Joe Wallace

Joe Wallace is a 13-year veteran of the United States Air Force and a former reporter/editor for Air Force Television News and the Pentagon Channel. His freelance work includes contract work for Motorola, VALoans.com, and Credit Karma. He is co-founder of Dim Art House in Springfield, Illinois, and spends his non-writing time as an abstract painter, independent publisher, and occasional filmmaker.

Private Colleges Adjust Tuition to Help Boost Enrollment

Private colleges face mounting enrollment troubles as potential students turn away from their tuition rates. While schools commonly offer scholarships and other forms of aid, high advertised tuition can cause sticker shock and drive prospective students away before they can factor in financial aid. Private Colleges Adjust Tuition to Help Boost Enrollment According to the…

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Paying for School: Alternatives to College Scholarships

There are many ways to pay for college. The most obvious options include college scholarships (typically awarded to students who excel in sports and academics) and student loans. But not everyone has access to these options. What are the non-scholarship financial aid options open to you when transitioning out of military life into college? Paying…

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FAFSA Updates: Frequently Asked Questions

The Free Application for Federal Student Aid, known as the FAFSA, serves as the gateway form used by the federal government, state agencies, and colleges to award financial assistance, including federal student loans, Pell Grants, and work-study funds. In 2026, there are important FAFSA changes, and every student should know about them. FAFSA changes stem…

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College Promise Programs Offer Free Tuition

Is free tuition a growing trend among American colleges? Public universities across Texas are expanding guaranteed tuition programs to address concerns about college affordability. InsideHigherEd.com reports that this comes as schools nationwide struggle to add value and manage overall higher education costs. According to a directory published by Trellis Strategies, a Texas-based research and consulting…

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How Declining College Enrollment Affects Admissions and Tuition for Military Students

Military-connected students looking to transfer from military life to a college degree program face shifting college admissions policies as universities adjust recruitment practices to anticipate lower enrollment in future years. How Declining College Enrollment Affects Admissions and Tuition for Military Students A Concordia University study from 2026 notes, “Over the past decade, a growing number…

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How to Sign Up for DoD SpouseWorks

Military spouses face multiple career challenges because of permanent change-of-station moves, deployments, and other factors. But the DoD offers help for those seeking portable careers, and military spouses may qualify for up to $4,000 in federal military tuition assistance through the former MyCAA option offered under the rebranded Department of Defense SpouseWorks program. SpouseWorks is…

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The Department of Education Defaulted Student Loan Center

According to the Department of Education (DoE) official site, “If you don’t make payments on your federal student loans for nine months, your loans go into default. After a year of missed payments, being in default means you face serious financial consequences—but you have options to get your loans back on track.” The DoE and…

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State-Level Student Loan Programs

As the federal government restricts student loan options, state-backed student loans have become a trend. Some two dozen state lenders offer student loan options intended to help students pay for college. Some colleges have offered such options for years as a supplement, but they may become far more common for the right applicants. But there…

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Study: College Tuition Discounts at All-Time Highs

Private nonprofit colleges are offering tuition discounts to offset rising higher-education costs, a trend that has led some colleges to offer discounts over 50% to incoming first-year undergraduates, yet net tuition revenue adjusted for inflation continues to decline across the country. College Tuition Discounts at All-Time Highs According to the National Association of College and…

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What Military Families Should Know About Three-Year Degrees

For more than a century, the four-year bachelor’s degree has been the default degree for American college students. Most still require 120 credit hours spread across four years, but some states are now moving to cut that to about 90 credit hours in three years, and the push has accelerated quickly. What can this mean…

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Disabled Veteran Education Benefits by State

State-funded education benefits for disabled military veterans and their dependents are offered at the state level in addition to those offered by the federal Department of Veterans Affairs. These education benefits range from complete tuition waivers to selective grant awards, depending on the state. While not all states offer these benefits, those that do give…

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Strada Report: 55% of College Graduates Stay In-State

How far do college graduates move once they’ve completed their degrees and are ready to hit the job market? According to one study, most college-educated workers in the United States stay close to home. That’s the information found in a research report released by the Strada Education Foundation. Strada Report: 55% of College Graduates Stay…

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Lumina/Gallup Poll on College Affordability

Data from the Lumina Foundation and Gallup shows that just 12 percent of U.S. adults believe four-year colleges do a good or excellent job staying affordable. This comes as many universities are struggling with their operating budgets and federal scrutiny over curricula, ideology, and funding. Lumina/Gallup Poll on College Affordability Part of the problem with…

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Do You Need Federal Student Loan Forgiveness?

Did you know that under certain qualifying circumstances, you may be able to apply to the federal government to have your federal student loans discharged or forgiven? This refers to more than the Public Service Student Loan Forgiveness program (PSLF). Do You Need Federal Student Loan Forgiveness? According to StudentAid.gov, “You may qualify for student…

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Graduate PLUS Loans Eliminated

The federal government ended the Graduate PLUS loan program for new applicants on July 1, 2026. This was done via the Working Families Tax Cuts Act, which affects students (including student veterans) pursuing advanced degrees. Graduate PLUS Loans Eliminated With Graduate PLUS borrowing eliminated, new students must use alternative options for the costs of graduate…

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Temporary Federal Student Loan Interest Rate Reduction Program

The Department of Education has announced a temporary program to address declining auto-pay participation among federal student loan borrowers. It’s a move that could (again, temporarily) save student loan borrowers money on student loan interest for the duration of the program. As of July 1, 2026, the existing interest rate reduction for borrowers enrolled in…

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Federal Judges Strike Down Student Loan Forgiveness Restrictions

At the end of June, 2026, two federal judges issued injunctions preventing the Department of Education from using new regulations changing the federal Public Service Loan Forgiveness program. These rulings arrived one day before the changes were scheduled to take effect, but an appeal by the federal government is likely. The Department of Education released…

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Workforce Pell Grant Offers Expanded Options for Vocational Training

The Federal Pell Grant program helps undergraduate students finance their college education. In the past, these needs-based grants were reserved for long-term academic programs, excluding short-term job training. But that is changing thanks to new federal legislation aimed at expanding Pell grant options. Workforce Pell Grant Offers Expanded Options for Vocational Training On May 19,…

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New Legislation Proposes Fixes for VA Education Benefits

In May 2026, Veterans Education Success submitted testimony to the House Committee on Veterans’ Affairs on pending legislation affecting VA education benefits. This statement discusses failures at the Department of Veterans Affairs, including disrupted benefits payments, fraud involving student veterans, and major IT failures. New Legislation Proposes Fixes for VA Education Benefits In 2026, the…

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