42A.

Post 9/11 GI Bill Application Guide for Spouses & Dependents

The Post 9/11 GI Bill is one of the most important military benefits. This guide features step-by-step instructions on how to fill out the application form and submit it to claim transferred VA Post 9/11 GI Bill benefits for qualifying military spouses and dependents.

This guide is for GI Bill applications only and not for GI Bill applications being applied for under VA Veteran Employment Through Technology Education Courses (VET TEC) or the National Call-To-Service program.

Read More: VA Benefits Under VET TEC and VA Benefits Under The National Call-To-Service program.

Military Spouse & Dependents’ Post 9/11 GI Bill Application Guide

This guide advises you on how to apply for transferred Post 9/11 GI Bill benefits. In order to complete the paperwork, you must apply AFTER having GI Bill benefits transferred to you and not before. If you have not had Post 9/11 GI Bill benefits transferred to you, you will need to have the service member complete that step first.

Transferring GI Bill Benefits

As mentioned above, this step-by-step application guide is written for spouses and dependents who have had GI Bill benefits transferred to them by the service member. It proceeds under the assumption that benefits have already been transferred. You cannot apply for Post 9/11 GI Bill benefits as a spouse or dependent until the military member has them formally transferred to you in writing.

Read More: Transfer Post 9/11 GI Bill Benefits to a Spouse or Dependent

About Terms Used In This Guide

The terms used in this guide are those used by the Department of Veterans Affairs. Terms like “dependent” and “sponsor” are found on the VA forms. Know that in typical cases a “dependent” is someone who is not the servicemember, but who is a member of the service member’s immediate family. A “sponsor” is another term for a military member or veteran.

What to Know About GI Bill Entitlement

This guide is not meant to help you determine whether the servicemember is eligible for the Post 9/11 GI Bill. Learn more about GI Bill eligibility based on the era of service the veteran joined in if you are not sure. All GI Bill payments are made via Direct Deposit. To use the GI Bill you must sign up for Direct Deposit, or contact the U.S. Treasury Department to discuss their waiver policy at 1-888-224-2950.

Post 9/11 GI Bill Application Guide: Getting Started

The first thing you must do in order to begin the application process to transfer the Post 9/11 GI Bill is to determine your eligibility for the program. You can do this at the Department of Veterans Affairs official site under the heading How Do I Apply? You’ll want to do this as your preliminary step. When you go to the link above, you will navigate to How Do I Apply and answer the following questions under FIND YOUR EDUCATION FORM:

Are you applying for a benefit or updating your program or place of training?

Answer “Applying for a new benefit”.

Are you a Veteran or service member claiming a benefit based on your own service?

Answer NO.

This will open a smaller list of questions, which include:

Is your sponsor deceased, 100% permanently disabled, MIA, or a POW?

Answer Yes or No. Answering Yes reveals an APPLY NOW button which takes you to a page with VA Form 22-5490 (Dependents’ Application for VA Education Benefits). You will complete this application to claim your GI Bill benefit.

Answering No opens another question:

Has your sponsor transferred their benefits to you?

Answer Yes or No. If you answer NO, you will have to wait to complete the application form until the GI Bill benefit has been transferred to you by the service member. Once the transfer has been approved by the Department of Defense (the VA does not approve or deny transfers) you can proceed to the next step, which is to complete VA Form 22-1990E (see below).

If you answer YES, an APPLY NOW button will appear, click on it to be taken to a page that links you to the online form VA Form 22-1990E (Application for Family Member to Use Transferred Benefits). Complete this form.

What to Know About Applying Online with the VA

You will be asked to log in before starting to fill out the form. If you do NOT log in, filling out the form is practically useless since you CANNOT SAVE it unless you log in. Filling the form out without logging in and trying to log in afterward to save the form may not work.

When you log in before applying, the VA may be able to auto-fill some of your application, based on your VA account information that may already be in the system. The VA says by signing in to your VA.gov account, you may be able to get an “instant decision” on your benefits claim application, depending on circumstances.

Once you log into VA.gov and begin filling out your application, you can save it in progress for up to 60 days. Once you begin a GI Bill application form, you have 60 days to complete it or it may be deleted.

Before Applying for the GI Bill, Gather Your Information

What do you need to provide besides the filled-out VA claim form (see below) when you initiate this process? There is a list of items you’ll need to gather before you start working on your claim. They include:

  • Social Security number.
  • Bank account direct deposit information including routing number and account number.
  • Education and military history.
  • Basic information about the school or training facility you need the benefits for (see below).

School Selection Issues

Not all schools participate in the GI Bill program. This is one reason why school choice can be an important part of this process. If a school is not on the VA list there may be any number of reasons why.

Read More: The Best GI Bill Schools

The school may be in the process of being approved by the VA, and may not have made it through the system yet. The school may have been rejected by the VA. If your school isn’t able to accept GI Bill funds, you’ll need to find one that does or learn more about alternative school funding options.

Learn more about your alternative school funding options. You can also explore options in states that offer free college to veterans.

Starting Your Post 9/11 Transferred GI Bill Benefits Application

Once the DoD has approved the transfer request, family members can apply for transferred GI Bill benefits online, by mail, or in person.

You can also seek help from a Veteran Service Organization. You will be required to submit a VA form plus other supporting documentation as described above. There may be additional forms required depending on the school and the nature of your studies.

How to Apply for the GI Bill In Person

You can apply with help from your school’s VA Certifying Official. The official will help you or direct you to someone who can help you complete the GI Bill form described here and you will get good advice on how the process works at that financial institution.

You can also apply in person at a VA Regional office near you. If you want to apply in person, be sure to contact the regional office in advance to make an appointment or walk in depending on the availability of representatives in your area.

How to Apply for GI Bill Benefits By Mail

You can call the Department of Veterans Affairs directly at 888-442-4551 during business hours Monday through Friday to request a paper application be sent to you. Once the application is complete, send it to the VA regional claims processing office in the same area as your school.

How to Apply for GI Bill Benefits Using a Veteran Service Officer

The VA asks applicants to use the VA eBenefits portal if they decide to use a VSO to apply for these benefits. You can let the VA know you’ll use a VSO to assist you with your application via eBenefits and you can also use the portal to search for a local VSO. There is also a search tool offered by the VA Office of the General Counsel to find VA-recognized organizations and VA-accredited professionals. Veteran Service Officers typically work for Veteran Service Organizations like the DAV, AMVETS, and other entities.

Read More: What Are Veteran Service Organizations?

A VSO can help you fill out and submit VA Form 22-1990E, Application for VA Benefits. What follows in this section is step-by-step instructions for completing the form for those who want to do it themselves.

VA Form 22-1990E Application for VA Benefits Step-By-Step Guide

Start by downloading VA Form 22-1990E from the VA official site. The completion time for this form is estimated at 15 minutes. It is smart to allow for more time to complete and submit the form, there are many questions and details to be provided. It’s best not to apply for this benefit if you are pressed for time that day–wait until you can complete your application in one sitting when submitting online for the best results.

VA Form 22-1990E Step-By-Step Instructions: Page 1  of 4

PART I – APPLICANT INFORMATION

  1. SOCIAL SECURITY NUMBER OF APPLICANT

Fill in the blanks with your Social Security Number. Providing the number may be labeled as “voluntary” but without the Social Security Number, you may not be able to apply for this benefit.

  1. SEX OF APPLICANT

For GI Bill purposes, it will be necessary to use the gender currently reflected on your state government ID, military ID card, or other identification.

If you are in the process of changing your IDs to reflect your personal pronouns, know that all official communication with the VA will require the “official” gender as in your current government records. If you need assistance in this area, contact the Department of Veterans Affairs at 1-800-827-1000.

  1. APPLICANT’S DATE OF BIRTH

Enter your full date of birth in the boxes provided.

  1. NAME (First, Middle Initial, Last)

As with the gender portion of this GI Bill application, you will need to enter your name as it is currently shown on your government IDs. This is unfortunate for some, but at press time the application process has not evolved to accept variations in these identification fields.

  1. APPLICANT’S ADDRESS

Provide your full physical address. Providing a temporary address or a P.O. Box may delay your receipt of important communication from the VA.

6A. APPLICANT’S TELEPHONE NUMBERS

Include both home and mobile numbers where applicable and always include the area code.

6B. APPLICANT’S E-MAIL ADDRESS

This is NOT an optional field. Your email address is required to complete this form.

7. DIRECT DEPOSIT

This section asks you to provide your bank routing number and account number. Signing up for Direct Deposit is typically required for GI Bill benefits.

8A. RELATIONSHIP WITH THE SERVICEMEMBER

This section asks you to indicate whether you are a spouse or a dependent.

8B.DID YOU RECEIVE A HIGH SCHOOL DIPLOMA OR HIGH SCHOOL EQUIVALENCY CERTIFICATE?

Answer YES or NO but if YES, provide the date earned.

PAGE 1 PART II–BENEFIT TRANSFERRED AND TYPE AND PROGRAM OF EDUCATION OR TRAINING

The application form you are filling out can be used for multiple benefits. This guide is specifically for applying for transferred GI Bill benefits using this form.

9A. BENEFIT TRANSFERRED TO YOU

Check Box 9A, Chapter 33 Post 9/11 GI Bill.

9B. TYPE OF EDUCATION OR TRAINING

Select the appropriate box:

    • College or another school
    • Vocational Flight Training
    • National Test Reimbursement (Sat, CLEP, Etc.)
    • Licensing / Certification Test Reimbursement (MCSE, CCNA, EMT, NCLEX, etc)
    • Preparatory Course
    • Apprenticeship / On-The-Job Training
    • Correspondence
    • Tuition Assistance Top-Up

9C. FULL NAME AND ADDRESS OF SCHOOL, IF KNOWN

This is a text box where you will enter the relevant details if you have them.

9D. PLEASE SPECIFY YOUR EDUCATIONAL OR CAREER OBJECTIVE, IF KNOWN

Another text box where you can type in the appropriate information.

That is the end of Page One of this application.

VA Form 22-1990 Step-By-Step Instructions: Page 2 of 4

PAGE 2 PART III – TYPE AND PROGRAM OF EDUCATION OR TRAINING

The top of the second page on the upper right has a section for entering your Social Security Number. This is at the top of each page in the four-page application. Be sure to enter your SSN on each page.

10A. DO YOU HOLD ANY FAA FLIGHT CERTIFICATES?

Answer YES or NO but if YES, specify in the space provided.

10B. EDUCATION AFTER HIGH SCHOOL

This section should include any apprenticeship, on-the-job training, and flight training you may have taken, plus the dates attended, degree or certificate earned, etc. You will also need to provide the number of hours and the type of hours (term, semester, etc.)

10C. EMPLOYMENT

Enter two jobs you have held since high school including the dates, names of employers, occupation/specialty, etc.

PAGE 2 PART IV – ENTITLEMENT TO AND USAGE OF ADDITIONAL TYPES OF ASSISTANCE

Answer only the questions which apply to you in this section.

11A. FOR APPLICANTS ON ACTIVE DUTY ONLY

Are you receiving or do you anticipate receiving any money (including but not limited to Federal Tuition Assistance) from the Armed Forces or Public Health Service for the course for which you have applied to the VA for education benefits? Answer YES or NO.

11B. FOR APPLICANTS WHO ARE CIVILIAN EMPLOYEES OF THE U.S. GOVERNMENT ONLY:

Are you receiving or do you anticipate receiving any money (including but not limited to the Government Employees Training Act) from your Agency for the same period for which you have applied to the VA for education benefits? If you will receive such benefits during any part of your training, check YES.

PAGE 2 PART V – SERVICE MEMBER INFORMATION

12. SERVICE MEMBER’S SOCIAL SECURITY NUMBER

Enter the service member’s Social Security Number here. Failure to provide this information may result in not receiving the benefit.

13. SERVICE MEMBER’S BRANCH OF SERVICE

Enter the appropriate branch of service here.

14. SERVICE MEMBER’S NAME (First, Middle Initial, Last)

Enter the full legal name of the service member.

15. SERVICE MEMBER’S ADDRESS

Enter the full current address of the service member.

PAGE 2  PART VI – CERTIFICATION AND SIGNATURE OF APPLICANT, GUARDIAN, OR CUSTODIAN

This section must be completed by the parent, guardian or custodian if the applicant is a minor. You will certify that “all statements in my application are true and correct to the best of my knowledge and belief.”

16A. SIGNATURE

Check the appropriate box below and sign your full legal name. Do not print your name, but use your signature the way you would on a check or a contract.

 

 

 

How to Transfer Post 9/11 GI Bill Benefits to a Spouse or Dependent

Transferring Post 9/11 GI Bill® benefits to a family member may be one of the most popular military benefits available to an active duty service member and those in the Selected Reserve.

But you are not allowed to simply fill out a form and authorize your GI Bill education benefits to be transferred to your spouse or college-age child. The Department of Defense requires a new active duty service commitment in order for you to be approved to transfer your benefit.

Can I Transfer My Post 9/11 GI Bill Benefits?

The first thing to know about transferring your GI Bill benefit is that it is NOT up to the Department of Veterans Affairs to approve or deny your request – the Department of Defense ultimately sets the rules and decides who is allowed to transfer GI Bill benefits.

You may be able to transfer Post-9/11 GI Bill benefits if you’re on active duty or in the Selected Reserve and you meet all requirements below:

  • Complete 6 years or more of qualifying service on the date your request is approved
  • Agree to a 4-year service commitment as a condition of approval
  • The person you are transferring your benefits to is enrolled in DEERS

If your spouse or dependent is not in DEERS you will have to accomplish this before you can proceed.

Benefits for Dependents and Spouses with a Transferred GI Bill

Your spouse or dependent child may qualify for up to 36 months of benefits that may include:

  • Tuition
  • Housing
  • Books and supplies

How to Transfer Post 9/11 GI Bill Benefits

The most important thing to know about transferring your GI Bill benefits to a dependent or spouse is that you must apply and be approved for the transfer while you are still serving. Once you retire or separate from military service, you cannot apply for a transfer.

To apply while you are still serving, you will apply through the Department of Defense milConnect portal, and NOT through the VA. The Department of Veterans Affairs cannot accept, process, or approve your transfer request.

To begin,

  1. Go to milConnect
  2. Select Transfer My Education Benefits. You will need a DS Logon to do this.
  3. You will apply online for the transfer approval
  4. Obtain the “retainability” needed to qualify (you agree to reenlist or to extend a commission for another 4 years)
  5. Await DoD approval

You will need to select a family member (you can agree to split the benefit among multiple immediate family members in any combination but 36 months is the limit for the entire benefit regardless of how many use it.) from the list provided (as reflected in DEERS) and for each eligible family member enter the number of months to transfer.

You may be prompted to enter a transfer end date. Doing so will cause the transferred benefit to end on that date for that person. According to the VA official site, “we recommend you leave the End Date blank as the system will provide the latest legal end date allowed.” Be advised, if you enter an end date, the VA cannot grant extensions beyond that date.

You will also be prompted to select the benefit you are transferring, acknowledge the program’s rules, and submit the request to the DoD. Once you have been approved for the transfer, your dependents or spouse may begin the application process for the GI Bill benefit itself.

Once You Have Applied to Transfer Your GI Bill

While you are still waiting for approval of the transfer, you can track your request through milConnect. If you are approved, the system will update to reflect “Transfer Approved” or “Transfer Request Approved” and the approval date.

Once you get approved status your milConnect account will also reflect indicators showing how far into your military service commitment (required to transfer the GI Bill) you have come so far, according to VA.gov:

  • A green message means you have fulfilled your service obligation.
  • A yellow message means you must stay in the Service until your obligation end date or risk losing eligibility to transfer education benefits.
  • Guard and Selected Reserve members must maintain an uninterrupted Selected Reserve status during the entire obligatory service time.
  • A red message means you are at risk of failing or have failed to complete your service commitment. This is typically because your separation date is before your ”obligation end date”.

After the Post-9/11 GI Bill Transfer Is Approved

Once the transfer is approved and the GI Bill application has been submitted and approved, there are rules dictating how the benefits can be used and when.

Rules for Military Spouses

For spouses, the GI Bill can be accessed immediately, and:

    • The spouse can use the benefit while the service member is still on active duty or after separating from service.
    • The spouse can use the benefit for up to 15 years after the servicemember retires or separates.
    • Be aware you will not qualify for the monthly housing allowance while on active duty

Rules for Dependent Children

The rules for dependent children include the following:

    • School-age dependents can use the Post 9/11 GI Bill only after the servicemember completes 10 years of service or more.
    • The benefit is available while the servicemember is on active duty or after retirement/separation.
    • The benefit cannot be used until the student has earned a high school diploma (or equivalency certificate), or has turned 18 years old.
    • Dependent children may qualify for the monthly housing allowance even when the servicemember is still on active duty
    • The dependent must use the benefit before turning 26 years old.

Dependents can still use their transferred GI Bill benefits even if they get married, or you and your spouse get a divorce. Service members and Veterans can change certain GI Bill transfer options at any time.

Apply For Transferred GI Bill Benefits

When you get your approval back from the Department of Defense your family members may apply for the GI Bill. It can be done online at the VA official site or you can apply by mail. Fill out VA Form 22-1990E and mail it to your nearest VA regional office.

What to Know if Your School Closes or is Removed From the VA Approved List

In cases where your school closes or loses approval for VA education assistance programs, legislation such as the VETS Credit Act can help. Changes to VA policy (through federal law) allow students to apply for a restoration of 100% VA education benefits.

Not all students are approved, and conditions apply. Those who do not want to transfer credits may have their restoration approved without further certifications depending on circumstances.

Students may be required to apply to a new school that will accept transfer credits before the VA will consider restoration of their entitlement. If you choose to transfer credits you may be approved for full restoration of VA education benefits–the condition is that you must transfer fewer than 12 credit hours and certify to such in writing with the VA.

Those who choose to transfer more than 12 credits will not have their benefit restored. Make an appointment with a VA representative or a school admissions advisor if you aren’t sure how these rules may apply to you.

Read more: When Your School Closes: The Veterans Eligible to Transfer School (VETS) Credit Act

RELATED:

 

 

MyCAA Schools List: Regionally & Nationally Accredited

List of Regionally & Nationally Accredited MyCAA Schools

Here’s a list of schools that are MyCAA-accredited institutions.  Many of these schools can be found in the CollegeRecon School Finder tool.

 

School Name Accreditation Availability
A. T. Still University of Health Sciences Regional Both classroom & online
Abraham Baldwin Agricultural College Regional Both
Abraham Lincoln University National Online
Academy of Art University Regional Both
Adams State University Regional Both
Adirondack Community College Regional Both
Aiken Technical College Regional Both
Aims Community College Regional Both
Alamance Community College Regional Both
Alamo Community College District Regional Both
Albany State University Regional Both
Albany Technical College Regional Both
Alcorn State University Regional Both
Allan Hancock College Regional Both
Allen County Community College Regional Both
Alliant International University Regional Both
Alpena Community College Regional Both
Amberton University Regional Both
American Academy Mcallister Institute National Both
American Business & Technology University National Online
American Career College – Ontario National Both
American College of Healthcare Sciences – Achs National Online
American Graduate University National Online
American Healthcare Documentation Professionals Group National Online
American Institute National Both
American Intercontinental University – Online Regional Both
American International College Regional Both
American Military University (Amu) Regional Online
American National University National Both
American Public University Regional Online
American Sentinel University National Online
American University Regional Both
Amridge University Regional Both
Angelo State University Regional Both
Anne Arundel Community College Regional Both
Anoka Ramsey Community College Regional Both
Anoka Technical College Regional Both
Appalachian State University Regional Both
Arapahoe Community College Regional Both
Arizona State University Regional Both
Arizona Western College Regional Both
Arkansas State University Regional Both
Arkansas State University – Beebe Regional Both
Arkansas Tech University Regional Both
Arlington Career Institute National Both
Asher College National Both
Asheville Buncombe Technical Community College Regional Both
Ashford University Regional Both
Ashland County, West Holmes Career Center National Both
Ashland University Regional Both
Ashworth College National Online
Asnuntuck Community College Regional Both
Aspen Beauty Academy of Laurel National Both
Aspen University National Both
At Home Professions National Online
Athens State University Regional Both
Atlanta Technical College Regional Both
Atlantic Cape Community College Regional Both
Auburn University Regional Both
Auburn University Montgomery Regional Both
Augusta Technical College Regional Both
Auguste Escoffier School of Culinary Arts – Austin National Both
Auguste Escoffier School of Culinary Arts – Boulder National Both
Aura Wellness Center National Online
Aurora University Regional Both
Austin Career Institute National Both
Austin Community College Regional Both
Austin Peay State University Regional Both
Autry Technology Center Regional Both
Averett University Regional Both
Azusa Pacific University Regional Both
Bainbridge State College Regional Both
Baker College Regional Both
Baker University Regional Both
Ball State University Regional Both
Baptist Health College Little Rock National Both
Baptist Health System School of Health Professions National Both
Barry University Regional Both
Barton County Community College Regional Both
Bates Technical College Regional Both
Baton Rouge Community College Regional Both
Bay De Noc Community College Regional Both
Bay Path University Regional Both
Belhaven University Regional Both
Bellarmine University Regional Both
Bellevue College Regional Both
Bellus Academy-National City National Both
Bemidji State University Regional Both
Benedictine University Regional Both
Bergen Community College Regional Both
Berkeley College Regional Both
Berklee College of Music Regional Both
Bethel University Mckenzie Regional Both
Bevill State Community College Regional Both
Big Bend Community College Regional Both
Binghamton University Regional Both
Biola University Regional Both
Bishop State Community College – Main Campus Regional Both
Bismarck State College Regional Both
Black Hills State University Regional Both
Blackstone Career Institute National Online
Bladen Community College Regional Both
Blinn College Regional Both
Blue Cliff College National Both
Blue Ridge Community And Technical College Regional Both
Blue Ridge Community College-Flat Rock Regional Both
Bluegrass Community & Technical College Regional Both
Boise State University Regional Both
Bon Secours Memorial College of Nursing National Both
Bossier Parish Community College Regional Both
Boston Architectural College Regional Both
Boston College Regional Both
Boston University Regional Both
Bowie State University Regional Both
Bowling Green State University Regional Both
Brandeis University Regional Both
Brandman University Regional Both
Brenau University Regional Both
Brescia University Regional Both
Bridge Education Group National Both
Bridgewater State University Regional Both
Brighton College National Online
Bristol Community College Regional Both
Brookdale Community College Regional Both
Brookhaven College Regional Both
Brookline College National Both
Brown University Regional Both
Bryan College – Dayton Regional Both
Bryan University – Springfield National Both
Bryan University – Tempe National Both
Bryant & Stratton College Regional Both
Bucks County Community College Regional Both
Bunker Hill Community College Regional Both
Butte College Regional Both
Calhoun Community College Regional Both
California Coast University National Online
California College San Diego National Both
California Institute of Advanced Management Regional Both
California Institute of Arts & Technology National Both
California Intercontinental University National Online
California Miramar University National Both
California Southern University National Online
California State Polytechnic University Pomona Regional Both
California State University Monterey Bay Regional Both
California State University Chico Regional Both
California State University Dominguez Hills Regional Both
California State University Fullerton Regional Both
California State University Long Beach Regional Both
California State University Los Angeles Regional Both
California State University Northridge Regional Both
California State University Sacramento Regional Both
California State University San Marcos Regional Both
California State University, San Bernardino Regional Both
California University of Pennsylvania Regional Both
Calvary University Regional Both
Cambridge College Regional Both
Cambridge Junior College – All Campuses National Both
Camden County College Regional Both
Cameron University Regional Both
Campbell University Regional Both
Campbellsville University Regional Both
Cape Cod Community College Regional Both
Cape Fear Community College Regional Both
Capella University Regional Online
Capital Community College Regional Both
Capitol Technology University Regional Both
Career Institute of Technology National Both
Career Technical Institute National Both
Caring For Life, Llc National Both
Carnegie Mellon University Regional Both
Carolina College of Biblical Studies National Both
Carrington College – Phoenix Regional Both
Carrington College – Portland Regional Both
Carroll Community College Regional Both
Carthage College Regional Both
Casper College Regional Both
Catholic University of America Regional Both
Cayuga Community College – Suny Office of Community College Regional Both
Cecil College Regional Both
Cedar Valley College Regional Both
Center For Advanced Legal Studies National Both
Central Carolina Community College Regional Both
Central Carolina Technical College Regional Both
Central Community College Regional Both
Central Connecticut State University Regional Both
Central Georgia Technical College Regional Both
Central Louisiana Technical Community College National Both
Central Maine Community College Regional Both
Central Methodist University Regional Both
Central Michigan University Regional Both
Central New Mexico Community College Regional Both
Central Ohio Technical College Regional Both
Central Oregon Community College Regional Both
Central Penn College Regional Both
Central Piedmont Community College Regional Both
Central Texas College Regional Both
Central Washington University Regional Both
Centralia College Regional Both
Centura College National Both
Century College Regional Both
Cerro Coso Community College Regional Both
Chadron State College Regional Both
Chamberlain University Regional Both
Chaminade University of Honolulu Regional Both
Chandler Gilbert Community College Regional Both
Charleston Southern University Regional Both
Charter College National Both
Chattahoochee Valley Community College Regional Both
Chattanooga State Community College Regional Both
Chemeketa Community College Regional Both
Chesapeake College Regional Both
Chicago School of Professional Psychology Regional Both
Childcare Education Institute National Online
Chippewa Valley Technical College Regional Both
Christ College of Nursing And Health Sciences Regional Both
Christopher Newport University Regional Both
Cincinnati Christian University Regional Both
Cisco College Regional Both
Citadel, The Military College of South Carolina Regional Both
City Colleges of Chicago – Malcolm X College Regional Both
City Colleges of Chicago Harry S Truman College Regional Both
City University of Seattle Regional Both
Clackamas Community College Regional Both
Claremont Lincoln University Regional Online
Clarion University of Pennsylvania Regional Both
Clark College Regional Both
Clark State Community College Regional Both
Clarkson College Regional Both
Clayton State University Regional Both
Clemson University Regional Both
Cleveland State University Regional Both
Cloud County Community College Regional Both
Clover Park Technical College Regional Both
Clovis Adult Education National Both
Clovis Community College Regional Both
Coastal Alabama Community College Regional Both
Coastal Bend College Regional Both
Coastal Carolina Community College Regional Both
Coastal Carolina University Regional Both
Coastal Pines Technical College Regional Both
Coastline Community College Regional Both
Cochise College Regional Both
Coconino County Community College Regional Both
Coker University Regional Both
Colby Community College Regional Both
College of Central Florida Regional Both
College of Charleston Regional Both
College of Coastal Georgia Regional Both
College of Du Page Regional Both
College of Lake County Regional Both
College of Mount Saint Vincent Regional Both
College of Our Lady of The Elms Regional Both
College of Saint Scholastica Regional Both
College of San Mateo Regional Both
College of Southern Idaho Regional Both
College of Southern Maryland Regional Both
College of Southern Nevada Regional Both
College of Staten Island/Cuny Regional Both
College of The Florida Keys (The) Regional Both
College of The Sequoias Regional Both
College of Western Idaho Regional Both
Collegeamerica – Denver National Both
Collin County Community College Regional Both
Colorado Christian University Regional Both
Colorado Mesa University Regional Both
Colorado Mountain College Regional Both
Colorado State University Regional Both
Colorado State University – Global Campus Regional Online
Colorado State University Pueblo Regional Both
Colorado Technical University Regional Both
Columbia College – Columbia Regional Both
Columbia College of South Carolina Regional Both
Columbia International University Regional Both
Columbia Southern University National Online
Columbia State Community College Regional Both
Columbus State Community College- Main Campus Regional Both
Columbus State University Regional Both
Columbus Technical College Regional Both
Community Care College National Both
Community College of Allegheny County Regional Both
Community College of Aurora Centretech Campus Regional Both
Community College of Baltimore County Regional Both
Community College of Beaver County Regional Both
Community College of Denver Regional Both
Community College of Philadelphia Regional Both
Community College of Vermont Regional Both
Concorde Career College – Aurora National Both
Concorde Career College – Garden Grove National Both
Concorde Career College – San Diego National Both
Concordia College – Moorhead Regional Both
Concordia University Regional Both
Concordia University – Irvine Regional Both
Concordia University – Nebraska Regional Both
Concordia University – Portland Regional Both
Concordia University – River Forest Regional Both
Concordia University – Saint Paul Regional Both
Concordia University Texas Regional Both
Connors State College Regional Both
Converse College Regional Both
Copper Mountain College Regional Both
Coppin State University Regional Both
Corban University Regional Both
Corning Community College Regional Both
Cowley County Community College & Area Vocational Technical School Regional Both
Craven Community College Regional Both
Crowder College Regional Both
Cumberland University Regional Both
Cuny Graduate School And University Center Regional Both
Cuny Hunter College Regional Both
Cuny John Jay College Criminal Justice Regional Both
Cuny Lehman College Regional Both
Cuny Queens College Regional Both
Cuyahoga Community College Regional Both
Cuyamaca College Regional Both
Dakota College At Bottineau Regional Both
Dakota Wesleyan University Regional Both
Dallas Baptist University Regional Both
Dalton State College Regional Both
Daniel Webster College Regional Both
Davenport University Regional Both
Davidson County Community College Regional Both
Dawson Community College Regional Both
Daymar College – Bellevue National Both
Daymar College – Paducah National Both
Daymar College-Owensboro National Both
Daytona College National Both
Daytona State College Regional Both
De Anza Community College Regional Both
Del Mar College Regional Both
Delaware State University Regional Both
Delaware Technical And Community College Regional Both
Delaware Technical And Community College Stanton/W Regional Both
Delaware Valley University Regional Both
Delgado Community College Regional Both
Delta State University Regional Both
Depaul University Regional Both
Des Moines Area Community College Regional Both
Desales University Regional Both
Devry University Regional Both
Devry University’S -Keller Graduate School of Management Downers Grove Regional Both
Dickinson State University Regional Both
Divine Mercy University Regional Both
Dixie State University Regional Both
Doane University Regional Both
Dodge City Community College Regional Both
Dominican University Regional Both
Downey Adult School – Career & Education Center National Both
Drake University Regional Both
Drury University Regional Both
Duke University Regional Both
Duquesne University of The Holy Spirit Regional Both
Durham Technical Community College Regional Both
Dutchess Community College Regional Both
Dyersburg State Community College Regional Both
Dyouville College Regional Both
Eagle Gate College National Both
East Carolina University Regional Both
East Central College Regional Both
East Central University Regional Both
East Georgia State College Regional Both
East Mississippi Community College Regional Both
East Stroudsburg University Regional Both
East Tennessee State University Regional Both
Eastern Connecticut State University Regional Both
Eastern Florida State College Regional Both
Eastern Kentucky University Regional Both
Eastern Michigan University Regional Both
Eastern New Mexico University – Portales Regional Both
Eastern Oregon University Regional Both
Eastern Virginia Medical School Regional Both
Eastern Washington University Regional Both
Eastfield College Regional Both
Ecornell Regional Online
Ecpi University Regional Both
Edgewood College Regional Both
Edinboro University of Pennsylvania Regional Both
Edison State Community College Regional Both
Edmonds Community College Regional Both
Educatore School of Education National Online
El Paso County Community College District Regional Both
Elaine P. Nunez Community College Regional Both
Elizabeth City State University Regional Both
Elizabethtown College Regional Both
Elizabethtown Community And Technical College Regional Both
Elmhurst College Regional Both
Embry-Riddle Aeronautical University Regional Both
Emerging Technologies Institute National Online
Emporia State University Regional Both
Endicott College Regional Both
Enterprise State Community College Regional Both
Erie Community College Regional Both
Erikson Institute Regional Both
Estrella Mountain Community College Regional Both
Evangelical Theological Seminary National Both
Everett Community College Regional Both
Everglades University Regional Both
Excelsior College Regional Both
Fairleigh Dickinson University Regional Both
Fashion Institute of Technology Regional Both
Faulkner University Regional Both
Fayetteville State University Regional Both
Fayetteville Technical Community College Regional Both
Felician College Regional Both
Fisher College – Boston Regional Both
Fisk University Regional Both
Fitchburg State University Regional Both
Florence-Darlington Technical College Regional Both
Florida Atlantic University Regional Both
Florida Coastal School of Law National Both
Florida Gateway College Regional Both
Florida Gulf Coast University Regional Both
Florida Institute of Technology Regional Both
Florida International University Regional Both
Florida National University Regional Both
Florida Southwestern State College Regional Both
Florida State College At Jacksonville Regional Both
Florida State University Regional Both
Florida Vocational Institute National Both
Fond Du Lac Tribal And Community College Regional Both
Fontbonne University Regional Both
Fordham University – Rose Hill Campus Regional Both
Forsyth Technical Community College Regional Both
Fort Hays State University Regional Both
Fort Valley State University Regional Both
Fortis College National Both
Fortis College – Indianapolis National Online
Fortis College – Orange Park National Both
Fox College Regional Both
Fox Valley Technical College Regional Both
Framingham State University Regional Both
Franciscan University of Steubenville Regional Both
Franklin University Regional Both
Frederick Community College Regional Both
Freed-Hardeman University Regional Both
Fremont College National Both
Fresno Pacific University Regional Both
Friends University Regional Both
Front Range Community College – Westminster Campus Regional Both
Frontier Nursing University Regional Online
Full Sail University National Both
Fuller Theological Seminary Regional Both
Gadsden State Community College Regional Both
Gainesville State College Regional Both
Galveston College Regional Both
Gardner-Webb University Regional Both
Garrett College Regional Both
Gaston College Regional Both
Gateway Community & Technical College Regional Both
Gateway Community College – Phoenix Regional Both
Gateway Technical College Regional Both
Gavilan College Regional Both
Geneva College Regional Both
George C. Wallace Community College Regional Both
George C. Wallace State Community College-Main Campus Regional Both
George Corley Wallace State Community College-Selma Regional Both
George Mason University Regional Both
George Washington University Regional Both
Georgia College & State University Regional Both
Georgia Gwinnett College Regional Both
Georgia Highlands College Regional Both
Georgia Institute of Technology Regional Both
Georgia Military College Regional Both
Georgia Piedmont Technical College Regional Both
Georgia Southern University Regional Both
Georgia Southwestern State University Regional Both
Georgia State University Regional Both
Germanna Community College Regional Both
Glendale Community College-Az Regional Both
Golden Gate University Regional Both
Gonzaga University Regional Both
Gordon Conwell Theological Seminary National Both
Goyoga Usa National Both
Grace School of Theology National Both
Grace University Regional Both
Graceland University Regional Both
Grambling State University Regional Both
Grand Canyon University Regional Both
Grand Rapids Community College Regional Both
Grand Valley St University Regional Both
Granite State College Regional Both
Grantham University National Online
Great Bay Community College Regional Both
Great Falls College Montana State University Regional Both
Green River College Regional Both
Greenville Technical College Regional Both
Grossmont College Regional Both
Guilford Technical Community College Regional Both
Gulf Coast State College Regional Both
Gwinnett Technical College Regional Both
Gwynedd Mercy University Regional Both
H. Councill Trenholm State Community College Regional Both
Hagerstown Community College Regional Both
Hallmark University National Both
Harcum College Regional Both
Hardin Simmons University Regional Both
Harding University Regional Both
Harford Community College Regional Both
Harold Washington College Regional Both
Harrisburg Area Community College Regional Both
Harrison College – Indianapolis National Both
Hawaii Community College Regional Both
Hawaii Medical College National Both
Hawaii Pacific University Regional Both
Hawaii School of Yoga National Both
Hawkeye Community College Regional Both
Henderson State University Regional Both
Henley-Putnam University National Online
Henry Ford College Regional Both
Herkimer County Community College – Suny Office of Community Colleges Regional Both
Herzing University Regional Both
Hesser College – Concord Regional Both
Highland Community College Ks Regional Both
Hilbert College Regional Both
Hillsborough Community College Regional Both
Hillsdale Free Will Baptist College National Both
Hinds Community College Regional Both
Hocking Technical College Regional Both
Hodges University Regional Both
Honolulu Community College Regional Both
Hood College Regional Both
Hope International University Regional Both
Hopkinsville Community College Regional Both
Horry-Georgetown Technical College Regional Both
Houston Community College Regional Both
Howard College Regional Both
Howard Community College Regional Both
Howard County Junior College District Regional Both
Hudson Valley Community College Regional Both
Huntingdon College Regional Both
Huntington University of Health Sciences National Online
Husson University Regional Both
Huston-Tillotson University Regional Both
Hutchinson Community College Regional Both
Idaho State University Regional Both
Illinois Valley Community College Regional Both
Immaculata University Regional Both
Imperial Valley College Regional Both
Indian Hills Community College Regional Both
Indian River State College Regional Both
Indiana State University Regional Both
Indiana University – East Regional Both
Indiana University – Purdue University Indianapolis Regional Both
Indiana University Northwest Regional Both
Indiana University of Pennsylvania – Main Campus Regional Both
Indiana University South Bend Regional Both
Indiana University Southeast Regional Both
Indiana Wesleyan University Regional Both
Institute of Technology – Redding National Both
Inter American University of Puerto Rico – Aguadilla Regional Both
Inter American University of Puerto Rico – Arecibo Campus Regional Both
Inter American University of Puerto Rico – Barranquitas Campus Regional Both
Inter American University of Puerto Rico – Fajardo Campus Regional Both
Inter American University of Puerto Rico – Guayama Campus Regional Both
Inter American University of Puerto Rico – Metropolitan Campus Regional Both
Inter American University of Puerto Rico – Ponce Regional Both
Interface College National Both
Inver Hills Community College Regional Both
Iowa Central Community College Regional Both
Iowa State University of Science And Technology Regional Both
Iowa Western Community College – Council Bluffs Regional Both
Irvine Valley College Regional Both
Itawamba Community College Regional Both
Ivy Tech Community College of Indiana Regional Both
J Sargeant Reynolds Community College Regional Both
Jackson College Regional Both
Jacksonville State University Regional Both
Jacksonville University Regional Both
James A Rhodes State College Regional Both
James Madison University Regional Both
James Rumsey Technical Institute National Both
Jamestown Community College Regional Both
Jefferson College Regional Both
Jefferson College of Health Sciences Regional Both
Jefferson Community And Technical College Regional Both
Jefferson Community College Regional Both
Jefferson State Community College Regional Both
John A. Gupton College Regional Both
John Hancock University National Online
John Tyler Community College Regional Both
John Wood Community College Regional Both
Johns Hopkins University Regional Both
Johnson & Wales University Regional Both
Johnson College National Both
Johnson County Community College Regional Both
Johnston Community College Regional Both
Joliet Junior College Regional Both
Jones County Junior College Regional Both
Jones International University Regional Online
Judson College Regional Both
Judson University Regional Both
Kalamazoo Valley Community College Regional Both
Kansas City Kansas Community College Regional Both
Kansas State University Regional Both
Kapiolani Community College Regional Both
Kaskaskia College Regional Both
Kauai Community College Regional Both
Keiser University Regional Both
Kennebec Valley Community College Regional Both
Kennesaw State University Regional Both
Kent State University Regional Both
Kettering College of Medical Arts Regional Both
Keuka College Regional Both
Kilgore College Regional Both
King’S University National Both
Kingsborough Community College Regional Both
Kirkwood Community College Regional Both
Kirtland Community College Regional Both
Kishwaukee College Regional Both
Klamath Community College Regional Both
Kutztown University of Pennsylvania Regional Both
Lackawanna College Regional Both
Lactation Education Resources National Online
Lake Area Technical Institute Regional Both
Lake Region State College Regional Both
Lake Superior College Regional Both
Lake Washington Institute of Technology Regional Both
Lakeland Community College Regional Both
Lakeland University Regional Both
Lakeshore Technical College Regional Both
Lakewood College National Online
Lamar Institute of Technology Regional Both
Lansing Community College Regional Both
Laramie County Community College Regional Both
Laredo Community College Regional Both
Lasalle Computer Learning Center National Both
Laurus College National Both
Lawson State Community College Regional Both
Leeward Community College Regional Both
Lehigh Carbon Community College Regional Both
Lenoir Community College Regional Both
Lenoir-Rhyne University Regional Both
Letourneau University Regional Both
Lewis And Clark Community College Regional Both
Lewis Clark State College Regional Both
Lewis University Regional Both
Liberty University Regional Both
Life University Regional Both
Limestone College Regional Both
Lincoln College of Technology – Indianapolis National Both
Lincoln Land Community College Regional Both
Lincoln Memorial University Regional Both
Lincoln University – Missouri Regional Both
Lincoln University – Pa Regional Both
Lindenwood University Regional Both
Linn Benton Community College Regional Both
Lock Haven University of Pennsylvania Regional Both
Lone Star College System Regional Both
Long Island University Regional Both
Lorain County Community College Regional Both
Lord Fairfax Community College Regional Both
Los Angeles County College of Nursing And Allied Health Regional Both
Los Angeles Film School National Both
Los Angeles Harbor College Regional Both
Los Angeles Pacific University Regional Both
Los Angeles Trade-Technical College Regional Both
Louisiana College Regional Both
Louisiana St Univ Health Sciences Ctr-New Orleans Regional Both
Louisiana State University & Agricultural & Mechanical College Regional Both
Louisiana State University At Alexandria Regional Both
Louisiana State University In Shreveport Regional Both
Louisiana Tech University Regional Both
Loyola University New Orleans Regional Both
Luzerne County Community College Regional Both
Macomb Community College Regional Both
Madison Area Technical College Regional Both
Madisonville Community College Regional Both
Madonna University Regional Both
Manchester Community College – Ct Regional Both
Manhattan Area Technical College Regional Both
Manhattan Christian College Regional Both
Manor College Regional Both
Mansfield University Regional Both
Maranatha Baptist University Regional Both
Maria College – Albany Regional Both
Marian University Regional Both
Marian University of Fond Du Lac Regional Both
Martinsburg College National Online
Marylhurst University Regional Both
Marymount University Regional Both
Maryville University of Saint Louis Regional Both
Marywood University Regional Both
Massachusetts Institute of Technology Regional Both
Massasoit Community College Regional Both
Maysville Community And Technical College Regional Both
Mayville State University Regional Both
Mchenry County College Regional Both
Mckendree University Regional Both
Mckinley College National Online
Mclennan Community College Regional Both
Mcmurry University Regional Both
Mcneese State University Regional Both
Medaille College Regional Both
Medical University of South Carolina Regional Both
Medquest College National Both
Mercer County Community College Regional Both
Mercer University Regional Both
Mercy College Regional Both
Mercy College of Health Sciences Regional Both
Mercy College of Ohio Regional Both
Meridian Community College Regional Both
Meridian Institute of Surgical Assisting National Online
Methodist College Regional Both
Metropolitan College of New York Regional Both
Metropolitan Community College Regional Both
Metropolitan Community College – Kansas City Regional Both
Metropolitan State University Regional Both
Metropolitan State University of Denver Regional Both
Miami Dade College Regional Both
Miami University Regional Both
Michigan State University Regional Both
Middle Georgia State University Regional Both
Middlesex Community College Regional Both
Middlesex Community College – Connecticut Regional Both
Middlesex County College Regional Both
Midland College Regional Both
Midlands Technical College – Airport Campus Regional Both
Midway University Regional Both
Midwestern State University Regional Both
Miller-Motte College – Fayetteville National Both
Millersville University Regional Both
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Law Guarantees In-State Tuition for Survivors & Dependents

On November 30, 2021, President Biden signed into law legislation that nearly guarantees in-state tuition rates for individuals using the Survivors’ and Dependents’ Educational Assistance program.

Colonel John M. McHugh Tuition Fairness for Survivors Act of 2021 (SB 1095)

This law requires that the Department of Veterans Affairs (VA) disapprove courses at institutions of higher learning that charge a higher rate of tuition and fees than those in-state rates for individuals using the Survivors’ and Dependents Educational Assistance program.

Many colleges and universities have adopted policies granting active service members in-state tuition rates while stationed in various states. This law ensures that those survivors and dependents receiving educational assistance will receive the same benefit.

However, instead of waiting for each state to pass its own version of the law, this legislation directs the VA to disapprove courses at approved institutions who are still charging out-of-state tuition rates to survivors.

What happens when a course is disapproved by the VA?

That’s an excellent question, but the text of the bill does not indicate what will happen if a course required for a program is disapproved.

The implication is that the school will be denied funding for the courses until it charges the correct tuition rate. At which point, it is assumed that the VA will approve the courses.

These changes will apply to academic periods that begin on or after August 1, 2022.

Survivors’ & Dependents’ Educational Assistance (Chapter 35)

This program helps pay for school and job training for approved participants. It applies to children or a spouse of a Veteran or service member who has died, is captured or missing, or has disabilities.

You may be eligible for Chapter 35 benefits if at least one of the following is true. The Veteran or service member:

  • Is permanently and totally disabled from a service-connected disability
  • Died while on active duty, or as a result of a service-connected disability
  • Is missing in action (MIA) or was captured in the line of duty by a hostile force
  • Was forcibly detained in the line of duty by a foreign entity
  • Is hospitalized for a service-connected disability that is permanent and total

Find out more about the eligibility requirements for spouses and dependent children of Veterans or service members who wish to use Chapter 35 assistance.

Next Steps for Using Chapter 35 Under the New Law

If you are eligible for Chapter 35 benefits and you plan to use them on or after August 1, 2022, make sure that you understand the in-state tuition rates for your institution.

You must be aware that not all schools may be tracking these changes, although they should be. If you’re still being charged out-of-state tuition rates after August 2022, let your School Certifying Official know. 

A course disapproval may impact your graduation timeline, but you should take full advantage of in-state tuition rates.

(Image courtesy of Andrey Popov via Shutterstock)

 

Find Scholarships and more for Military and Veterans

 

 

RELATED:

 

 

Best Online Colleges for Military Spouses

Top Colleges Offering Online Degrees for Military Spouses

Get a fantastic education and start a great career at one of the Best Online Colleges for Military Spouses.

Best Online Colleges for Military Spouses

University of Central Florida Online

An Online Leader in Education

Offering online degrees since 1997, the University of Central Florida has been a leader in online education for a quarter-century. As one of the Best Online Colleges for Military Spouses, UCF consistently ranks high on “Best of” lists including:

The University of Central Florida is a GI Bill-approved school. UCF is also a Military Spouse Career Advancement Accounts (MyCAA) approved school and has an abundance of online certificates.

For more info on the University of Central Florida, please go here.

University of Cincinnati Online

Best Online Undergraduate Options

As one of the Best Online School for Military Spouses, the University of Cincinnati Online offers an abundance of online options including over 60 Associate degrees and undergraduate certificates. The University of Cincinnati consistently receives top national accolades including:

  • #11 in Best Online Master’s in Criminal Justice Programs (US News)
  • #12 in Best Online Master’s in Computer Information Technology Programs (US News)
  • #14 in Best Online Master’s in Nursing Programs (US News)
  • #21 in Best Online Master’s in Business Programs (US News)
  • #11 Best Colleges in Information Technology in America (Niche)

The University of Cincinnati Online is a GI Bill approved school. It is also a Military Spouse Career Advancement Accounts (MyCAA) approved school and has a wide variety of associate degrees and certificates.

For more info, please visit the University of Cincinnati Online profile page.

Pennsylvania State University World Campus

Best Online Graduate Programs

Pennsylvania State University World Campus offers over 120 Master’s degrees and graduate certificates. Penn State World allows students to earn their degree from anywhere in the world with 100% online programs. As one of the Best Online Colleges for Military Spouses, Penn State World consistently ranks high in national “Best of” lists including:

  • #3 in Best Online Master’s in Industrial Engineering Programs (US News)
  • #4 in Best Online Master’s in Engineering Programs (US News)
  • #7 in Best Online Master’s in Education Programs (US News)
  • #5 in Best Online Master’s in Educational Administration Programs (US News)
  • #7 in Best Online MBA Programs (US News)
  • #8 in Best Online Master’s in Computer Information Technology Programs (US News)
  • #10 in Best Online Bachelor’s Programs (US News)
  • #1in Best Online Bachelor’s in Psychology Programs (US News)

Penn State World Campus is a GI Bill-approved school. Penn State is also a Military Spouse Career Advancement Accounts (MyCAA) approved school and offers an abundance of online associate degrees and certificates.

For more info on Pennsylvania State University World Campus, please go here.

Arizona State University

Top Ranked

One of the best campus-based schools is also one of the Best Online Colleges for Military Spouses. ASU has a 60% graduation rate, offers over 80 online bachelor’s degree programs and nearly as many master’s programs. Arizona State offers the same excellent curriculum and instruction on campus and online. ASU consistently receives top national accolades including:

  • America’s Best Value College (Forbes)
  • #3 in Best Online Master’s in Business Programs (US News)
  • #6 in Best Online Bachelor’s Programs (US News)
  • #1 in Best Online Bachelor’s in Business Programs (US News)
  • #2 in Best Online Bachelor’s in Psychology Programs (US News)
  • #7 in Best Online Master’s in Criminal Justice Programs (US News)
  • #10 in Best Online Master’s in Engineering Programs (US News)
  • #1 in Best Online Master’s in Educational Administration Programs (US News)

ASU is a GI Bill approved school. Arizona State University is also a Military Spouse Career Advancement Accounts (MyCAA) approved school and has a wide variety of online certificates.

For more info on ASU, please go here.

Oregon State University

Best Kept Secret

Oregon State University offers over 85 online programs. As one of the Best Online School for Military Spouses, Oregon State consistently receives top national accolades including:

  • #3 Best Online Colleges in America (Niche)
  • #4 in Best Online Bachelor’s Programs (US News)
  • #3 in Best Online Bachelor’s in Business Programs (US News)
  • #2 in Best Online Bachelor’s in Psychology Programs (US News)
  • #16 in Best Online Master’s in Engineering Programs(US News)

Oregon State University is a GI Bill-approved school. OSU is also a Military Spouse Career Advancement Accounts (MyCAA) approved school and has a wide variety of online certificates.

For more info on Oregon State University’s online offerings, please go here.

Purdue University

Abundance of Options

As one of the Best Online School for Military Spouses, the Purdue University system offers several options to earn online degrees and certificates. Purdue University Global offers over 175 online options and the main campus is ranked as a Top 10 Public University. Other accolades for the Purdue University system include:

  • #1 in Best Online Master’s in Electrical Engineering Programs (US News)
  • #1 in Best Online Master’s in Industrial Engineering Programs (US News)
  • #2 in Best Online Master’s in Civil Engineering Programs (US News)
  • #1 in Best Online Master’s in Mechanical Engineering Programs (US News)
  • #10 in Best Online Master’s in Curriculum and Instruction Programs(US News)
  • #5 in Best Online Master’s in Instructional Media Programs (US News)
  • #11 in Best Online Master’s in Special Education Programs (US News)
  • #16 in Top Public Universities in America (Niche)

Purdue University is a GI Bill-approved school. Purdue is also a Military Spouse Career Advancement Accounts (MyCAA) approved school.  They offer a wide variety of associate degrees and online certificates.

For more info on Purdue University Online, please go here.

Determining the Best Online Colleges for Military Spouses

Online colleges often have a negative stereotype of being degree mills. In fact, there are many “pay-to-play” colleges that leave their students with inadequate training and substandard education. After a marriage to military service, military spouses deserve the best.

The following features are best practices among the Best Online Colleges for Military Spouses:

 

Search Top Online Schools for Military and Veterans

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10 Scholarships for Marines and Their Families

Scholarships for Marines and Their Families

Going to college or seeking a professional certification or license can be a costly endeavor. Luckily, there are scholarship opportunities for Marines, their children, and their spouses. Check out these ten scholarship opportunities that can make enrolling in a military friendly college more cost-efficient, so you can pursue your career goals.

The Marine Reserve Officers Training Corps (Marine ROTC)

The Marine ROTC Program is done in conjunction with normal college or university courses. The scholarship offers full tuition coverage, a $750 stipend for textbooks per academic year, and a monthly subsistence allowance based on the year of college. This scholarship opportunity is available for two-year, three-year, and four-year college degree programs.

To be eligible for this scholarship opportunity you must qualify physically by the Marine Corps standards, have no criminal record, and possess a qualifying score on a college entrance exam. Visit their website to learn more or apple for the scholarship.

Naval-Marine Corps Relief Society Education Assistance

This education assistance program consists of interest-free loans and grants for undergraduate and master’s degree students attending an accredited two-year or four-year post-secondary, technical, or vocational institution within the United States. The program assistance ranges from $500 to $3,000 per academic year. The funds received through the program can be used for room and board, tuition, books, and other fees. You will be able to apply for the 2022-2023 school year on January 1, 2022. Check their website for more details.

Who’s Eligible

    • Children of active duty or retired Sailors and Marines
    • Spouses of active duty or retired Sailors and Marines
    • Children of deceased Sailors or Marines
    • Marine Corps Enlisted Commissioning Education Program (MECEP) or MECP students

Marines’ Memorial Family Scholarship

The Marines’ Memorial Association provides eight Scholarships a year typically ranging from $2,500 to $5,000. To qualify you will need to provide two reference letters, provide your most recent transcripts, provide a 500-word response to two application questions, and be currently attending a full-time accredited undergraduate program. Applications are usually due in April. Visit their website for more details.

Who’s Eligible

    • Member of the Marines’ Memorial
    • A child of a member
    • A grandchild of a member

Marines’ Memorial Tribute Scholarship

The Marines’ Memorial Tribute Scholarships hands out eight scholarships a year between $2,500 and $5,000. To qualify you must be a full-time student attending an accredited non-profit undergraduate program or graduate program within the United States. To qualify you will need to provide your most recent transcripts, DD-214, two reference letters, and a 500-word response to two application questions, Applications are generally due in April. Please visit their website to learn more.

Who’s Eligible

    • Those who have honorably served in any branch of the US Armed Forces and EAS’ed or moved to reserve status in the past three years

Women Marines Association Scholarship (WMA)

The scholarships amounts are either $1,500 or $3,000. The grant can be used at any accredited university, college, or college-level trade school. You can receive two scholarships consisting of $1,500 or one of $3,000. The application period is February 1st through February 28th. To be considered you will need to be sponsored by a WMA member. Visit their website for program details.

Who’s Eligible

    • Those who have served
    • Currently serving in the United States Marine Corps or Reserve
    • Direct descendant
    • Siblings
    • A descendant of a sibling
    • Marine Corps JROTC program participants

Direct descendants, siblings, descendants of siblings must be of blood relation, legally adopted, or a stepchild of a Marine who honorably served in the United States or who is currently on active duty.

Marine Corps Scholarship Foundation (MCSF)

The scholarship amounts are generally between $1,500 to $10,000 per year. Scholarships awarded to surviving Marine Corps children can receive up to $20,000 each. The Marine Corps Scholarship Foundation (MCSF) is renewable for up to four years. Applicants will need to provide a Statement of Service or a DD-214, the college must be listed on the National Center for Education Statistic’s College Navigator, gross income is less than $103,000, the application must be completed every year, scholarships are for undergraduate study only. Students are required to maintain a 2.0 GPA to remain eligible. Members who were dishonorably discharged are not eligible. Check the program details here.

Who’s Eligible

Child of:

      • Active duty, veteran, or reserve of Marine Corps
      • Marine killed while serving in the Marine Corps
      • Active duty, veteran, or reserve Navy Corpsman who is attached to a Marine Corps unit
      • Active duty, veteran, or reserve Navy Corpsman who was killed while serving with a Marine Corps unit
      • Navy Chaplain or Religious Programs Specialist who is attached to a Marine Corps unit
      • Navy Chaplain or Religious Programs Specialist who was killed while serving with a Marine Corps unit

1st Marine Division Association Scholarships Fund

The Scholarship award amounts can be up to $2,500. The scholarships are for those pursuing bachelor’s degrees at accredited four-year or two-year colleges and universities. Vocational-tech schools are also eligible. Students will need to submit a Standard Form 180 to verify service in the First Marine Division. Visit their program website for more details.

Who’s Eligible

    • Dependents of deceased or missing in action veterans of the 1st Marine Division
    • Dependents of 100% disabled veterans of the 1st Marine Division
    • Children of active members of the 1st Marine Division Association

Marine Corps Tankers Association Scholarship Program

Eligible applicants must be a graduating high school senior or a full-time student at an accredited junior college, four-year college, or university. Scholarship recipients may apply for the scholarship for four years and will need to show increased achievements on each new application. Applicants will need to include an application form, essay, proof of full-time student status, official school transcripts and status, two letters of recommendation, and showcase extracurricular or school activities. The committee will evaluate and approve based on need. Applications are due no later than March 30 each year. Visit their website for more information.

Who’s Eligible

    • Children of Marine Corps Tankers
    • Spouse of Marine Corps Tankers
    • Grandchildren of Marine Corps Tankers
    • Dependents of any military member who served in a Marine Corps Tank Battalion
    • Active-duty Marine Tanker or Marine serving with a Marine Tank Unit
    • Reserve Marine Tanker or Marine serving with a Marine Tank Unit

Marine Corps League National Scholarships

The scholarship is for students seeking undergraduate college degrees or technical school credentials on a full-time basis. Students must currently have a 3.0 GPA and be enrolled as a full-time student. You can receive the scholarship a maximum of four times, the scholarship must be applied for each year. Visit their website for more program details.

Who’s Eligible

    • Paid members of the Marine Corps League
    • Paid members of the Marine Corps League Auxiliary
    • Children of Marines, FMF Navy Corpsmen, and Navy Chaplains serving with a Marine Unit who was killed in action

National Military Family Association (NMFA)

The scholarship average award amount is $1,000. Applications are accepted year-round starting in October. This scholarship can be used for different education or career advancements such as college degrees, certifications, licensing, and business expenses. Visit their website for more details and to apply.

Who’s Eligible

    • Spouse of an Army, Navy, Marine Corps, Air Force, Space Force, Coast Guard and Commissioned Corps of the USPHS and NOAA
    • Spouse of a retired, medically retired, wounded, or fallen military member (must have taken place after September 11, 2001)
    • Dual Service military spouse

 

Once you find the right scholarship make sure to carefully check the program details and requirements. It is important to meet program deadlines and submit the necessary documentation to meet the scholarship requirements and prove eligibility.

 

Find more Scholarships for Military and Veterans

 

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MyCAA: Highest Paying Careers Without a 4-Year Degree

Hit the Ground Running on High Paying Careers with MyCAA

Not all careers require four-year degrees from expensive colleges. Military spouses who want to hit the ground running in a lucrative career field should take advantage of the My Career Advancement Account Scholarship (MyCAA) program.

MyCAA offers up to $4,000 of tuition assistance to military spouses. An expansion of the program announced at the beginning of 2020 approves the application of the scholarship to academic training in any field or career. This tuition assistance can be put toward the pursuit of:

  • Licenses
  • Certifications
  • Associate Degrees

MyCAA Eligibility Requirements

Eligible spouses must meet the below requirements:

  • Successfully completed high school, and be eligible to apply for tuition assistance.
  • Spouse’s service member must be on active duty in the Air Force, Navy, Marines, or Army
  • If spouse’s sponsor is in the National Guard or Reserves, they are only eligible while their spouse is activated on Title 10 orders.
  • Spouse’s service member must be in one of the following pay grades at the time of enrollment in the program:

E-1 to E-5

W-1 to W-2

O-1 to O-2

For further details on the MyCAA program, read College Recon’s article MyCAA: Everything You Need to Know.

We’ve put together some information on a number of the highest paying, portable, entry-level career positions which can be acquired with only one of the above academic accomplishments.

Radiation Therapist

Starting Salary: $56,000

Median Salary: $80,000

Requirements:

  • Associates Degree in Radiation Therapy
  • State License
  • Pass the American Registry of Radiologic Technologists certification exam

Find related associate’s degrees or certifications in the CollegeRecon search tool here.

Radiation Therapist Job Overview

Radiation therapists treat cancer and other diseases in patients via treatments of carefully calculated doses of radiation. Strong interpersonal skills and an empathetic personality are important traits when working with ill patients.

Real Estate Agent

Starting Salary: $32,000

Median Salary: $57,000

Requirement:

  • State License

Although a degree is not required, an associates degree or certification in finance or business might make you a more attractive applicant to real estate firms.

Find related associate’s degrees or certifications in the CollegeRecon search tool here.

Real Estate Agent Job Overview

This career is highly suited to a military spouse, in that in you typically set your own hours, it is highly portable, and a strong work ethic intrinsic to military life is a necessity in a commission-based career. A commission-based salary means that you get out of it what you put in, which means you could just as easily either maintain this career on a part-time basis, or grind to the top of your field.

Firefighter

Starting Salary: $30,000

Median Salary: $60,000

Requirements:

  • High School Diploma

Preferred Qualifications:

  • Become a certified Emergency Medical Technician (EMT)
  • Obtain an Associate’s Degree in Fire Science

Firefighter Job Overview

Firefighters respond to fires, but that’s far from all that they do. They also dispatch to vehicle accidents, and other incidents where there is risk to life or property, for instance in the case of a bomb threat or a flood. Day-to-day tasks also include activities such as preventative building inspections and community involvement and education.

Funeral Director (or Mortician)

Starting Salary: $30,000

Median Salary: $58,000

Requirements:

  • Be 21 years of age
  • Associate’s Degree in Funeral Service or Mortuary Science
  • Pass State/ National Board Exam
  • An internship lasting 1-3 years

Funeral Director Job Overview

Funeral directors help plan and carry out funeral services, wakes, and memorial services. Most funeral directors are also practicing embalmers, which involves the preparation and preservation of the body before burial. Considering the intensely personal and emotional nature of this career, empathy, tact, and excellent customer service skills are paramount.

Electrocardiograph (EKG) Technician

Starting Salary: $30,000

Median Salary: $45,000

Requirements:

  • High School Diploma or GED
  • EKG training certification

Electrocardiograph (EKG) Technician Job Overview

Electrocardiograph Technicians perform testing on patients to determine their cardiovascular health. They administer diagnostic testing and monitor blood pressure, collecting data for doctors to analyze and translate into a diagnosis.

To find schools with programs in the above fields, visit the MyCAA website to use their search tool.

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Strategy for Going to College as a Military Spouse

Strategy for Going to College as a Military Spouse

I bet when you decided to go back to school as a military spouse you never thought you would have to plan for moving and possibly changing colleges before even finishing a degree. That is just one of the many reality’s military spouses face. It is never too late to go back to school or take steps to improve your career. If you are considering going to college, you need to plan strategically so you don’t waste your time and money.

Choose Your Career Path Carefully

Moving every few years is a reality if your military member plans on remaining active duty for the long haul. Strategically pick a career path where your skills and education will be sought after in all sized communities. Picking a transferable career is something most people don’t have to think about, but military spouses need to plan carefully in order to set themselves up for success. Consider careers in the following areas:

  • Medical Billing and Coding
  • Dental Assistant
  • Web Designer
  • Pharmacy Tech
  • Mental Health Professional
  • Business Administration
  • Nursing
  • Teaching
  • Early Childhood Education
  • Finance & Accounting
  • Hospitality Management

With the passing of The 2018 National Defense Authorization Act, military spouses are now eligible to receive up to $1,000 in reimbursements for re-licensure and certification costs due to a Permanent Change of Station (PCS) across state lines. This makes going to school for a career that requires licensing and certifications maintainable throughout your military journey.

Take Classes in Order of Degree

If you are going for your bachelor’s degree, or even your master’s degree, it is very wise to figure out what classes to take first to get your associate’s degree and work your way up from there.

You never know when you are going to move or have to change schools. Taking classes in order of degree allows credits and degrees to transfer more easily if you have to change schools.

If you can, pick colleges that are online or have online programs so your education can travel with you uninterrupted.  Take in to account the school’s accreditation type as well.  This may help with the transferability of your units.

Online Colleges Are the Way to Go

Picking an online college is going to benefit you in more ways than one. The biggest benefit is that you can learn at your own pace. This allows you to take on more classes if your spouse gets deployed and you find yourself with more time on your hands.

Online colleges are also more affordable and offer more degree options. With the ability to create your own learning schedule you can adapt to whatever life throws your way.

Here Are a Few Military-Friendly Online Schools

Some colleges have paid CollegeRecon for promotional consideration. If you would like to further research school options for online learning, please visit CollegeRecon.com and utilize the search tools.

Take Advantage of Scholarships For Military Spouses

When going to school as a military spouse you have many resources available to you, so take advantage. When applying for scholarships it is important to pay attention to eligibility criteria and deadlines. Don’t forget to start your scholarship search locally by checking with your local Spouses Club to see if they are giving away scholarships and what the requirements are. Here’s a list of military spouse scholarships.  Also, you can use the CollegeRecon Scholarship Finder to find scholarships for military, veterans, spouses and dependents.

Getting a degree will help to increase your earning potential during and after your military adventure. With so many resources available to help pay for college and military-friendly colleges willing to support the military community there really is no better time to start your college journey.

 

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States Offering In-State Tuition for Veterans After 3 Years from Discharge

States that Offer Veterans In-State Tuition Benefits

The Choice Act requires schools to allow non-resident veterans to qualify for in-state tuition for up to 3 years after their military service has ended.

For veterans to qualify for in-state tuition, they must use their Post 9/11 GI Bill within 3 years of separation from active duty service.

Beyond the Choice Act

While all states meet the Choice Act requirement and 27 states have passed laws that make veteran students eligible for in-state tuition beyond the 3-year limit, confusing and inconsistent laws remain in multiple states.

It stands to reason that amending the Choice Act will ensure that veterans have full access to the GI Bill benefit.

States That Offer Resident Tuition Beyond 3 Years to Veterans

All schools provide in-state tuition beyond the 3-year cap for veterans unless otherwise specified.

  • Florida – veterans, spouses and dependents all eligible beyond 3-year cap
  • Illinois
  • Iowa
  • Kentucky – veterans, spouses and dependents all eligible beyond 3-year cap
  • Maine
  • Maryland – veterans, spouses and dependents all eligible beyond 3-year cap
  • Michigan
  • Mississippi – veterans, spouses and dependents all eligible beyond 3-year cap
  • New Jersey – veterans, spouses and dependents all eligible beyond 3-year cap
  • New Mexico – veterans, spouses and dependents all eligible beyond 3-year cap
  • North Dakota
  • Ohio – provides additional in-state tuition option called “GI Promise.”  Requires one year of active duty.
  • Oregon – attend public university and show evidence of physical presence in state within 12 months of enrollment
  • Pennsylvania – veterans and dependents all eligible beyond 3-year cap at state-related and state-owned institutions of higher learning including community colleges
  • Rhode Island
  • South Dakota – provides free tuition for some veterans
  • Tennessee – at public university
  • Texas – requires proof of intent to live in Texas
  • Utah – for veterans and their immediate families attending USHE institution that live within the state or have proof of intent to live in Utah
  • Virginia
  • Wisconsin

States Granting Tuition with Limits Beyond 3 Years

These states are Choice Act compliant, however while they exceed Choice Act requirements, they are still inconsistent with the Forever GI Bill.

  • Alabama – Eligible for in-state tuition up to 5 years. After 5 years, veterans may qualify for in-state tuition if they live within 90 miles of an Alabama campus or attend an individual university that allows in-state tuition for active duty service members or veterans.
  • Alaska – University of Alaska system provides waiver for veterans eligible for the VA education benefit, their spouses, and dependents.  However, other public schools in Alaska do not.
  • Colorado – GI Promise Act offers in-state tuition adjustments, but not all veterans may qualify.
  • Connecticut – Covers 100% of tuition costs for veterans beyond the 3 year limit.
  • Delaware – University of Delaware provides waivers for qualified veterans. Offers benefits to dependents of POW or those MIA/KIA.
  • Georgia – Veterans are eligible for in-state tuition for up to 10 years.
  • Idaho – Veterans who meet requirements outlined in state statutes are eligible for non-resident tuition rates. These requirements are not consistent with the Choice Act.
  • New York – Veterans using Chapter 31 or 33 qualify for in-state tuition.
  • Nevada – Veterans and dependents are eligible for in-state tuition up to 5 years after separation from active duty.
  • Oklahoma – Veterans are eligible for in-state tuition for up to 5 years after separation from active duty.
  • US Virgin Islands – University of the Virgin Islands Community Engagement and Lifelong Learning Program provides free tuition to qualifying veterans.
  • Washington – State law lets individual institutions determine their own waiver program requirements and requires residency for in-state tuition.

States That Do Not Grant Resident Tuition Beyond 3 Years

These states are Choice Act compliant, but do not grant resident tuition beyond the Choice Act requirements.

  • Arizona
  • Arkansas – Scholarships for spouses and dependents of POWs or those MIA/KIA.
  • California – Offers tuition waivers to active duty service members, those living in the state a year prior to discharge, and dependents
  • District of Columbia
  • Hawaii
  • Indiana – Indiana University System provides in-state tuition to any veteran who enrolls and establishes residency within a year of separation from active duty.
  • Louisiana – Act 581 provides an alternative avenue for in-state tuition with more strict requirements than the Choice Act. Disabled veterans and dependents qualify for in-state tuition.
  • Massachusetts – Offers waivers for those who qualify as veterans and permanent legal residents under state law.
  • Missouri – Missouri Returning Heroes Act provides a $50 per credit hour cap on tuition rates for qualified combat veterans. Dependents of active duty service members and veterans are eligible for in-state tuition.
  • Montana
  • Nebraska
  • North Carolina – Some programs exist for dependents.
  • West Virginia – Only public universities comply with the Choice Act. Read West Virginia Veteran Benefits for more information.
  • South Carolina
  • New Hampshire – Some programs exist for dependents.
  • Vermont – Some programs exist for dependents.
  • Washington, DC
  • Wyoming

Choice Act Ready for an Upgrade

Legislation surrounding the GI Bill can be confusing and differ from state to state. Amending the Choice Act can support congruence between this act and the Forever GI Bill.

The Harry W. Colmery Veterans Educational Assistance Act (Forever GI Bill) of 2017 allows veterans to use their Post 9/11 GI Bill benefits at any time after separation from active duty service.

Section 702 of the Veterans’ Access, Choice and Accountability (Choice) Act of 2014 requires schools to provide in-state tuition to eligible student veterans in order for the school to receive GI Bill funding.

 

For more detailed information on state-by-state benefits, refer to State Veterans Benefits for all 50 States and Territories.

 

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What I Wish I’d Known Before: Transferring GI Bill Benefits to a Dependent

Transferring GI Bill to Dependent: A Personal Account

Perhaps you are an Airman whose wife wants to go back to school and get her Master’s degree. Maybe you are a senior in high school contemplating a four-year university whose mom is a Marine.

Regardless of the type of higher or supplemental education being sought, finding ways to finance it can be a strain on the bank account. Luckily, for some with a direct military affiliation, there are options available to ease the burden, options that can be transferred such as the Post-9/11 GI Bill to dependent spouses and children.

What Is Required to Transfer GI Bill Benefits

In order to give Post 9-11 GI Bill Benefits – either all of it or only a portion of the allotted 36 months – to a qualified dependent, the service member must currently be on active duty status. Benefits CANNOT be transferred after retirement. In addition, all of the following facts must be true:

The service member:

  • Has completed at least 6 years of service on the date the request is approved
  • Agrees to add 4 more years of service or already has at least 4 years of service left in their current commitment

In addition, the person receiving the benefits must be enrolled in DEERS (Defense Enrollment Eligibility Report System).

Please note: The Montgomery GI Bill is NON-transferable.

Additional Information Regarding Transferring Your GI Bill Benefits

While that list covers the requirements to initiate transfer, there is also some pertinent information regarding benefits that you should be aware of:

  • Effective Jan. 12, 2020, only members with less than 16 years of active duty or selected reserve service will be able to transfer their GI Bill to dependents
  • Post 9-11 GI Bill will cover up to 100% of in-state tuition for approved public colleges. For private/foreign institutions, there is a cap per academic year
  • All eligible dependents, once the transfer has been approved, may use benefits either while the service member is still active duty or after retirement
  • Spouses may start using transferred benefits immediately
  • Children may only use transferred benefits once they have either turned 18 or received a high school diploma. The service member has to have completed at least 10 years of service first.
  • There are stipulations for the amount of time a dependent has to use their transferred benefits.
  • All eligible dependents receive a books and supplies stipend, based on enrolled credit hours.

Other Considerations for Transferring Your GI Bill to Your Spouse or Dependents

Even with all of that, there may be easily overlooked or completely unknown facts about the process, as well. To save you some of the headache of having to figure these things out during your potentially overwhelming personal journey, service members and their dependents were polled about transferring and using Post 9-11 GI Bill benefits. Here are some of the most popular topics that people wish they had known before traversing through the system.

  • Most branches have an additional requirement to be eligible for transferring benefits, usually in relation to an unblemished service record. Be sure to check with your personnel office before beginning to make sure you’re in good standing.
  • The service member can return unused benefits back to themselves. For example, a spouse enrolls in an 11-month Master’s program. Afterwards, the service member may transfer the unused 25 months back to him/herself or transfer to another eligible dependent.
  • If a spouse is utilizing transferred benefits, and the service member is still active duty, he/she is NOT eligible to receive housing allowance. However, children utilizing transferred benefits while their parent is still active duty CAN receive the allowance.
  • Benefits don’t have to be used for only one type of program. Eligible dependents can potentially seek financial assistance for the typical Associate, Bachelor, Master, or Doctorate Degree programs. However, benefits can also be used for non-college degree programs, like vocational or technical training for jobs in computer networking or dental hygiene. Additionally, reimbursements are available for specific job fields (like real estate agents or barbers – find eligible programs) or for national testing (like CLEPS, SAT, or ACT – complete list of eligible tests).
  • If you’re eager to start your desired program right away, keep in mind the following timelines:
    • If the service member has to extend his/her enlistment/retainability, that takes time to process and approve.
    • The time your branch specifies it needs to process a transfer request to a dependent varies, for example:
      • The Army’s website quotes one-to-five business days depending on the amount of pending requests.
      • The Air Force quotes 30 days, making sure to point out if you’re initially rejected, you must start the process over again from day 1.
      • Reach out to your branch specific TEB Representative through MilConnect by going to Education Benefits and finding a link that takes you to Counselor or Contacts
    • The VA website indicates 30 days as their average time to process claims once the transfer of benefits has been approved.
  • One member of the USAF informed us of a potential place where you can cut out some of the waiting period: “Notify your AFPC office handling your transfer request as soon as it’s been submitted. Don’t wait! The office typically doesn’t review the requests until it reaches the annotated expiration date. By calling as soon as it’s submitted, you can potentially save yourself 3+ weeks of unnecessary waiting and receive the information for the next step within 24 hours instead.”
  • Once the service member gets an approval for the transfer of benefits, the receiving dependent must submit an application to use the benefits for their specific school through the VA website.
    • Unfortunately, the website does not allow dependents access to check their status online. However, the service member should be able to check through their virtual personnel office, may receive an email, or the dependent can check with their school; the individual school should have the ability to check on the VA status.
    • The VA will send a Certificate of Eligibility (COE) or award letter in the mail explaining all benefits. If you live OCONUS, this may take too long to receive.
  • While the VA indicates the COE letter must be presented to the school before enrolling, most schools have the ability to determine your status without it. Don’t hesitate to ask a VA Counselor at your institution about this to help cut back on wait time.
  • Another bit of information given by a dependent using the benefits: “The GI Bill is utilized by months. Take as many classes as possible at a time to get the most bang for your buck before your time runs out.”

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Military Spouse’s College Guide to Going Back to School

Going back to college can be the right choice for a lot of military spouses, but there is a lot of information out there and you can become a little overwhelmed. Here is a military spouse’s guide to going back to school to help you on your way.

As a military spouse, you may have had to put your own career on hold. You got married to your service member, and found yourself far from home. A few years have gone by and your children are a little older.  Now you’re ready to figure out what you want to do.

Military Spouse’s Guide to Going Back To School

Here’s CollegeRecon’s helpful guide to determine if you should go back to school, what to study and the different ways you can pay for it.

Figure Out If Now Is The Time

You need to ask yourself if now is the time to go to school. Are you about to PCS somewhere new? Will you be going overseas in the near future? Will your service member be deployed sometime soon? There are a lot of factors that can go into your decision.

While a PCS or a deployment shouldn’t stop you from starting school, there are factors that can influence if now is the right time. If you want to start a nursing program but know you will PCS across the country in a year, you won’t be able to finish the program unless you stay behind. PCSing to Germany? Your options for school can be limited.

If you are really interested in going to school and it doesn’t feel like the right time, things can change and in a few months or even a few years, it might just be the right time to go. Doing research on what you want to do may still be a smart idea so you can form some type of a plan for your future.

Figure Out What You Want To Do

You also need to figure out what you want to do. Is there a particular career path you want to follow, or do you want to work on getting a degree, and are not sure what type yet? If you are starting college for the first time, you have time to figure out what you want to do as you work on your general education requirements.

When you are trying to figure out what direction to go in, think about what has interested you in the past. Can you see yourself as a nurse, or a teacher, or working with animals in some way? What school subjects have always interested you? Were you more a fan of science or writing? Did you struggle in math or did it come easy to you? Asking yourself these questions can help you figure out what you want to do.

Pick Your Program

Once you know what you want to do, you are going to have to figure out what program you will pursue to get that degree. For example, if you want to be a nurse, you will need to decide if you want to get your LPN, RN, BSN, or even a master’s. There are many different options. You would also need to decide where you are going to go to nursing school, and where to get your prerequisites done at.

There are certain certificate programs you could complete in a couple of months. Getting your associate’s degree will take you about two years if you go full-time and it will take you four years to earn your bachelor’s degree if you go full-time.

A master’s degree can be done in about a year but that depends on the program. For military spouses, taking on a longer program can be a risky thing to do because you don’t know how long you will be living in your current location.

Benefits of Going To School Online

Another option for military spouses is to attend school online. There are many benefits to going this route as then you can continue school if you move, or do school work around your children’s and service members’ schedules. There is a lot more flexibility in going to school online but it might not be a good option for every major.

Even if there isn’t a college or university in your exact area, you might be able to attend classes on your military post. Many schools offer this and can make for an easier road to getting your education when you are a military spouse. Check with your local education center to see what they offer there.

How Will You Pay

One of the biggest questions about going back to school is how you are going to pay for your schooling. As a military spouse, you do have some options:

MYCAA

MYCAA stands for My Career Advancement Account Scholarship and with this program, you would be able to receive $4,000 towards your education. This might be able to pay for an entire certificate program or get you started with your education.

In order to qualify you will need to be a spouse of an active duty service member with a rank of E-1 to E-5, W-1 to W-2, O-1 to O-2, have completed high school, and your spouse needs to be on Title 10 orders. National guard and reserves spouses in these pay grades are also eligible while their spouse is on active duty.

MYCAA will pay for your tuition for associate’s degrees (excluding general studies, liberal arts, and interdisciplinary studies without a concentration,) obtaining a license, obtaining a certificate or certification, an approved testing organization that expands employment, or portable career opportunities for military spouses. MYCAA does not pay for bachelor’s or master’s degrees.

Here is more information on MYCAA.

Scholarships for Military Spouses

Did you know there are scholarships just for military spouses? Winning a scholarship is a great way to pay for school. Some may be based on merit or financial need.  Others are based on an essay, or even on the fact that you are a military spouse.

It would be a good idea to research what scholarships you can apply for and start filling out the applications. Be aware of when the application is due and if you missed a deadline.  Make sure to keep an eye out for that scholarship the next year.

Here is a list of military spouse scholarships you can apply for:

FAFSA

FAFSA stands for the Free Application for Federal Student Aid. With FAFSA you can find money for college with federal grants you don’t have to repay, work-study, and loans. You can apply for free and can do so online. Applying for FAFSA is a good idea even if you are going to be using money from other sources.

Here is more information on FAFSA.

Student Loans

Student loans are money for college that you will eventually have to pay back. The good news is that student loans typically have a lower interest rate. Additionally, you don’t have to start paying them until you are done with school.

Federal loans have a grace period of six months after you graduate. This gives you some time to look for a job before you have to start paying.

Through FAFSA you can qualify for Federal student loans.  Other options you can also go with are student loans through banks or other private companies. They can be a good idea if you have already filled out your FAFSA but still need additional funds.

Here is information on student loans for military spouses.

Transferring the Post 9/11 GI Bill

If your spouse is not going to use any or a portion of their Post 9/11 GI Bill, it can be transferred to you. That way, you can use it for your own schooling.

RELATED:

You can use the GI Bill on almost anything a veteran can to include:

  • College-degree programs
  • Vocational/technical
  • On-the-job/apprenticeship training
  • Licensing and certification reimbursement
  • National testing programs
  • Flight training

As a spouse with a transferred GI Bill, you can start to use the benefit immediately.  You may use the benefit while your spouse is actively serving or after separation.

You are not eligible for the monthly housing allowance or books and supplies stipend while your service member is serving.  However, you are eligible for the monthly housing allowance after your service member has separated.  You can use the GI Bill for up to 15 years after your spouse separates from active duty.

Please note that there will also be some changes to transferring a GI Bill in July of this year that you should be aware of.

Here is more information on transferring a GI Bill.

Making the decision to go back to school is a smart decision for many military spouses. If there is something you want to do, don’t be afraid to go for it.  This applies even if your spouse is serving on active duty.

While military life can make going to school a little more difficult, it shouldn’t keep you away from doing so. There are many options to getting your degree and furthering your career.

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Best Back To School Discounts For Military Families

With back-to-school season approaching, parents are on the lookout for deals when getting ready for the new school year. Here is a list of some of the best back-to-school discounts for military families.

>> For more great military and veteran discounts direct to your inbox, sign up for the Military and Veteran Discounts Newsletter! It’s free from our sister site, MyMilitaryBenefits.com. Start saving!

Back To School Discounts For Military Families

These include both student and military discounts to help you save this coming school year.

Tutor.com

Tutor.com offers online tutoring and homework help. As of April of 2020, all DoD service members, civilian personnel, and all dependent family members from kindergarten to college/adult can use it at zero cost. With Tutor.com, you or your child can connect with a live expert 24/7.

Before this special offer, dependents in grades K-12 of the following qualified:

  • Active Duty Army, Navy, Air Force, and the Marines.
  • Active/Full-time or Deployed National Guard or Air National Guard, or Reserves.
  • Wounded Warrior/Survivors
  • Coast Guard who are attending schools operated and funded by the DoDEA
  • Department of Defense Civilian personnel who are currently deployed to CENTCOM AORs including but not limited to Iran, Iraq, Syria, and Afghanistan.

This program is funded by the U.S. Department of Defense and Coast Guard Mutual Assistance

Eknowledge.com

Eknowledge.com offers interactive e-learning classes for SAT/ACT/LSAT exams. The full cost of the program is between $350-$999. But, with their military special program, military families only have to pay between $19.99 and $99.99 to offset the streaming and support expenses. They have been able to offer this to over 250,000 students and families.

FedEx

FedEx is for shipping, self-service printing, shredding services, and more. They have a student discount club where you can enjoy 20-30% savings with a student ID. 30% off documents with FEDEX Envelop/Pak and 20% off a package with FedEx IP service with your student ID. USAA also offers discounts with FedEx. You can save up to 36% on select international services with FedEx Express, 28% on select US shipping services with FedEx Express, and other discounts for business shipping.

Apple Military and Student Discounts

With Apple, you can find both student and military discounts. The Education discounts are for about 4-5% off and apply to MacBooks, iMacs, and iPads. Military discounts are a little more with about 10% off and apply to MacBooks, iMacs, iPads, iPhones, Apple Watches, Apple TV, and Apple Music products.

Overstock

At Overstock, you can find backpacks, school supplies, desks, chairs, and items for a dorm room. They offer a Military Membership, which is a free Club O Rewards, account to active military and veterans. You would need to verify with ID.me.

With the Club O Rewards you will receive:

  • free shipping
  • 5% rewards
  • easy returns
  • rewards for reviews
  • additional perks on hotels and dining and more

They also offer a Classroom Membership for students and teachers. With both the military and student membership, you would need to be verified by ID.me.

Scholastic

Scholastic is an American publishing, education, and media company known for publishing, selling, and distributing books and educational materials. They have free printables for all ages. These printables cover reading, writing, math, and science, starting with Pre-K.

Shoes With Military Discounts

With a new school year ahead, you want to find discounts on shoes.

10%-25% Off With Military Discount

  • Rack Room Shoes
  • New Balance
  • Journey’s
  • Foot Locker
  • Lady Foot Locker
  • Nike
  • Converse

10 and 20% Off With Student Discount

  • Adidas
  • Nike
  • Toms
  • Converse
  • New Balance

Rosetta Stone

Rosetta Stone is a computer-assisted learning software. They have many different languages including: Spanish, French, Italian, German, Arabic, Chinese (Mandarin,) Filipino (Tagalog,) Greek, Hebrew, Hindi, Irish, Japanese, Korean, Latin, Persian (Farsi,) Polish, Portuguese (Brazil,) Russian, Spanish (Spain,) Swedish, Turkish, and Vietnamese.

Additionally, they offer a homeschool program.

They offer a 10% military discount to active and retired military personnel. You would need to be verified with ID.me. They also have a student discount of 10% off and you would need to be registered and verified with UNiDays.

Backpacks

You can find military and student discounts on backpacks at stores such as Pottery Barn Kids, Vera Bradley, Bass Pro Shops, Jansport, and Society 6.

Operation Homefront’s Back-to-School Brigade

Operation Homefront has an amazing program to give out backpacks and school supplies. Since they have started this campaign, they have given out 350,000 backpacks over the last 10 years. Operation Homefront and Dollar Tree, Inc have joined forces to give out these supplies to military children nationwide. Visit Operation Homefront to find out if there is one near you.

Tax-Free Weekends

Don’t forget about the tax-free weekends. Certain states have a tax-free weekend to coincide with back-to-school shopping. The dates can vary, some are just a weekend and others can be up to a week.

Tax-free items usually include items such as:

  • Clothing
  • Computers
  • Software
  • School supplies
  • Books
  • Footwear

However, it does depend on the state.

Back-To-School Tax-Free Weekends

Your back-to-school tax-free weekends will be coming up soon if you live in one of the following states:

  • Alabama
  • Arkansas
  • Connecticut
  • Florida
  • Illinois
  • Iowa
  • Maryland
  • Massachusetts
  • Mississippi
  • Missouri
  • New Mexico
  • Ohio
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

For info on dates and what’s included in the tax-free weekends, visit our page for Back-To-School Tax-Free Weekends.

AAFES Tax-Free Weekend

If you shop at AAFES, you can gain additional savings during their tax-free weekend promotion.

AAFES normally offers tax-free shopping as an everyday benefit to military families. During tax-free weekends, they will be offering an additional discount.

The percentage off will be based on your state and the state tax rate. During their tax-free weekend, you can save that additional amount. This is valid for in-store purchases only on clothing, shoes, computers, and school supplies.

For more info on AAFES Tax-Free Weekend.  Or visit the AAFES site to learn more.

Exchange Price Matching

Make sure to take advantage of the Exchange Price Matching you can find at your local Exchange. AAFES (Army and Air Force Exchange Service,) NEX (Navy Exchange Services,) and MCX (Marine Corps Exchange) all have this program. You can also apply this to the Express, Class Six, Car Care, Troop Stores, and shopmyexchange.com.

CONUS facilities and non-foreign OCONUS facilities currently cannot price match online sites other than shopmyexchange.com.

The price match must be from a local competitor.  This means they must be a retailer doing business in the community where the Exchange is located.

The item must be an identical item, with the same brand, manufacturer, features, size, color, and manufacturer’s model number. Items must be currently in stock at the select authorized online retailer’s website at the time the request for the price match is made. You can visit the Exchange website for more information.

You can also check to see if any of your favorite companies offer free shipping during the back-to-school season. Many stores will also be offering special deals during this time of year.

RELATED:

>> For more great military and veteran discounts direct to your inbox, sign up for the Military and Veteran Discounts Newsletter! It’s free from our sister site, MyMilitaryBenefits.com. Start saving!

 

 

Military & Veteran College Scholarships and Grants

College Scholarships and Grants for Military Veterans

Over the past decade, we’ve seen a proliferation of scholarships for veterans, military scholarships, and even education grants targeted at the military spouse community.

There are currently about 19 million U.S. veterans, as reported by the Pew Research Center earlier this year. That’s less than 10% of America’s adult population.

Even so, only an estimated 40% of those veterans are using their GI Bill benefits, according to Brookings. More than 2.9 million veterans have entered higher education, some have used their GI Bill benefits, and others have not.

Why?

Because institutions of higher learning and companies across America realize the value that comes from the military community. The discipline, loyalty, and courage inherent in your service make you some of the best students and employees these organizations have ever seen.

Defining the Terms

What is meant by “Scholarships for Veterans” and “Military Scholarships”?

Generally speaking, a Veteran is someone who has served any portion of their life in one of the military branches. Some serve for a few years; others serve for decades. All have made sacrifices for the country.

When someone is “Military,” that usually means that they’re currently serving in the active, reserve, or guard component of a branch of service. They are on the frontline of Freedom.

Scholarships for Veterans are those sources of education funding that target the veteran community. These scholarships come from federal government agencies, state organizations, companies, and nonprofits across the country.

 

Find Scholarships, Grants, and more for Military, Veterans, and Their Families!

 

Military scholarships are those that target a current military member. Like scholarships for veterans, these opportunities come from a myriad of different sources.

Oftentimes, though, the term “military scholarship” applies to active duty, reserve, National Guard, veterans, and military spouses. Not always, but often enough to caveat that here. Be sure to read the eligibility requirements.

Regardless of where you stand in the military community, either veteran, military spouse, or currently serving, scholarships and grants serve to help you achieve your goals.

RELATED: Degrees for Military and Veterans

Why Apply for Military Scholarships?

It’s a Numbers Game

I mentioned above that the veteran population makes up less than 10% of the total U.S. adult population. Additionally, less than 1% of our citizens are currently serving.

What this means for you, the seeker of military scholarships is that there is less competition than for those scholarships that are open to everyone.

Now don’t read that wrong; there is still competition. But, it is limited to those currently serving or to those who have served before.

Unused Funding

Every year, scholarship opportunities go unused. This is a travesty considering that student debt continues accumulating every year. 

The reason these scholarships for veterans and military go unused is for lack of applicants. If you’re applying for scholarships to fund your education goals, then apply to every scholarship for which you are eligible.

You Deserve It

Do not feel guilty for trying to get as much funding as possible. There is money out there that companies, agencies, and state governments have set aside to support the military community.

If you meet the requirements, then you have every right to apply for that funding source. You chose to raise your right hand and defend the US of A. Now, others have chosen to show their support and appreciation by offering military scholarships and scholarships for veterans.

 

General Requirements for Military Scholarships

While each organization that offers money for military scholarships can set its requirements for awardees, some general guidelines apply.

First, you should somehow be affiliated with the military, usually a veteran or currently serving. While most are open to all branches of service, some target a more specific demographic.

For example, the National Ranger Memorial Foundation offers the Ranger Memorial Scholarship to U.S. Army Rangers of any age and their dependents.

In any case, be prepared to offer proof of service, either through a DD-214, using ID.me, or submitting a letter from your company commander.

For many scholarship applications, you will be required to write an essay or some other form of writing. Sometimes they just want to hear your story, and at other times they want to see if you will follow instructions. 

Pay close attention to due dates, writing requirements, and any other information listed on the application.

Finding Scholarships and Grants for Military

CollegeRecon researches and presents to you every military scholarship, grant, and funding opportunity we can find. If the information is not clear, we reach out to the organization sponsoring the scholarships for veterans and get clarification.

You deserve every funding opportunity to accomplish your education and career goals. To take things a step further, CollegeRecon offers a unique Scholarship Finder Tool that can help you find all the scholarships available to you.

Tips for Applying to Military Scholarships

Here are some helpful reminders when applying for military scholarships:

  • First, apply for as many scholarships as you can.
  • Keep a calendar of pending due dates. Don’t let those slip by!
  • Do NOT procrastinate on the essay. Take the time to write the best one you can.
  • Stick to the word count, even if that means cutting and revising.
  • Have someone else read your application and essay.
  • Be prepared for rejection. You’re awesome, but so are your military brothers and sisters.

In the end, apply the resilience you learned in the service to your applications for military scholarships. 

To find more helpful ideas and insights, check out 13 Tips for Military & Veterans on How to Apply for Scholarships. 

Types of Scholarships for Veterans

Financial Aid for Active Service

The most common form of financial aid for active service members is Tuition Assistance (TA). Each service offers TA to their active service members, and it can be used to cover the costs associated with a college degree.

Getting a degree while on active duty is easier than you think. Read Active Duty and College: College While in the Military to discover how it works.

It is also worth noting that military college students can submit a Free Application for Federal Student Aid (FAFSA). While many students understand that student loans are a by-product of applying for FAFSA, there are also grants you can receive.

Check out FAFSA: What You Need to Know for more information on this resource.

Pell Grants are awarded to undergraduate students who display a financial need and have not already earned a degree.

And get this, even if you’re using the GI Bill, or receiving Tuition Assistance, you can still apply for FAFSA!  

Don’t worry about the loans, though. You can decline them once your aid eligibility is reported to your school.

Check out the following resources for more information:

Veterans Scholarships from Colleges and Universities

It’s not just the federal government and Fortune 500 companies that offer scholarships for veterans. Many universities award their veteran students with financial and academic benefits as well.

Some of these scholarships are awarded for students in specific degree programs at specific institutions. Others are awarded for academic excellence.

Check out the regional scholarships CollegeRecon has broken down for you:

Also, be sure to check out scholarships from your local community college. They are an often overlooked resource for accelerating your education.

College Grants for Veterans

Grants are monetary awards given for a specific purpose that do not need repayment. They are the antithesis of loans and are abundant for education.

We’ve already mentioned the Pell Grant, which can only be received by filling out the FAFSA Application. While not specific to veterans, it is the most widely received grant in today’s education system.

The Pell Grant does not need to be repaid, and the amount you receive depends on your financial need, the costs of school, and whether or not you’re a full- or part-time student.

The GI Bill, either MGIB or Post-9/11, tap dances on the line between earned benefits and education grants. It certainly is a benefit that all veterans deserve, and in most cases, it does not need repayment.

However, unlike grants and scholarships, The GI Bill is almost guaranteed for all veteran degree seekers. (There are minimum discharge requirements that must be met.)

For more information about the GI Bill, check out the following resources:

Scholarships for Military Spouses

There has been a paradigm shift in society’s perception of the Military Spouse. This occurred in large part due to the OEF/OIF campaigns, but also as a result of social media’s ability to instantly raise awareness to issues faced by the military family.

As a result, more and more scholarships are available to military spouses and dependents than at any other time in our nation’s history. The family has always been the backbone of the service members who defend our freedoms.

In our flagship article, Military Spouse Scholarships, CollegeRecon presents 15 of the best scholarships and grants available to military spouses. 

Additionally, we’ve explored College Scholarships and Grants for Children of Veterans, which highlights 14 funding opportunities for military dependents.

Check out the following resources for more information:

Grants and Scholarships for Active-Duty Service Members

For those active service members, there are unique scholarship and grant opportunities for you!

Each service has a Reserve Officer Training Corps (ROTC) that awards military scholarships to active, Guard, and reserve service members. There are over 1100 institutions of higher learning that participate in one or more ROTC programs, and most offer 2-, 3-, and 4-year options.

Read the Army ROTC Scholarships, Colleges & Requirements article for more information about the Army’s program.

The Navy ROTC program covers both the Navy and Marine Corps.

Likewise, the Space Force will likely fall under the Air Force ROTC program for their education and commissioning needs. More to follow on that topic.

Another education program available to active Army Soldiers is the Green to Gold program. This is a two-year program that provides Soldiers the opportunity to complete a baccalaureate degree or a two-year graduate degree. This program leads to a commission as an Army officer.

Similar to the Army’s program, the Air Force hosts The Enlisted-to-Officer Path. This program gives Airmen the opportunity to earn their degrees and a commission in the Air Force.

Finally, Tuition Assistance (TA) is a program that provides education funding to military service members while they are still serving. Tuition Assistance can cover up to 100% of the cost-per-credit hour of many institutions.

Check out the following resources for more information:

Scholarships for Women Veterans

For those women veterans, there are some great programs and scholarships that will help fund your education.

Whether you’re going into STEM, Nursing, or Business, we’ve brought together some of the best scholarship opportunities for you.

First, read Top 8 Scholarships for Female Service Members & Veterans to discover the very best ones out there. Then, check out these other resources:

Scholarships for Disabled Veterans

As with other demographics, there are ample opportunities for our disabled veterans to obtain funding for their education.

Whether it’s finding money for a current degree, or paying off student loans from a previous one, check out some of these great resources.

Military Scholarships: Scholarships by Military Branch

Each military service offers programs for their members to help achieve career and education goals. We’ve touched on the ROTC programs and other commissioning programs. But what about programs that do not require a commission?

We’ve compiled a list of service-specific programs, some of which are simply scholarships for service members within those branches. Some of these scholarships apply for active military, veterans, and even family members.

Featured Scholarships

There are so many great programs out there for the military community. CollegeRecon wants you to have all the information available to help you on your way.

For this reason, here are some scholarship opportunities that have not yet been covered:

FAQs

There are millions of veterans today, and so many of you are pursuing your education goals. Because many situations are unique, it’s hard to answer every question in one article.

However, we have compiled some of the most asked questions and presented them here:

More Resources on Scholarships for Veterans

Were you looking for scholarships based on a career field? If so, CollegeRecon has numerous resources for some of the hottest job fields, and probably some you haven’t even considered!

If you don’t see what you’re looking for there, check out our page Paying For School, which has even more leads on military scholarships.

CollegeRecon also has one of the coolest Scholarship Finder Tools out there! By answering a few simple questions, you will get results tailored to your goals and aspirations.

Do you know what you want to study, but not where to go? Use CollegeRecon’s School Finder Tool to find schools and programs tailored to your needs.

Finally, if you are eligible for any form of GI Bill, please do not miss our GI Bill Education Information and Benefits page. 

 

Find College Scholarships for Military, Veterans, Spouses & Dependents

Conclusion

There has never been a better time than now to get that degree. Whether you’re just starting, in the middle, or nearing the end, there are so many sources of funding available to you.

You deserve the education you want, so let CollegeRecon help you find military scholarships, or scholarships for veterans, that will fund your education and career goals.

Don’t wait for your future to happen. Make it what you want!

(Image courtesy of SSgt. Joshua Chacon, U.S. Marine Corps, via Marines.mil)

 

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List of Military Pay Dates 2023 [updated]

2023 List of Military Pay Dates

Typically while serving in the military you are paid on the 1st and 15th of every month. However, due to weekends and holidays, the actual military pay dates may vary.

Paydays can fall on any day of the week, depending on the month. Check closely to know when you will be paid. In some cases, the time between pay periods may be longer than usual, then you will need to adjust your budget accordingly.

Here are the 2023 Military Pay Dates.

Jump to:

Military Pay Dates 2023

Military Pay Dates 2022

Retiree Pay Dates 2023

Retiree Pay Dates 2022

Annuitants Pay Dates 2023

Annuitants Pay Dates 2022

Military Pay Dates 2023

Friday, January 13th

Wednesday, February 1st

Wednesday, February 15th

Wednesday, March 1st

Wednesday, March 15th

Friday, March 31st

Friday, April 14th

Monday, May 1st

Monday, May 15th

Thursday, June 1st

Thursday, June 15th

Friday, June 30th

Friday, July 14th

Tuesday, August 1st

Tuesday, August 15th

Friday, September 1st

Friday, September 15th

Friday, September 29th

Friday, October 13th

Wednesday, November 1st

Wednesday, November 15th

Friday, December 1st

Friday, December 15th

Friday, December 29th

Military Pay Dates 2022

Friday, January 14th

Tuesday, February 1st

Tuesday, February 15th

Tuesday, March 1st

Tuesday, March 15th

Friday, April 1st

Friday, April 15th

Friday, April 29th

Friday, May 13th

Wednesday, June 1st

Wednesday, June 15th

Friday, July 1st

Friday, July 15th

Monday, August 1st

Monday, August 15th

Thursday, September 1st

Thursday, September 15th

Friday, September 30th

Friday, October 14th

Tuesday, November 1st

Tuesday, November 15th

Thursday, December 1st

Thursday, December 15th

Friday, December 30th

If you are a planner, you will want to know the exact dates you are going to get paid. As you can see, paydays can be any day during the workweek. 

Military Pay Dates for Retirees 2023

For retirees, if the 1st falls on a weekend or holiday, they get paid on the last business day of the prior month. 

Wednesday, February 1st (For January)

Wednesday, March 1st (For February) 

Friday, March 31 (For March)

Monday, May 1st (For April)

Thursday, June 1st (For May)

Friday, June 30th (For June)

Tuesday, August 1st (For July)

Friday, September 1st (For August)

Friday, September 29th (For September)

Wednesday, November 1st (For October)

Friday, December 1st (For November)

Friday, December 29th (For December)

Military Pay Dates for Retirees 2022

For retirees, if the 1st falls on a weekend or holiday, they get paid on the last business day of the prior month. 

Tuesday, February 1st (For January)

Tuesday, March 1st (For February) 

Friday, April 1st (For March)

Friday, April 29th (For April)

Wednesday, June 1st (For May)

Friday, July 1st (For June)

Monday, August 1st (For July)

Thursday, September 1st (For August)

Friday, September 30th (For September)

Tuesday, November 1st (For October)

Thursday, December 1st (For November)

Friday, December 30th (For December)

Military Pay Dates For Annuitants 2023

For annuitants, if the 1st falls on a weekend or holiday, they get paid on the first business day of the month.

Wednesday, February 1st (For January)

Wednesday, March 1st (For February) 

Monday, April 3rd (For March)

Tuesday, May 2nd (For April)

Thursday, June 1st (For May)

Monday, July 3st (For June)

Tuesday, August 1st (For July)

Friday, September 1st (For August)

Monday, October 2nd (For September)

Wednesday, November 1st (For October)

Friday, December 1st (For November)

Tuesday, January 2nd, 2024 (For December)

Military Pay Dates For Annuitants 2022

For annuitants, if the 1st falls on a weekend or holiday, they get paid on the first business day of the month.

Tuesday, February 1st (For January)

Tuesday, March 1st (For February) 

Friday, April 1st (For March)

Monday, May 2nd (For April)

Wednesday, June 1st (For May)

Friday, July 1st (For June)

Monday, August 1st (For July)

Thursday, September 1st (For August)

Monday, October 3rd (For September)

Tuesday, November 1st (For October)

Thursday, December 1st (For November)

Monday, January 2nd, 2023 (For December)

MyPay and DFAS

MyPay is run by the Defense Finance and Accounting Service (DFAS) and is an online pay account management system that provides information about paychecks and tax information. This is for military service members, retirees, annuitants, and federal civilian employees.

On MyPay you can find your:

  • LES (Leave and Earnings Statement,)
  • W2 Wage and Tax statements
  • SLRP tax forms

At MyPay you can also:

  • change or begin your direct deposit
  • change your tax withholdings
  • stop or start hard copies of your LES or W2
  • enroll in TSP (Thrift Savings Plan)
  • change or cancel contribution percentage for TSP

RELATED: How to Maximize Your TSP Retirement Fund

Your LES should be available on MyPay a week before payday. You should check your LES to make sure everything looks the way that it should. If there is a problem with your military pay, the earlier you take care of it, the better.

You can also give your spouse access to MyPay which will is a good idea if they are the ones in charge of figuring out the bills or if you are deployed.

Following your LES and being aware of what is going on in MyPay is one way to make sure your finances are on point. Mistakes can happen and you might not notice if you are not paying attention to your income statements.

MyPay has recently added two-factor authorization for additional security. Voluntary opt-in began in October. 

Early Pay Dates

Members of financial institutions such as USAA and Navy Federal Credit Union can have funds made available even earlier with direct deposit.  Check the following to see when funds are made available.

USAA Pay Dates

Navy Federal Pay Dates

As a service member, you also have the option to get paid once a month, instead of twice. If you choose to do so, you would receive your full pay on the first payday of each month.

 

PAY AND BENEFITS UPDATES

 

 

USAA Military & Retiree Pay Days 2023 [updated]

USAA Pay Dates for Active Duty & Retirees for 2023

One benefit of being a USAA member is having funds available early. Find the standard military pay dates and USAA pay dates below.  Please note that these are estimated dates for 2023. Please double-check with USAA.

Receive Military Pay Early with USAA

If you bank with USAA you can get paid early. Typically you will receive your pay a full business day before regular payday. This means that sometimes you will receive your pay on a Friday when the regular military payday is Monday.

USAA Pay Dates 2023 (estimated)

Pay Date      Early Pay Date
Thu, Dec 1, 22Wed, Nov 30, 22
Thu, Dec 15, 22Wed, Dec 14, 22
Fri, Dec 30, 22Thu, Dec 29, 22
Fri, Jan 13Thu, Jan 12
Wed, Feb 1Tue, Jan 31
Wed, Feb 15Tue, Feb 14
Wed, Mar 1Tue, Feb 28
Wed, Mar 15 Tue, Mar 14
Fri, Mar 31Thu, Mar 30
Fri, Apr 14Thu, Apr 13
Mon, May 1Fri, Apr 28
Mon, May 15Fri, May 12
Thu, Jun 1Wed, May 31
Thu, Jun 15Wed, Jun 14
Fri, Jun 30Thu, Jun 29
Fri, Jul 14Thu, Jul 13
Tue, Aug 1Mon, Jul 31
Tue, Aug 15Mon, Aug 14
Fri, Sep 1Thu, Aug 31
Fri, Sep 15Thu, Sep 14
Fri, Sep 29Thu, Sep 28
Fri, Oct 13Thu, Oct 12
Wed, Nov 1Tue, Oct 31
Wed, Nov 15Tue, Nov 14
Fri, Dec 1Thu, Nov 30
Fri, Dec 15Thu, Dec 14
Fri, Dec 29Thu, Dec 28

Retiree Payment Dates  2023 (estimated)

MonthPay DateEarly Pay Date
Jan 2023Wed, Feb 1Tue, Jan 31
Feb 2023Wed, Mar 1Tue, Feb 28
Mar 2023Fri, Mar 31Thu, Mar 30
Apr 2023Mon, May 1Fri, Apr 28
May 2023Thu, Jun 1Wed, May 31
Jun 2023Fri, Jun 30Thu, Jun 29
Jul 2023Tue, Aug 1Mon, July 31
Aug 2023Fri, Sep 1Thu, Aug 31
Sep 2023Fri, Sep 29Thu, Sep 28
Oct 2023Wed, Nov 1Tue, Oct 31
Nov 2023Fri, Dec 1Thu, Nov 30
Dec 2023Fri, Dec 29Thu, Dec 28

Annuitant Payment Dates 2023 (estimated)

MonthPay Date Early Pay Date
Jan 2023Wed, Feb 1Tue, Jan 31
Feb 2023Fri, Mar 1Thu, Feb 28
Mar 2023Mon, Apr 3Fri, Mar 31
Apr 2023Tue, May 2Fri, Apr 28
May 2023Thu, Jun 1Wed, May 31
Jun 2023Mon, Jul 3Fri, Jun 30
Jul 2023Tue, Aug 1Mon, Jul 31
Aug 2023Fri, Sep 1Thu, Aug 31
Sep 2023Mon, Oct 2Fri, Sep 29
Oct 2023Tue, Nov 1Mon, Oct 31
Nov 2023Fri, Dec 1Thu, Nov 30
Dec 2023Tue, Jan 2, 2024Fri, Dec 29

You can learn more about USAA by reading USAA Member Benefits and Perks.

Military Pay Dates 2023

Knowing when you get paid is important. You already know that you will get paid on the 1st and 15th of every month.  However, the actual payday doesn’t always land on those days because of weekends and holidays.

In addition to that, if you bank with USAA you do get paid early. You will receive your pay a business day before regular payday. This means that sometimes you will receive your pay on a Friday when the regular military payday is Monday.

 

PAY AND BENEFITS UPDATES

 

>> Never miss a great military discount!  Sign up for the free Military and Veteran Discounts Newsletter and start saving today!

 

Navy Federal Pay Dates for 2023 [updated]

Navy Federal Pay Dates 2023

One benefit of being a Navy Federal Credit Union member is having funds made available early if you have Active Duty Checking. Find the standard military pay dates and Navy Federal pay dates below.

Military Pay Dates

The military pays on the 1st and 15th of every month. Everyone knows that! But what if the actual military pay date lands on the weekend or a holiday?

Navy Federal Credit Union deposits funds early for some members. This will depend on the type of checking account that you have. An Active Duty Checking account will receive funds earlier than other checking accounts.

It is important to note, as confirmed by Navy Fed, that if a military pay day falls on a Monday, Regular Military Funds will go in the Saturday before, and Active Duty Checking will go in Friday.

The type of checking account is based on what account your direct deposit goes into. Funds are typically available the day before the military pay date.

Editor’s Note: These dates are from the official Navy Fed website.

Navy Federal Pay Dates 2023

Regular Military Early Military
Funds AvailableFunds Available
Fri, Jan 13Thu, Jan 12
Wed, Feb 1Tue, Jan 31
Wed, Feb 15Tue, Feb 14
Wed, Mar 1Tue, Feb 28
Wed, Mar 15Tue, Mar 14
Fri, Mar 31Thu, Mar 30
Fri, Apr 14Thu, Apr 13
Sat, Apr 29Fri, Apr 28
Sat, May 13Fri, May 12
Thu, Jun 1Wed, May 31
Thu, Jun 15Wed, Jun 14
Fri, Jun 30Thu, Jun 29
Fri, Jul 14Thu, Jul 13
Tue, Aug 1Sat, Jul 29
Tue, Aug 15Sat, Aug 12
Fri, Sep 1Thu, Aug 31
Fri, Sep 15Thu, Sep 14
Fri, Sept 29Thu, Sep 28
Fri, Oct 13Thu, Oct 12
Wed, Nov 1Tue, Oct 31
Wed, Nov 15Tue, Nov 14
Fri, Dec 1Thu, Nov 30
Fri, Dec 15Thu, Dec 14
Fri, Dec 29Thu, Dec 28

NavyFed Retiree Payment Dates 2023

MonthPay Date Early Pay Date
Jan 2023Wed, Feb 1Tue, Jan 31
Feb 2023Wed, Mar 1Tue, Feb 28
Mar 2023Fri, Mar 31Thu, Mar 30
Apr 2023Sat, Apr 29Fri, Apr 28
May 2023Thu, Jun 1Wed, May 31
Jun 2023Fri, June 30Thu, Jun 29
Jul 2023Tue, Aug 1
Sat, Jul 29
Aug 2023Fri, Sep 1Thu, Aug 31
Sep 2023Fri, Sep 29Thu, Sep 28
Oct 2023Wed, Nov 1Tue, Oct 31
Nov 2023Fri, Dec 1Thu, Nov 30
Dec 2023Fri, Dec 29Thu, Dec 28

NavyFed Annuitant Payment Dates 2023

MonthPay Date Early Pay Date
Jan 2023Wed, Feb 1Tue, Jan 31
Feb 2023Wed, Mar 1Tue, Feb 28
Mar 2023Sat, Apr 1Fri, Mar 31
Apr 2023Sat, Apr 29Fri, Apr 28
May 2023Thu, Jun 1Wed, May 31
Jun 2023Sat, Jul 1Fri, Jun 30
Jul 2023Tue, Aug 1Mon, Jul 31
Aug 2023Fri, Sep 1Thu, Aug 31
Sep 2023Sat, Sep 30Fri, Sep 29
Oct 2023Wed, Nov 1Tue, Oct 31
Nov 2023Fri, Dec 1Thu, Nov 30
Dec 2023Tue, Jan 2, 2024Sat, Dec 30

Take a look at what Navy Federal Credit Union has to offer. Then find out if Active Duty Checking would be right for you.

You can learn more about Navy Fed by reading Navy Federal Credit Union benefits and perks.

 

PAY AND BENEFITS UPDATES

 

 

Post 911 GI Bill Changes – Transferring Benefits to Spouse & Dependents

If you as a service member can receive the Post 9/11 GI Bill, you might be able to transfer all or part of the bill to your spouse or your children, or both.

In July, the DOD announced that there would be changes with who can transfer their Post 9/11 GI Bill.

Here is what you need to know.

What is the change to the Post-9/11 GI Bill?

The ability to be able to transfer your Post 9/11 GI Bill benefits will be limited to service members that have less than 16 years of total active-duty or selected reserve service.

Before this change, there were no restrictions on when a service member could transfer educational benefits to their family members.

When does the change go into effect?

July 12, 2019, one year after the announcement.

If you are at 16 years or close to hitting that, now is the time to make a decision about if or who you will transfer your Post 9/11 GI Bill to.

What are the rest of the qualifications to be able to transfer your Post 9/11 GI Bill?

  • All service members, in all branches, including the Coast Guard, the US Public Health Service and National Oceanic and Atmospheric Administration.
  • The service member needs to have at least 6 years of service as an active member of the armed forces on the date of approval.
  • The service member must agree to serve an additional 4 years in the armed forces from the date of election.
  • The service member must have at least 10 years of service in the armed forces on the date of approval, is precluded by either the standard policy or the statute from committing to four additional years, and agree to serve for the maximum amount of time that is allowed by the policy or the statute.
  • Th requests for transfer are needed to be submitted and approved while the service member is still serving in the armed forces.
  • If a service member can’t fulfill 4 years because of a “force shaping” or other involuntary separation, the service member would retain the eligibility to transfer education benefits.

What Post 9/11 GI Bill Benefits can be transferred?

  • The service member can transfer all or some of their unused benefits to their spouse or dependent children.
  • The GI Bill can be transferred to the spouse, one or more of the children, or a combination of spouse and child.
  • The family member must be registered in DEERS and be eligible for benefits.

What else is there to know about transferring your Post 9/11 GI Bill?

  • The DOD will determine whether or not the service member can transfer their GI Bill.
  • Once the DOD approves, whoever the service member transferred their GI Bill to can apply at the VA.
  • The service member will need to use the Transfer of Education Benefits (TEB) to designate, modify or revoke a Transfer of Entitlement Request (TOE).
  • After leaving the armed forces, the service member can provide a future effective date for the use of the TOE, modify the number of months transferred, or revoke entitlement transferred by submitting a written request to the VA.
  • After approval, the family member needs to apply to use the benefits with the VA by applying online or by printing, completing and mailing the VA Form 22-1990e to their VA Regional processing office of jurisdiction.
  • If a child of a service member gets married, they will still be eligible for the benefits, however, the service member does retain the right to revoke or modify the transfer at any time.
  • If a spouse gets divorced from the service member, that will also not affect the benefit, but the service member retains the right to revoke or modify the transfer at any time.

Are there any specific rules family members have to follow when the GI Bill gets transferred to them?

Spouses

  • Can use the benefit immediately.
  • May use the benefit while the member remains in the armed forces, or after they separate from active duty.
  • Are not eligible for the monthly housing allowance if their service member is on active duty.
  • If their service member’s last discharge was before January 1, 2013, you have up to 15 years after their last separation from active duty. If their last discharge was after January 1st, 2013, there is no time limit for those benefits.

Children

  • Can only use the benefit after the service member has completed ten years of service in the armed forces.
  • May use the benefit while the service member is in the armed forces or after separation from the army.
  • Can’t use the benefit until they have received a secondary school diploma or equivalent, or they have reached the age of 18.
  • Are entitled to the monthly housing allowance stipend even though the eligible individual is on active duty.
  • Are not subject to the 15-year date, but they can’t use the benefit after they turn 26 years of age.

As you can see, transferring your Post 9/11 GI Bill benefit can be a great way to help your spouse or your child go to school.

If you are close to that 16 years, make plans to get your bill transferred soon, so you don’t miss out on this benefit once the terms change in 2019.

 

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Military Spouse Employment: How To Get Started

As a military spouse, you can get used to putting yourself on the back burner. The military life can make it hard to do what you want to do, whether that is going to school yourself or working in your own career field. There are so many different hurdles for military spouses that want to pursue their own careers. Here are some of the most common struggles for military spouse employment and if there is anything military spouses can do to get through them.

How to Overcome Common Struggles For Military Spouse Employment

Moving Often

As a military spouse, you are probably going to move often. Usually, that means every three to four years, although some military families move more often than that. They are a couple of different challenges that come with this type of lifestyle.

The first is employers not wanting to hire you when they see or know that you are a military spouse. They don’t want to hire you over someone that they know probably isn’t going to move as often. They don’t want to spend the time and energy to train someone that they feel won’t be around long enough.

While it is illegal for a company not to hire someone based on their marital status, this is very hard to prove and in most cases not realistic or financially worth pursuing. An employer can not hire you for a multitude of reason, and you might never know if it was because you were a military spouse or for something else.

So What Can You Do?

Work to show companies what you can offer. If you have the right skills and a good worth ethic, that can go a long way for some employers. Make sure to highlight why they would want to hire you over anyone else.

Work to show employers in general that hiring military spouses is a good thing. There are ways to make a job work, even if the military spouse has to move away. Many jobs can be worked at home, even if they have not been done at home in the past.

Find companies that do hire military spouses and see if they are a good fit for your career goals. If a company has stated that they are welcoming to military spouses, that is one part of the career journey that you don’t have to worry about.

Another issue with moving often is always being the new person at your job. This makes moving up a bit more difficult. This is more of an issue in some careers over others but something military spouses struggle with. When starting a new job, it can be frustrating to know that once you get to a place of seniority, it could be time to move to a new state or even country and have to start over.

While there are not a ton of solutions to this, the best thing to do is plan before a move. Keep good track of the jobs that you have had and the education you bring to any job you apply for.

While it can be frustrating to feel like you have to start over all the time, finding creative ways to continue your career from place to place can be a good option. This can mean building your own business from the skills you have or working for a company that will allow you to take your job with you from place to place.

Not Having Access to the Right Jobs

Another big struggle for military spouse employment is not having access to jobs in your career field where you live. Sometimes the only jobs available have nothing to do with what you went to college for.

When you go to college, you expect to be able to use your degree afterward and find a job in your field. You know you might have to start at the bottom but nothing can be more frustrating than not being able to even start your career in the first place.

So what can you do?

The biggest solution to this is taking advantage of any educational or career resources your local military installation has. From job fairs to extra classes, being able to figure out what all of your options are in your area is important. Sometimes you can assume that your area doesn’t have a job in your field but you might be surprised what you find.

OCONUS Rules and Regulations

If you are a military family who gets stationed overseas, you add even more challenges to military spouse employment. For one thing, due to SOFA laws (Status of Forces Agreement,) you might not even be able to keep up with your home business. This can mean giving up a business you have poured your life into for the last few years.

It can be easy to tell a military spouse in this position to just don’t worry about their career while they are overseas and to enjoy everything in the country they are stationed in, but it isn’t that simple. For some, taking a three or four year break in their career can be devastating. For others, the idea of not working at all, just isn’t going to work for them and their career goals.

So what can you do?

Be aware of the SOFA (Status of Forces Agreement) laws in your country. Make sure to abide by them but also see if you can work with your military installation on some of the rules they might have for home based businesses. Never assume that what is allowed in Germany would be allowed in South Korea as each country has their own rules and regulations about what you can do.

You can also take your time overseas to go back to school or to work on a degree that will help you more easily find a job when you move back to the states. There are options for going to school online while you are overseas and even taking classes at your duty station.

RELATED: How to Transfer the Post-9/11 GI-Bill to Spouses and Dependents

For some spouses, staying back home might be an option and while it isn’t ideal for family life, it might be the best choice to make for their career path.

Volunteering can also be an option. You might have trouble being able to work in another country, but you might be able to volunteer. Then you can add that experience to your resume which can help you in the future.

Professional Licenses

Some careers require gaining a license to be able to work in that field. For a lot of people, this happens once in a career lifetime. For the military spouse, this can become a big headache, especially if different states have completely different laws about what you need to do to get your license in each state.

So what can you do?

When it comes to transferring licenses, this can apply to a wide range of careers.

Teachers need to have a state license. The laws vary from state to state, however some states will offer a provisional license if you do have a license from another state. The National Association of State Directors of Teacher Education and Certification (NASDTEC) can help with the teacher certification reciprocity process. In addition, the Department of Defence schools accept teaching license from any state or territory.

Nurses also need to have a state license. As of January of 2018, 29 states are apart of the Enhanced Nurse Licensure Compact which allows you to work as a nurse in your state or any other state in the Compact.

RELATED: How to Become a Nurse as a Military Spouse

In addition to teaching and nursing, other careers also require licenses. These are attorneys, child care workers, cosmetologists, massage therapists, paralegals, real estate agents, social workers, as well as others in the medical field.

If you do practice in any of these careers, make sure you are aware of what you need to do as well as any updated information about legislation in your state. Being aware of what is required, staying organized, and making sure you are prepared will go along way in helping your with your licensing requirements.

The Department of Defense State Liaison Office (DSLO) as well as their website, USA4MilitaryFamilies has been setup to help educate state policy makers on the unintended barriers that have been created by policies as well as other issues that are important to service members as well as their families.

Hectic Military Lifestyle

Being married to someone in the military means living a different type of lifestyle. For one thing, your spouse is not always home. And when they are gone, they can be gone for months and sometimes over a year at a time. Beyond moving, the military life brings a lot of frustrations to the military spouse working on their career.

If the military spouse has children, childcare is really important, and not being near family can also bring up challenges. If the spouse works a lot of hours and their spouse is deployed, their career can suffer trying to balance everything alone.

The unknowns of military life can be frustrating too. If you are not sure when you are going to move, it can be difficult to tell your employer what is going on or when to start looking for a new job. Plans can change and you could apply and find a good job at your new duty station only to find out that your spouse’s orders get changed to a different duty station, 1,000 miles away.

So what can you do?

One solution to this is to be aware of the different childcare options in your location. The Child Development Centers on post might offer what you are looking for as well as FCC providers or other daycare options.

In some cases, working towards a portable career is the answer for a military spouse who wants a career while her spouse is serving in the military. There are plenty of areas to go into if this is something a spouse wants to do and can start with going back to school for an education. Using MYCAA, a military spouse can get a degree or a certificate which can help them in a portable career.

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While these struggles can cause some spouses to decide to wait on their education and careers until their spouse retires, that doesn’t have to always be the case. There are ways to move forward and to be able to achieve your dreams, even within the military lifestyle. Look for new ways to doing things in your career field and be open to something you might not have thought about doing in the past.

RELATED:

 

NEXT STEP: Find Jobs for Military Spouses

 

 

Portable Careers for Military Spouses

Following your own career goals as a military spouse isn’t always easy. With moving around every few years, not being able to set down roots, and dealing with a spouse with a very crazy schedule, it can be hard to find something that works. Luckily, there are some portable military spouse careers that can take with them from duty station to duty station. Here are some ideas:

Portable Careers for Military Spouses

Professional Photographer

Photography is always needed, no matter where you live. From homecoming photos to pre-deployment family shoots, military families still need photos taken. If you can take good pictures and want to run your own business, being a photographer can be an ideal portable job for you.

As far as education goes, many photographers are self-taught, but you can go to school and earn a certificate, associate’s or even a bachelor’s in Art with a specialty in photography. Having education and plenty of experience with photography can set you apart and allow you to have a successful career. Taking a few business classes can also help if you want to become a professional photographer.

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Writer

If you can write, becoming a writer can be such a smart way to have a portable career. You can work as a freelance writer and have your own clients, or you can work from home for a company. All you would need is a good internet connection and a laptop.

A degree would be a good idea. A bachelor’s in English or a similar major can help you find jobs as a writer or even as an editor. Having a strong portfolio is a must even if you don’t have as much education as you would like to have.

Having An Online Shop

In today’s world, you no longer have to have a brick and mortar building to have your own shop. You can do everything you need to do online. Whether you create something or buy something for resale, having an online shop and running your own business can be a portable career. You can sell digital or physical products and be as creative as you want to be.

Any degree in business would be helpful if you want to learn as much as you can about running your own business.

Hair Stylist

Becoming a hair stylist is something you can take with you from base to base. So many military spouses need to get their hair done. To get into this line of work, you need to go to cosmetology school. This will take you on average about a year. This can be a good plan for someone who wants to get started on their career in a short amount of time.

Make sure that the beauty school you go to is approved by your state. You will need to be licensed, and your state will need to approve of the school you went to. There also could be reciprocity agreements between states to make things easier when you move.

After you are licensed, you can then get a job working for a salon, open up your own, or work out of your home. There are a lot of options for working as a hair stylist based on what will work for you.

FCC Provider

FCC stands for Family Child Care and is a way to watch children within the Army, Marine Corps, Air Force, and Coast Guard. The Navy calls it the CDH, Child Development Home. When you are an FCC/CDH provider, you will be able to watch children in your home, either on or off base. You can even be one if you are stationed overseas.

While you do not need a degree for this, a background in early childhood education would be a plus. You will have to have a background check and apply as well as abiding by specific rules and regulations.

Accountant

You can work as an accountant or CPA (Certified Public Accountant) virtually and take your career with you. There is a difference in becoming a CPA or being a regular accountant. CPAs will have to meet specific state and education requirements while regular accountants do not. A CPA typically needs at least a bachelor’s degree in accounting.

You don’t need that much education to be a regular accountant, but it would help to have some type of education behind you such as a certificate in accounting. You can work for your own business or for a company. You could start working for a local company and see if they would let you work remotely if you do need to PCS.

Social Media Manager

As a social media manager, you would be in charge of the social media accounts for a business or organization. You would need to know all about the different social media platforms and be able to multitask. You could be hired on by a company or work as an independent contractor.

As far as education goes, a bachelor’s degree in communications, journalism, or marketing would be a good idea. You would need to know how to write and be able to learn the different ways to market a business online. This job can be done from anywhere and is a very portable career to get into.

Graphic Designer

As a graphic designer, you can work for yourself or for a company. Like the social media manager, you can easily move with this type of career.

You can work to get your degree online, or attend classes and earn a degree in graphic design. While a specific degree is not required, it would be beneficial to have some classes, so you are able to do well in this career field. Natural talent and education are exactly what you need to succeed as a graphic designer.

Virtual Assistant

As a virtual assistant, you would be fulfilling the role of a type of administrative assistant or secretary, except it would be entirely online. You could do work for a business, organization, blogger or anyone who needs this type of help.

You can be an independent contractor or an employee depending on the type of work you can find. You must be able to multitask and have an understanding of how the internet works, how to write emails, how to use social media, and even light graphic design work.

If you want to find other jobs for military spouse jobs, please visit our military spouse jobs page.

Education Options

Having education behind you will help you find a job in this field. While you do not need a specific degree, taking classes and gaining certificates would be a good idea. Having one in graphic design and marketing can be a good start.

If you are interested in starting a career that can follow you wherever military life might take you, this list can be a good start. Find something that you are interested in, get the education for it, and pursue your own dreams. It will be worth doing so.

Looking for education options that fit the careers listed above?

Use CollegeRecon’s Program Matcher to find programs for the career options listed above and many others.

Active duty spouses may have an option to have their education paid for through MYCAA.  Check to see if you’re eligible and which programs are available.

For a perspective on being the spouse of a National Guard member, please visit Soldier Wife, Crazy Life (this link will take you offsite).

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Student Loans For Military Spouses

MYCAA is an amazing program, but for a lot of military spouses it might not be enough. And the program isn’t open to everyone. This means that some military spouses will have to use student loans to help fund their education. While hearing about student loans can seem a bit overwhelming, they can be the right answer to help you with your educational plans.

Student Loans For Military Spouses

Types of Loans

There are both private and federal student loans. Federal loans are from the government, private can be from individual lenders, banks, credit unions, schools, and even state agencies. Usually, you should start the process by applying for federal student loans and go from there.

There are some major differences between federal loans and private ones.

With a federal loan:

  • You don’t have to start paying them back until you graduate, you leave school, or change your enrollment status to less than half-time.
  • The interest rate is fixed and often times lower than you would find with a private loan. They are also much lower than typical credit card interest rates.
  • Students who have a financial need will likely qualify for a subsidized loan where the government will pay the interest while they are in school at least half-time.
  • A credit check is not required for most federal loans. These loans can also help you establish your credit.
  • A co-signer is not required for these loans.
  • Your interest may be tax deductible.
  • You may consolidate your loans into a direct consolidation loan and if you have trouble paying them back, you might be able to temporality postpone them or lower your payments.
  • There are several different payment options, no-prepayment penalty, and you might even have the option of having your loans forgiven if you work in public service.

With private student loans:

  • You might have to start paying your loans back while you are still in school and they will probably have higher interest rates.
  • They will not be subsidized, and you might be required to have established credit.
  • You might need a co-signer, and your interest might not be tax deductible.
  • You can’t consolidate them into a direct consolidation loan, and there won’t be as many deferment options.
  • There could be prepayment penalties and probably no loan forgiveness programs.

How to Apply For Student Loans

For federal loans, you would apply through FAFSA (Free Application for Federal Student Aid.) The form is easy to use, and you can fill it out online. By filling out this form, you are starting the process for federal aid in the form of grants, which you don’t have to pay back, loans, which you do, and work-study options.

The form for the 2018-2019 year was opened in October of 2017 and will be due June 30, 2019. After your FAFSA is processed, each college that accepts you will send you a financial award letter.

For private loans, you will need to do your research. Each loan could be a little different with its own terms, fees, and what you need to do to apply. You can also check with your college or university to see if they have a list of preferred private loan providers to apply to.

After you compare loans, you should apply for the ones you are comfortable with that you qualify for. Since you might need a cosigner for a private loan, make sure to find someone you trust, usually someone from your family.

Paying Student Loans Back

Since student loans are loans and not grants, you will have to pay them back. The good news is, for federal loans, you will probably get a six month grace period. This is designed for you to be able to have time to find a job before you start to have to pay them back. If you do drop out of school or go down below half-time status, you will have to start paying them off then.

The grace period applies to direct subsidized/unsubsidized loans, subsidized/unsubsidized Federal Stafford loans, and some private loans. The grace period does not apply to PLUS (Parent Loan for Undergraduate Students.)

You can also choose to consolidate your loans during your grace period.

As far as payment plans go, that depends on the repayment plan you have set up. The default plan is the Standard Repayment Plan which is a 10-year program of fixed monthly payments.

There are also other options if you are having trouble keeping up on your payments. These are:

  • Revised Pay As You Earn plan (REPAYE) which is 10% of your discretionary income.
  • Pay As You Earn plan (PAYE) which is also 10% of your discretionary income, but never more than the 10-year Standard Repayment Plan amount.
  • Income-Based Repayment plan (IBR) which is 10% of your discretionary income if you’re a new borrower on or after July 1st, 2014 but never more than the 10-year Standard Repayment Plan amount. It would be 15% if you are not a new borrower on or after July 1st, 2014.
  • Income-Contingent Repayment plan (ICR) which is lesser of either 20% of your discretionary income or what you would pay on a repayment plan with a fixed payment over the course of 12 years, adjusted according to your income.

Help for Paying Student Loans Back

As a military spouse you might be wondering if there is help for you and your student loans. Unfortunately, there isn’t a specific program for military spouses. Those who serve in the military can use SCRA (Servicemembers Civil Relief Act) to cap the interest rates on student loan payments to 6%, however since the military spouse isn’t on their spouse’s student loan, it will not apply to them.

The good news is that there are programs that can help even if they are not directly for military spouses:

The Public Service Loan Forgiveness Program (PSLF)

The PSLF program will forgive the remaining balance on direct loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

You qualify based on your employer, not on your specific job. You will need to have employment from these types of organizations to qualify:

  • Government organizations at any level, meaning federal, state, local, or tribal.
  • Not-for-profit organizations that are not tax-exempt under section 501 ( c ) (3) of the Internal Revenue Code.
  • Other types of not-for-profit organizations that are not tax-exempt under section 501 ( c ) (3) of the Internal Revenue Code if their primary purpose is to provide certain types of qualifying public services.
  • Serving as a full-time Americorps or Peace Corps volunteer also counts.

To apply you must complete and submit the Employment Certification as soon as possible as you have to make sure you are making qualifying payments along the way.

Teacher Loan Forgiveness

Teacher Loan Forgiveness is a way for teachers to be able to be forgiven for some or all of their student loan debt. You will need to teach full-time for five consecutive academic years and do so in a low-income school or educational service agency and meet other qualifications. If you qualify you can be forgiven for up to $17,500 on your direct subsidized and unsubsidized loans as well as your subsidized and unsubsidized Federal Stafford loans.

The problem military spouses might have is that they do not get to live somewhere where they could have taught for five consecutive years.

However, there was a bill that was introduced, the Preserving Teacher Loan Forgiveness for Military Spouses Act, which would allow military spouses to qualify as long as they had taught five full years as a teacher, not needing them to be consecutive. It has however not yet been passed.

Perkins Loan Cancellation for Teachers

This program will allow you to have some or all of your student loan canceled or discharged. You will need to qualify and to do that you must:

  • Work full-time in a public or nonprofit elementary or secondary school as a teacher.
  • The school you work at must serve low-income families, or be a special education teacher, teach in mathematics, science, foreign languages, or bilingual education, or in any other field of expertise determined by a state education agency to have a shortage in that subject.
  • You must have taught full-time for a full academic year or its equivalent

The cancellation works like this: 15% per year for the 1st and 2nd years, 20% for the 3rd and 4th years, and 30% for the 5th year.

You must request appropriate forms from the office that administers the Federal Perkins Loan program at the school that holds your loan.

As a military spouse, there are options for you as far as finding funding for your education. Student loans is a big one that can help you achieve your educational dreams. Take the time to do your research and figure out what would be best for you.

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Post-9/11 GI Bill: The Ultimate Overview

There are several different versions of the GI Bill, but here we are discussing the Post-9/11 GI Bill.  About 80% of all users of the GI Bill utilize this version. In order to be eligible for the Post-9/11 GI Bill you must have active military service on or after September 11, 2001.

Post-9/11 GI Bill: All The Ways You Can Use It

  • College Degrees – Associate, Bachelor, or higher
  • Vocational/Technical Training including non-college programs
  • On-the-Job/Apprenticeship Programs
  • Licensing & Certification Reimbursement
  • National Testing Programs like SAT, CLEP, AP, DSST
  • Flight Training
  • Correspondence Training
  • Work-study
  • Tuition Assistance Top-Up
  • Tutorial Assistance

Going to College or University

Sure, you can use your GI Bill to go to college, everybody knows that.  Did you know that you can use your GI Bill to get an associates degree, bachelor degree, or higher?  If you have one degree you can use your GI Bill to get another one.

If you are a bit rusty on your academic skills after being in the military, you can use your GI Bill for refresher training.

You can use your GI Bill at community colleges, state colleges, private colleges, online colleges, foreign colleges and more.

What Costs Does The Post-9/11 GI Bill Cover?

  • Up to 100% Tuition and Fee Coverage
  • Monthly Housing Allowance (see GI Bill BAH Rates)
  • Up to $1,000 a year for Books and Supplies
  • Ability to Transfer GI Bill to spouse and dependents

If you go to a state school, the VA will pay all your tuition & fees for necessary classes. You will also be provided a monthly housing allowance.

  • The GI Bill BAH Rate is equivalent to the Basic Allowance for Housing rate that an E-5 with dependents would receive.
  • Your housing allowance rate is based on the ZIP code of the school you are attending.
  • You are not eligible to receive a housing allowance if you are on active duty.
  • The GI Bill pays you up to $1,000 each year for your books.

There are a few differences if you go to a private or foreign school. Your tuition reimbursement is limited to a legislatively mandated maximum amount which changes each year.  The Post 911 GI Bill will currently pay up to a maximum of $26,042.81 for the 2021-2022 school year for private or foreign colleges. This is up from $25,162.14 for the 2020-2021 school year and $24,476.79 for the 2019-2020 academic year.

Yellow Ribbon Schools

Schools that participate in the Yellow Ribbon Program have partnered with the VA to help offset the costs not covered by the Post-9/11 GI Bill.  Here is a list of participating Yellow Ribbon Schools.

If you go to a foreign school your housing allowance is based on the national average US housing allowance.

One more thing, if you are going strictly to online classes – no classroom sessions – your housing allowance is ½ the national average.

The current MHA or Post 9/11 GI Bill BAH rate for online schools is $901.00 for the 2021-2022 academic year (Aug 1, 2021 – Jul 31, 2022).

If you are going to school as a less than full-time student you only get a percentage of your GI Bill. So, if you are only attending classes as a half-time student you get half of the housing allowance, etc.

Still not enough? If you served less than 3 years of active duty your payment will be reduced too. But this doesn’t affect most people.

 

>> Use CollegeRecon’s Program Matcher to find GI Bill®-Approved Schools.  This tool will take your Education Goals and find schools with matching programs.  

 

Most people think the GI Bill means college and nothing else. Well, we are here to tell you that yes indeed, the GI Bill does pay for college, but it also pays for so much more.

Vocational/Technical School

Want to learn a trade or sharpen your technical skills?

The Post-9/11 GI Bill will help you. If you want to go to a technical or trade school to learn:

  • Computer Networking
  • Cake Decorating
  • Law Enforcement
  • Dental Hygiene
  • And many more…

The GI Bill will basically pay you the same amount as if you were going to college.

Testing Programs – SAT, LSAT, GMAT, LCAT

Need to take a test to get into college like the SAT, LSAT, GMAT, or LCAT? Want to take a test for college credit like the CLEP, DSST, or AP test?

RELATED: Colleges With GMAT Waivers For Military

The GI Bill will pay you up to $2,000 for each test. There’s no limit to the number of tests you can take, and it doesn’t matter if you pass or not. You can even retake tests you passed if the test is required to recertify or keep a license you need for work.

Certification & Licensing Programs

Looking to get a certification or license for a profession such as:

  • Realtor
  • Mechanic
  • Medical Technician
  • Therapist
  • Computer Network Engineer
  • Website Developer
  • Project Manager
  • Other professionals

The GI Bill has that covered and your tests may be reimbursable by the VA.  There is no limit to the number of tests you can take, or number of times you may take the same test. And, VA will pay for tests even if you fail them.

The VA will pay you up to $2,000 per test.

On-The-Job and Apprenticeship Training

Want to become a master of skilled trades or professions like union plumber, firefighter, steamfitter, electrician, or gunsmith?

The GI Bill will pay for approved apprenticeship or on-the-job training programs that allow you to get paid your GI Bill money while you draw a paycheck.

The payment process for these programs works a bit differently than other GI Bill programs.

When you are in an apprenticeship program you draw a salary. Usually, you start out with a very low rate of pay and get raises every six months while you are in training. Depending on your job, an apprenticeship can last 18-36 months until you reach fully qualified or journeyman status.

To offset this, the GI Bill payments are as follows:

  • 1st 6 months of training – 100% of your applicable housing allowance
  • 2nd 6 months you get 80% of your applicable housing allowance, but you get a raise from your employer
  • 3rd 6 months you get 60% of your applicable housing allowance, but you get another raise from your employer
  • 4th 6 months you will receive 40% of your applicable housing allowance, but you will get another raise from your employer
  • For the remainder of your training, you will get 20% of your applicable housing allowance

You also get up to $83 per month for books and supplies.

Flight Training

If you flew planes in the military, you might like to do that after you get out. Problem is that to fly commercial aircraft you usually need platform-specific qualifications. These qualifications can be very expensive, for example, a B787 rating can cost you upwards of $30,000 depending on your current certification. The GI Bill will help you pay for those expensive classes.

To get a flight rating you usually need classroom, simulator, and flight hours, this can vary. For example, if you’ve already qualified on the MH60 or UH60 helicopter you may not need as many sim, flying or classroom hours as somebody who has never flown one.

To get any GI Bill payments you need to be in possession of a private pilot’s license and a FAA medical certification.

Flight School Payment Amounts

Payment amounts vary depending on what type of school you are going to.

If you are enrolled in a:

Degree program that consists of flight training at a state college

You can basically expect to get your full cost paid for by the GI Bill, a monthly housing allowance and a stipend for books-and-supplies. However, this is very rare as there aren’t a lot of state colleges offering flight training.

Degree program that consists of flight training at a private college

You can be reimbursed up to the full cost of the training or the legislatively mandated national maximum amount (whichever is less) each year. You may also receive a monthly housing allowance and books-and-supplies stipend.

Vocational flight training program

You can be reimbursed the cost of the training up to the annual maximum amount which is mandated by law. Currently, that annual maximum amount is $14, 881.59 in 2021, up from about $13,000.

Tuition Assistance Top-Up

If you’re on active duty, you may use Tuition Assistance. Tuition Assistance is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard.

While Tuition Assistance technically can pay the full cost of your college tuition, in reality, most branches will normally pay a maximum of 75% of the actual tuition. You must pay for your books and other expenses out-of-pocket.

This is where Tuition Assistance Top-Up comes in. The Tuition Assistance Top-Up program will pay you your GI Bill to make up the difference between what Tuition Assistance pays and what your actual charges are.

Tuition Assistance Top-Up can be a good or a bad use of your GI Bill. Normally, it isn’t a good one and not one we’d recommend.

Using Tuition Assistance Top-Up is a good deal if you plan to use Tuition Assistance to complete a degree while on active duty, and don’t plan to continue your education after service.

Tuition Assistance Top-Up can also be helpful for just taking a few courses with Tuition Assistance while on active duty. Then you can save most of your GI Bill to use after you get out of the military to complete your education in a military friendly college.

You need to consider carefully your own situations, and check with your education officer or counselor, before applying for Tuition Assistance Top-Up.

Tutorial Assistance

OK, you’re going to college and having a hard time of it, in fact, you may be close to failing your classes, don’t despair. The GI Bill will even pay you to hire a tutor to help you get back on track with your classes.

The VA will pay you up to $100 a month for a private tutor, up to a maximum amount of $1,200. The tutor must meet the college’s qualifications and can’t be a close relative.

So, as you can see if you are eligible for the Post-9/11 GI Bill you have lots of different options on how you can use it. The GI Bill is a great benefit that most people don’t get, make sure you use it.

 

NEXT STEP: How to Get Your Post-911 GI Bill Benefits

 

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Tips for Military Families to Save Money on Travel

Whether your military family loves travel or finds it a necessity since you’re always moving, there are resources available to defray costs and add value while you’re on the go.  Here are some travel tips for military families about services you may already know about.

You may be aware of services such as SATOTravel, SpaceA, and the USO Lounge, but we learned about some new things along the way.  Hopefully they’re as eye-opening for you as they were for us!

Travel Tips for Military Families to Save Money

SATOTravel

Carlson Wagonlit Travel SATOTravel is the nation’s leading provider of travel management and fulfillment services to the U.S. Government. Located on military bases, SATO provides discounted travel arrangements for military members and their families. SATO offers you and your military family:

  • Negotiated rates on domestic and international airfare
  • Negotiated rates on hotel stays, both domestically and abroad
  • Travel insurance
  • The “CWTSato To Go” travel app

Pro Tip: Use SatoTravel and they will handle every planning detail for you including ensuring you take advantage of military benefits and savings offered on your trip.

To learn more about how SATO can save your military family money, and to locate your nearest office, please click here.

Space A Travel

Military members and their families may be eligible for free DoD flights via Space A, short for Space Available. Military flights occur every day, and for efficiency, the flights are filled to capacity. If a surplus exists after seats and cargo are filled, those on standby in various categories are eligible for FREE air travel. Here is how Space A can work for you and your military family.

  • Explore worldwide destinations. The most common destinations are in many parts of the US (including Hawaii and Alaska), Germany, England, Spain, Italy, Japan and South Korea. Less frequent destinations include South and Central America, Africa, and Australia. The best time of the year to travel is while kids are in school, as it is more difficult to find a seat during summer break. Schedules of available flights, days and times are posted online.
  • Establish which category you fall into. If you’re traveling as a family and your servicemember is with you, you are in category three. If your service member is deployed, you can still take advantage of travel as a dependent, you will just be bumped into category four. Full category information is available online.

Space A Categories (these determine order of selection):

  • Category 1 – Emergency Leave
  • Category 2 – Environmental Morale Leave (EML)
  • Category 3 – Ordinary Leave
  • Category 4 – Unaccompanied Dependents on EML
  • Category 5 – Permissive Temporary Duty and Students
  • Category 6 – Retirees
  • Bring required IDs and paperwork (passports, visas, immunizations if applicable). Active duty members can sign up for flights when your leave pass is signed, and dependents traveling unaccompanied will require a signed and dated Space A letter. Keep in mind that you may not secure a flight on your first or even second attempt, but if your travel plans are flexible, this makes a very cost-effective option. Required paperwork is outlined online.
  • Other need-to-know tips. If you score a flight, know that a Patriot Express flight is a traditional commercial option and will have food available. On military cargo flights, you may be in jump seats and have the option of purchasing a box lunch for about $5.00. It is also recommended that if on a military flight, you pack ear plugs as the flight can be noisy.

What is EML? This program is designed to provide environmental relief from a duty station which has some “drawbacks” and to offer a source of affordable recreation otherwise not available. A large portion of this travel occurs in the Middle and Far East areas. 

If you’re willing to be patient and jump through some hoops, Space A can get you and your military family where you need to be for next to nothing, saving hundreds or thousands of dollars. Learn more here.

Pro Tip: If your service member is deployed, you can still use Space A Travel!

USO

Long airport layovers (with or without kids) can be tiresome and challenging. It’s easy to spend far too much money on food, sometimes you have to pay for wifi, and all you want is a quiet place to grab a bite to eat and unwind. Good news — USO airport locations pro