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2026 BAH Rate Calculator, GI Bill BAH Rates

BAH Calculator

2026 BAH Calculator and GI Bill MHA Rates 2026-2027

The Department of Defense calculates annual Basic Allowance for Housing rates by surveying median local rental costs and utility expenditures and assigning rates by pay grade and housing status (with or without dependents). Rates adjust January 1 each year, and “rate protection” rules prevent reductions for service members remaining at their current duty station.

 

The Department of Veterans Affairs borrows these figures for the Post-9/11 GI Bill monthly housing allowance, anchoring every eligible student to the local E-5 with dependents rate based on the campus ZIP code where in-person training occurs, while paying half the national average for exclusively online programs and adjusting rates each August 1 rather than mid-academic year.

BAH, and GI Bill Military Housing Allowance Calculator 2026

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BAH Calculator

OHA Rate

₩ 1,352,700
Monthly Utility & Maintenance Allowance ₩936,441
Move-In Housing Allowance ₩301,298

Currency: Won
Update as of: -
Exchange Rate 1 USD = 1352.700 KRW

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Online GI Bill Monthly Housing Allowance

The online GI Bill Monthly Housing Allowance is typically half the national rate paid for in-person attendance. This amount equals half the national average BAH for an E-5 with dependents.

VA.gov states, “If you started using your benefits on or after January 1, 2018, we’ll pay you up to $1,169.00. This is the maximum amount we’ll pay you each month,” adding that for those taking at least one class in person,  you may be eligible for the higher resident MHA.

RELATED: Online Colleges for Military

BAH Rates State Charts

Alabama Alaska Arizona Arkansas California
Colorado Connecticut Delaware District of Columbia Florida
Georgia Hawaii Idaho Illinois Indiana
Iowa Kansas Kentucky Louisiana Maine
Maryland Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada New Hampshire
New Jersey New Mexico New York North Carolina North Dakota
Ohio Oklahoma Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee Texas Utah
Vermont Virginia Washington Washington, DC West Virginia
Wisconsin Wyoming

Frequently Asked Questions About BAH

Who is eligible for BAH?

Active-duty service members stationed in the 50 United States who do not live in government-furnished quarters qualify for Basic Allowance for Housing. Reservists on active duty, service members in transit, and members paying court-ordered child support also qualify under specific non-locality categories.

How often do BAH rates change?

The Department of Defense updates BAH rates once per calendar year on January 1. The Department of Defense updates Post-9/11 GI Bill housing allowance rates in August each year.

Do I pay federal taxes on my BAH?

No. BAH counts as a non-taxable housing allowance excluded from federal gross income calculations.

What happens if BAH rates decrease for my duty station?

Your allowance stays the same under Individual Rate Protection. You receive either the new rate published January 1 or the rate you received on December 31, whichever amount is larger.

Can I ever lose rate protection?

Yes. You lose rate protection if you execute a Permanent Change of Station, drop in pay grade, or change dependency status.

If I get promoted, how is my BAH impacted?

You receive the current published rate for your new rank. If the newly published rate for your new grade is lower than the amount you were already receiving, you keep your prior, higher amount.

Does family size affect the BAH rate?

No. The Department of Defense establishes only two categories: with dependents and without dependents. Having multiple children or other dependents does not increase the payment.

Is the Post-9/11 GI Bill Housing Allowance the same as the regular military version?

The Post-9/11 GI Bill is paid at the rate of an E-5 with dependents.

How is GI Bill housing allowance calculated if I attend school online?

The Department of Veterans Affairs sets the online Post-9/11 GI Bill Monthly Housing Allowance at half the national average MHA for an E-5 with dependents. The VA adjusts the final payment to reflect your eligibility tier and your rate of pursuit, which must exceed 50 percent.

Additional Military Housing & Relocation Resources