Ohio Veterans Benefits
The following are the Ohio veterans’ benefits programs for education, healthcare, housing and employment.
Ohio Veterans Benefits Programs
Education Benefits for Ohio Veterans
In addition to federal programs such as the GI Bill, there are veterans benefits programs provided by the states. The following are the Ohio veterans’ benefits programs for education.
Ohio National Guard Scholarship Program
Eligible Ohio National Guard members can get up to 96 educational credits (12 full-time quarters or 8 full-time semesters) of tuition assistance toward an undergraduate degree at a participating Ohio school during their enlistment.
RELATED: National Guard and Reserve Tuition Assistance
Members with a Bachelor’s degree aren’t eligible; however, possessing prior college credits or possession of an Associate’s degree does not affect eligibility.
Ohio War Orphans Scholarship
Available to children of deceased or severely disabled Ohio wartime veterans. The student must be enrolled as a fulltime time undergraduate pursuing an associate or bachelor’s degree at an eligible Ohio college or university. Ohio residency is required.
Applicants must be under the age of 25 and maintain a 2.0 GPA. The scholarship covers a portion of tuition and fees at two and four-year public schools and at eligible private colleges and universities, the amount changes every year.
Find colleges in Ohio with our School Finder. Use the filters to sort schools by state.
Housing Benefits for Veterans in Ohio
Discounted Mortgage Rate
The OHFA (Ohio Housing Finance Agency) rewards Ohio residents who serve the public with a discounted mortgage interest rate. In order to qualify, the veteran would need to have a credit score of at least 640 for conventional, USDA, VA and FHA 203 (k) loans, at least 660 for FHA loans (non-203 (k,)) and if the credit score is between 650-659, they can be accepted for an additional fee.
They would also need to meet income and purchase price limits, meet debt to income ratios for the loan type, be a US veteran, active duty military member, a member of the reserve component, to include surviving spouses. Other professions that serve the public can also qualify.
RELATED: Best Practices for the VA Loan Process (@MyMilitaryBenefits)
Disabled veterans in Ohio may receive a property tax of up to $50,000 of the market value of their primary residence as long as the veteran is 100% disabled as a result of service.
Health Care Benefits for Veterans in Ohio
Ohio Veterans Homes
There are three Ohio Veterans Homes. There is a nursing home in Georgetown, and a nursing home and domiciliary in Sandusky.
Each of the locations offers a quality of life that emphasizes encouraging independence, provides comfort and security, and meet social needs.
In order to become a resident, veterans would need to be Ohio residents for at least a year, have an honorable discharge from the US Armed Forces, serve as active duty, other than for training, during a period of war or declared armed conflict, or have received the Purple Heart, the Armed Forces Expeditionary medal, the Navy/Marine Corps Expeditionary medal, or the Vietnam Service medal.
They would also need to be disabled by disease, wounds, or otherwise by reason of such disability, incapable of earning a living.
Those who currently have drug or alcohol abuse issues, psychotic symptoms or disorders, or those who have active tuberculosis are not eligible for immediate admission.
OHIOcares is a collaboration of state and local agencies that support the behavioral health of returning OIF/OEF veterans and their families. This partnership identities community-based resources available to veterans and their families.
Their goal is to enhance the safety net community of behavioral health services that are available for military personnel and their families.
Employment Benefits for Veterans in Ohio
GrowNOW is a partnership between eligible banks and the Ohio Treasurer’s office. The program enables small business owners to receive up to a 3% interest rate reduction on new or existing small business loans for two years, with the opportunity to be able to renew for another two year period.
These small business owners will need to commit to the creation or retention of at least one full-time job or two part-time jobs in the State of Ohio for every $50,000 borrowed up to $400,000.
The goal of GrowNOW is to help make borrowing more affordable for Ohio’s small businesses, enabling them to remain financially stable, retain or hire additional employees, and become more productive.
In order for a business to be eligible, they will need to:
- Employ Less than 150 employees
- Be Headquartered in Ohio
- Maintain offices and operation facilities exclusively in Ohio
- Have a majority of employees be Ohio residents
- Be organized for profit
- Be able to save or create one full-time or two part-time jobs in Ohio for every $50,000 borrowed
GrowNOW gives approval preference to veterans through the Veteran’s Preference Program.
Military Retirement Pay
Retirement pay that was received for service when in active duty or the national guard or reserves, as well as pay that has been received by a surviving spouse through the Survivor Benefit plan, can be exempt from Ohio income tax.
Taxpayers who receive retirement income related to uniformed services in the Commissioned Corps of the National Oceanic and Atmospheric Administration (NOAA) and the Commissioned Corps of the Public Health Service (PHS) are allowed a deduction for the entire amount of pay as long as it is included in their federal adjusted gross income.
Veteran Hiring Preference
Veterans are entitled to 20% added credit on Ohio civil service exams. Those who are current service members of a reserve component to include the Ohio National Guard, who successfully complete initial entry-level training, will receive an additional 15% added credit. Veterans will need to be honorably discharged from active service or have transferred to a reserve component or be a current service member in good standing of a reserve component or Ohio National Guard to qualify.
Ohio Educator License Fee Elimination
The Ohio Department of Education has eliminated fees for educator licenses, to include the permit or certificate, for veterans, current Armed Forces service members, to include the national guard and reserves, or spouses of active duty service members.
They also offer the one-year out-of-state educator licence, where incoming licensed teachers from other states to include service members, spouses of service members and veterans of the US Armed Forces, will be allowed to teach for a year in Ohio while they are meeting any additional requirements they may need for full licensure in Ohio.
State law also permits a member of the national guard or a member of a reserve component who is called to active duty, to have their licence extended for a period of time, as long as they hold a valid educator licence in Ohio at the time of their deployment.
Other Veterans’ Benefits in Ohio
Ohio Veterans Bonus
Bonus awards will be $100 per month, not to exceed $1,000 for service in Afghanistan during the compensable periods. I will be $50 per month, not to exceed $500, for service anywhere else in the world during the compensable periods. Service for a fraction of a month shall be paid at the rate of 1/30 of the appropriate monthly amount for each day of service. Compensation may not exceed $1,500 for combined service.
Those who have served or are serving in the US Armed Forces on active duty for greater than 90 days, not for training, and served during the compensable period, which is October 7, 2001 through a date to be determined, may be eligible for the Ohio Veterans Bonus.
They will also need to have been separated from the Armed Forces under honorable conditions. Those who after serving on active duty remain in any reserve component of the US Armed Forces or in the Ohio National Guard can also qualify.
They will need to have been an Ohio resident at the start of active duty service, be currently an OHIO resident, and they can’t have already earned a bonus or compensation of a similar nature from another state.
Operation Legal Help Ohio
The Operation Legal Help Ohio (OLHO) is set up to connect low-income service members and veterans with volunteer lawyers willing to represent them free of charge. They can help with landlord/tenant issues and evictions, credit card debt and other consumer issues, employment and reemployment challenges as defined under USERRA, uncontested divorce and dissolutions, expungement of criminal records, driver’s licence reinstatement, wills, advanced directives, and matters regarding VA benefits.
To qualify for this service someone would need to be a veteran with an honorable or general discharge, be a current service-member, or an immediate family member, be a resident of Ohio, and have a gross yearly income of no more than the maximum incomes based on family size. For example, for a family of five that would be less than $58,840.
For more information regarding Ohio veterans’ benefits, please visit – Ohio Department of Veterans Services
About the author
Julie Provost is a freelance writer, blogger, and owner of Soldier's Wife, Crazy Life, a support blog for military spouses. She lives in Tennessee with her National Guard husband and three boys.