New York BAH Rates 2026
2026 BAH Rates for New York
Find BAH Rates for New York (Basic Allowance for Housing) broken out by city, pay grade, and dependency status. Post-9/11 GI Bill users would use the equivalent of an E-5 BAH rate for New York with dependents. This will determine your monthly housing allowance.
Ballston Spa & Albany, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,388 | $ 1,974 |
| E2 | $ 2,388 | $ 1,974 |
| E3 | $ 2,388 | $ 1,974 |
| E4 | $ 2,388 | $ 1,974 |
| E5 | $ 2,634 | $ 2,073 |
| E6 | $ 2,862 | $ 2,166 |
| E7 | $ 2,997 | $ 2,397 |
| E8 | $ 3,144 | $ 2,685 |
| E9 | $ 3,327 | $ 2,745 |
| W1 | $ 2,880 | $ 2,310 |
| W2 | $ 3,057 | $ 2,682 |
| W3 | $ 3,240 | $ 2,754 |
| W4 | $ 3,357 | $ 2,886 |
| W5 | $ 3,504 | $ 3,030 |
| O1E | $ 3,021 | $ 2,631 |
| O2E | $ 3,213 | $ 2,730 |
| O3E | $ 3,381 | $ 2,850 |
| O1 | $ 2,670 | $ 2,139 |
| O2 | $ 2,859 | $ 2,556 |
| O3 | $ 3,234 | $ 2,775 |
| O4 | $ 3,549 | $ 3,000 |
| O5 | $ 3,777 | $ 3,081 |
| O6 | $ 3,807 | $ 3,219 |
| O7 | $ 3,834 | $ 3,276 |
Schools in Albany, NY
-
- Excelsior College (zip code 12203)
- Albany College of Pharmacy & Health Sciences (zip code 12208)
- The College of Saint Rose
Buffalo, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,055 | $ 1,623 |
| E2 | $ 2,055 | $ 1,623 |
| E3 | $ 2,055 | $ 1,623 |
| E4 | $ 2,055 | $ 1,623 |
| E5 | $ 2,214 | $ 1,791 |
| E6 | $ 2,553 | $ 1,914 |
| E7 | $ 2,631 | $ 2,058 |
| E8 | $ 2,718 | $ 2,289 |
| E9 | $ 2,862 | $ 2,382 |
| W1 | $ 2,571 | $ 2,010 |
| W2 | $ 2,667 | $ 2,286 |
| W3 | $ 2,775 | $ 2,394 |
| W4 | $ 2,895 | $ 2,565 |
| W5 | $ 3,045 | $ 2,652 |
| O1E | $ 2,646 | $ 2,211 |
| O2E | $ 2,757 | $ 2,361 |
| O3E | $ 2,919 | $ 2,544 |
| O1 | $ 2,262 | $ 1,890 |
| O2 | $ 2,550 | $ 2,166 |
| O3 | $ 2,772 | $ 2,427 |
| O4 | $ 3,093 | $ 2,631 |
| O5 | $ 3,324 | $ 2,676 |
| O6 | $ 3,351 | $ 2,754 |
| O7 | $ 3,372 | $ 2,802 |
Schools in Buffalo, NY
-
- D’Youville College (zip code 14201)
- Villa Maria College
Updated with the 2026 BAH data.
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Fort Drum & Watertown, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,569 | $ 1,356 |
| E2 | $ 1,569 | $ 1,356 |
| E3 | $ 1,569 | $ 1,356 |
| E4 | $ 1,569 | $ 1,356 |
| E5 | $ 1,665 | $ 1,422 |
| E6 | $ 1,893 | $ 1,476 |
| E7 | $ 2,103 | $ 1,578 |
| E8 | $ 2,331 | $ 1,749 |
| E9 | $ 2,526 | $ 1,896 |
| W1 | $ 1,914 | $ 1,548 |
| W2 | $ 2,196 | $ 1,713 |
| W3 | $ 2,478 | $ 1,899 |
| W4 | $ 2,544 | $ 1,938 |
| W5 | $ 2,631 | $ 2,154 |
| O1E | $ 2,145 | $ 1,662 |
| O2E | $ 2,436 | $ 1,827 |
| O3E | $ 2,559 | $ 1,920 |
| O1 | $ 1,701 | $ 1,470 |
| O2 | $ 1,890 | $ 1,638 |
| O3 | $ 2,469 | $ 1,902 |
| O4 | $ 2,655 | $ 2,115 |
| O5 | $ 2,784 | $ 2,244 |
| O6 | $ 2,805 | $ 2,457 |
| O7 | $ 2,823 | $ 2,496 |
Schools near Fort Drum (approx. 90 minutes away)
-
- Le Moyne College (zip code 13214)
Long Island, NY
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 4,122 | $ 3,189 |
| E2 | $ 4,122 | $ 3,189 |
| E3 | $ 4,122 | $ 3,189 |
| E4 | $ 4,122 | $ 3,189 |
| E5 | $ 4,425 | $ 3,600 |
| E6 | $ 4,773 | $ 3,852 |
| E7 | $ 4,878 | $ 4,134 |
| E8 | $ 4,992 | $ 4,500 |
| E9 | $ 5,187 | $ 4,596 |
| W1 | $ 4,791 | $ 4,023 |
| W2 | $ 4,923 | $ 4,497 |
| W3 | $ 5,064 | $ 4,611 |
| W4 | $ 5,229 | $ 4,791 |
| W5 | $ 5,436 | $ 4,902 |
| O1E | $ 4,896 | $ 4,422 |
| O2E | $ 5,043 | $ 4,575 |
| O3E | $ 5,262 | $ 4,764 |
| O1 | $ 4,473 | $ 3,816 |
| O2 | $ 4,770 | $ 4,326 |
| O3 | $ 5,061 | $ 4,644 |
| O4 | $ 5,502 | $ 4,878 |
| O5 | $ 5,823 | $ 4,938 |
| O6 | $ 5,874 | $ 5,043 |
| O7 | $ 5,922 | $ 5,136 |
New York City, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 5,067 | $ 4,833 |
| E2 | $ 5,067 | $ 4,833 |
| E3 | $ 5,067 | $ 4,833 |
| E4 | $ 5,067 | $ 4,833 |
| E5 | $ 5,070 | $ 4,980 |
| E6 | $ 5,097 | $ 5,070 |
| E7 | $ 5,238 | $ 5,088 |
| E8 | $ 5,418 | $ 5,100 |
| E9 | $ 5,790 | $ 5,106 |
| W1 | $ 5,100 | $ 5,085 |
| W2 | $ 5,313 | $ 5,097 |
| W3 | $ 5,535 | $ 5,109 |
| W4 | $ 5,883 | $ 5,118 |
| W5 | $ 6,306 | $ 5,280 |
| O1E | $ 5,271 | $ 5,094 |
| O2E | $ 5,502 | $ 5,103 |
| O3E | $ 5,949 | $ 5,115 |
| O1 | $ 5,073 | $ 5,067 |
| O2 | $ 5,094 | $ 5,091 |
| O3 | $ 5,529 | $ 5,112 |
| O4 | $ 6,459 | $ 5,247 |
| O5 | $ 7,128 | $ 5,346 |
| O6 | $ 7,194 | $ 5,514 |
| O7 | $ 7,254 | $ 5,616 |
Schools in New York City, NY
-
- Fordham University (zip code 10458)
- Columbia University (zip code 10027)
Schools in Paul Smiths, New York
-
- Paul Smiths College (zip code 12970)
Rochester, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,941 | $ 1,455 |
| E2 | $ 1,941 | $ 1,455 |
| E3 | $ 1,941 | $ 1,455 |
| E4 | $ 1,941 | $ 1,455 |
| E5 | $ 2,214 | $ 1,662 |
| E6 | $ 2,517 | $ 1,887 |
| E7 | $ 2,604 | $ 1,953 |
| E8 | $ 2,697 | $ 2,280 |
| E9 | $ 2,832 | $ 2,364 |
| W1 | $ 2,535 | $ 1,902 |
| W2 | $ 2,643 | $ 2,277 |
| W3 | $ 2,760 | $ 2,376 |
| W4 | $ 2,859 | $ 2,532 |
| W5 | $ 2,988 | $ 2,625 |
| O1E | $ 2,619 | $ 2,211 |
| O2E | $ 2,739 | $ 2,343 |
| O3E | $ 2,880 | $ 2,508 |
| O1 | $ 2,259 | $ 1,695 |
| O2 | $ 2,514 | $ 2,127 |
| O3 | $ 2,757 | $ 2,403 |
| O4 | $ 3,027 | $ 2,601 |
| O5 | $ 3,222 | $ 2,652 |
| O6 | $ 3,249 | $ 2,736 |
| O7 | $ 3,270 | $ 2,784 |
Schools in Rochester, NY
-
- Rochester Institute of Technology (zip code 14623)
Rome & Griffiss AFB, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,929 | $ 1,446 |
| E2 | $ 1,929 | $ 1,446 |
| E3 | $ 1,929 | $ 1,446 |
| E4 | $ 1,929 | $ 1,446 |
| E5 | $ 2,109 | $ 1,614 |
| E6 | $ 2,739 | $ 2,055 |
| E7 | $ 2,790 | $ 2,094 |
| E8 | $ 2,844 | $ 2,238 |
| E9 | $ 2,937 | $ 2,424 |
| W1 | $ 2,760 | $ 2,070 |
| W2 | $ 2,811 | $ 2,235 |
| W3 | $ 2,883 | $ 2,448 |
| W4 | $ 2,958 | $ 2,745 |
| W5 | $ 3,060 | $ 2,802 |
| O1E | $ 2,796 | $ 2,106 |
| O2E | $ 2,868 | $ 2,382 |
| O3E | $ 2,976 | $ 2,733 |
| O1 | $ 2,190 | $ 1,749 |
| O2 | $ 2,730 | $ 2,097 |
| O3 | $ 2,880 | $ 2,508 |
| O4 | $ 3,090 | $ 2,784 |
| O5 | $ 3,243 | $ 2,811 |
| O6 | $ 3,267 | $ 2,859 |
| O7 | $ 3,291 | $ 2,907 |
Staten Island, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,549 | $ 2,883 |
| E2 | $ 3,549 | $ 2,883 |
| E3 | $ 3,549 | $ 2,883 |
| E4 | $ 3,549 | $ 2,883 |
| E5 | $ 3,735 | $ 3,192 |
| E6 | $ 4,215 | $ 3,378 |
| E7 | $ 4,341 | $ 3,555 |
| E8 | $ 4,473 | $ 3,834 |
| E9 | $ 4,692 | $ 3,975 |
| W1 | $ 4,236 | $ 3,495 |
| W2 | $ 4,395 | $ 3,831 |
| W3 | $ 4,560 | $ 3,993 |
| W4 | $ 4,743 | $ 4,239 |
| W5 | $ 4,968 | $ 4,368 |
| O1E | $ 4,362 | $ 3,732 |
| O2E | $ 4,533 | $ 3,942 |
| O3E | $ 4,776 | $ 4,209 |
| O1 | $ 3,798 | $ 3,360 |
| O2 | $ 4,209 | $ 3,675 |
| O3 | $ 4,554 | $ 4,038 |
| O4 | $ 5,043 | $ 4,341 |
| O5 | $ 5,394 | $ 4,416 |
| O6 | $ 5,442 | $ 4,539 |
| O7 | $ 5,484 | $ 4,620 |
Syracuse, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,872 | $ 1,452 |
| E2 | $ 1,872 | $ 1,452 |
| E3 | $ 1,872 | $ 1,452 |
| E4 | $ 1,872 | $ 1,452 |
| E5 | $ 2,049 | $ 1,599 |
| E6 | $ 2,385 | $ 1,788 |
| E7 | $ 2,541 | $ 1,905 |
| E8 | $ 2,709 | $ 2,121 |
| E9 | $ 2,880 | $ 2,214 |
| W1 | $ 2,406 | $ 1,818 |
| W2 | $ 2,610 | $ 2,118 |
| W3 | $ 2,817 | $ 2,229 |
| W4 | $ 2,901 | $ 2,418 |
| W5 | $ 3,009 | $ 2,577 |
| O1E | $ 2,571 | $ 2,046 |
| O2E | $ 2,787 | $ 2,193 |
| O3E | $ 2,919 | $ 2,376 |
| O1 | $ 2,097 | $ 1,689 |
| O2 | $ 2,382 | $ 1,995 |
| O3 | $ 2,811 | $ 2,262 |
| O4 | $ 3,039 | $ 2,547 |
| O5 | $ 3,198 | $ 2,640 |
| O6 | $ 3,225 | $ 2,796 |
| O7 | $ 3,246 | $ 2,844 |
Schools in Syracuse, NY
-
- Syracuse University (zip code 13244)
- Le Moyne College (zip code 13214)
Schools in Troy, New York
-
- Rensselaer Polytechnic Institute (zip code 12180)
West Point, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,258 | $ 2,514 |
| E2 | $ 3,258 | $ 2,514 |
| E3 | $ 3,258 | $ 2,514 |
| E4 | $ 3,258 | $ 2,514 |
| E5 | $ 3,468 | $ 2,859 |
| E6 | $ 4,119 | $ 3,090 |
| E7 | $ 4,215 | $ 3,264 |
| E8 | $ 4,317 | $ 3,600 |
| E9 | $ 4,521 | $ 3,795 |
| W1 | $ 4,140 | $ 3,195 |
| W2 | $ 4,257 | $ 3,597 |
| W3 | $ 4,383 | $ 3,819 |
| W4 | $ 4,572 | $ 4,137 |
| W5 | $ 4,806 | $ 4,236 |
| O1E | $ 4,230 | $ 3,465 |
| O2E | $ 4,362 | $ 3,753 |
| O3E | $ 4,608 | $ 4,113 |
| O1 | $ 3,549 | $ 3,045 |
| O2 | $ 4,113 | $ 3,402 |
| O3 | $ 4,380 | $ 3,882 |
| O4 | $ 4,884 | $ 4,215 |
| O5 | $ 5,253 | $ 4,269 |
| O6 | $ 5,298 | $ 4,362 |
| O7 | $ 5,340 | $ 4,440 |
Westchester County, NY BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 4,182 | $ 3,138 |
| E2 | $ 4,182 | $ 3,138 |
| E3 | $ 4,182 | $ 3,138 |
| E4 | $ 4,182 | $ 3,138 |
| E5 | $ 4,479 | $ 3,606 |
| E6 | $ 5,367 | $ 4,026 |
| E7 | $ 5,832 | $ 4,374 |
| E8 | $ 6,333 | $ 4,749 |
| E9 | $ 6,882 | $ 5,163 |
| W1 | $ 5,400 | $ 4,086 |
| W2 | $ 6,036 | $ 4,653 |
| W3 | $ 6,654 | $ 5,166 |
| W4 | $ 6,963 | $ 5,478 |
| W5 | $ 7,338 | $ 5,946 |
| O1E | $ 5,931 | $ 4,476 |
| O2E | $ 6,564 | $ 4,923 |
| O3E | $ 7,023 | $ 5,361 |
| O1 | $ 4,587 | $ 3,885 |
| O2 | $ 5,355 | $ 4,383 |
| O3 | $ 6,633 | $ 5,169 |
| O4 | $ 7,470 | $ 5,874 |
| O5 | $ 8,064 | $ 6,162 |
| O6 | $ 8,136 | $ 6,633 |
| O7 | $ 8,208 | $ 6,759 |
Schools in Westchester County, NY
-
- Manhattanville College (zip code 10577)
Military Installations in New York
Air Force Bases
-
- Niagara Falls Air Reserve Base – Niagara Falls, NY
Army Posts
-
- Fort Drum – Watertown
- Schools near Fort Drum (approx. 90 minutes away)
- Le Moyne College (zip code 13214)
- Schools near Fort Drum (approx. 90 minutes away)
- Fort Drum – Watertown
-
- Fort Hamilton – Brooklyn, NY
- United States Military Academy – West Point
- Watervliet Arsenal
RELATED:
- BAH Rate and GI Bill MHA Calculator
- Highest BAH in the US
- New York Veterans’ Benefits
- New York State Education Benefits
