Student Loans

Did you know that under certain qualifying circumstances, you may be able to apply to the federal government to have your federal student loans discharged or forgiven? This refers to more than the Public Service Student Loan Forgiveness program (PSLF). Do You Need Federal Student Loan Forgiveness? According to StudentAid.gov, “You may qualify for student…

The federal government ended the Graduate PLUS loan program for new applicants on July 1, 2026. This was done via the Working Families Tax Cuts Act, which affects students (including student veterans) pursuing advanced degrees. Graduate PLUS Loans Eliminated With Graduate PLUS borrowing eliminated, new students must use alternative options for the costs of graduate…

The Department of Education has announced a temporary program to address declining auto-pay participation among federal student loan borrowers. It’s a move that could (again, temporarily) save student loan borrowers money on student loan interest for the duration of the program. As of July 1, 2026, the existing interest rate reduction for borrowers enrolled in…

At the end of June, 2026, two federal judges issued injunctions preventing the Department of Education from using new regulations changing the federal Public Service Loan Forgiveness program. These rulings arrived one day before the changes were scheduled to take effect, but an appeal by the federal government is likely. The Department of Education released…

Explore state student loan forgiveness programs that can help reduce your debt based on your profession or financial need.

Understand subsidized and unsubsidized federal student loans and how they can help reduce your education costs with flexible repayment options.

While paying off federal student loans, some borrowers may consider refinancing to negotiate a lower interest rate. Refinancing a student loan is as intensive and detailed as securing a standard loan. There are many factors to consider to determine whether this is the right decision for you. 

All students must begin to repay their student loans at some point. But how much should you set aside to accomplish this? After nine months without a payment, your federal student loan will default. You’ll not only be subject to endless collection calls, but the government can take you to court and may even garnish your wages. 

Explore student loans for military and veterans. Understand your options and benefits for financing higher education effectively.

On August 19, 2021, the Department of Education eliminated student loan debt for “over 323,000 borrowers who have a Total & Permanent Disability (TPD).” Eliminating Loan Debt for Qualifying Disabled Students Through a the program, the total amount of student loan debt to be discharged is estimated at $5.8 million. These discharges were set to…

When you served in the military, you are qualified for the same federal student loan forgiveness teachers, police officers, and social workers receive.