California BAH Rates 2026
The Basic Allowance for Housing (BAH) is a crucial financial benefit for military personnel, providing housing compensation based on location, rank, and dependency status.
In particular, California’s BAH (ca’s bah) rates are noteworthy, with specific allocations for military bases in the state. These rates are expected to increase next year, offering higher financial benefits for service members, especially compared to other military bases.
Introduction to BAH
The Basic Allowance for Housing (BAH) is a crucial benefit for military personnel that helps cover housing costs. BAH rates are set by the Department of Defense and vary by location, pay grade, and dependency status. In California, BAH rates are significant due to the state’s high housing costs. This article will provide an overview of BAH rates, housing options, and other relevant information for military personnel and their families.
2026 BAH Rates and Post-9/11 GI Bill MHA for California
Find California BAH Rates (Basic Allowance for Housing) by city, pay grade, and dependency status. BAH rates are assigned to military personnel based on rank, which influences their housing options.
BAH Rates Overview
BAH rates are updated annually based on changes in the housing market. The national average BAH rate increased by 5.4% in 2025, with California duty stations receiving individual increases. The Department of Defense determines BAH rates by location, pay grade, and dependency status. For example, Los Angeles AFB, CA, has a higher BAH rate than other locations in the state. San Diego, CA, also has a high BAH rate due to its expensive housing market. Military personnel can use a BAH calculator to determine their eligible BAH rate and explore how it can help with housing costs.
Barstow / Fort Irwin, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,890 | $ 1,557 |
| E2 | $ 1,890 | $ 1,557 |
| E3 | $ 1,890 | $ 1,557 |
| E4 | $ 1,890 | $ 1,557 |
| E5 | $ 2,001 | $ 1,695 |
| E6 | $ 2,430 | $ 1,824 |
| E7 | $ 2,547 | $ 1,911 |
| E8 | $ 2,673 | $ 2,091 |
| E9 | $ 2,814 | $ 2,214 |
| W1 | $ 2,451 | $ 1,866 |
| W2 | $ 2,598 | $ 2,088 |
| W3 | $ 2,751 | $ 2,232 |
| W4 | $ 2,838 | $ 2,454 |
| W5 | $ 2,946 | $ 2,574 |
| O1e | $ 2,568 | $ 1,998 |
| O2e | $ 2,730 | $ 2,187 |
| O3e | $ 2,856 | $ 2,424 |
| O1 | $ 2,058 | $ 1,776 |
| O2 | $ 2,427 | $ 1,968 |
| O3 | $ 2,748 | $ 2,274 |
| O4 | $ 2,976 | $ 2,550 |
| O5 | $ 3,144 | $ 2,616 |
| O6 | $ 3,168 | $ 2,730 |
| O7 | $ 3,189 | $ 2,778 |
Schools in Barstow
-
- Barstow Community College (zip code 92311)
The officer’s BAH rates in Barstow/Fort Irwin, CA, are determined by rank and can be used for renting or purchasing homes.
Updated with the 2026 BAH data.
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Beale AFB, BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,733 | $ 2,133 |
| E2 | $ 2,733 | $ 2,133 |
| E3 | $ 2,733 | $ 2,133 |
| E4 | $ 2,733 | $ 2,133 |
| E5 | $ 2,967 | $ 2,367 |
| E6 | $ 3,132 | $ 2,523 |
| E7 | $ 3,150 | $ 2,742 |
| E8 | $ 3,159 | $ 3,006 |
| E9 | $ 3,195 | $ 3,042 |
| W1 | $ 3,147 | $ 2,661 |
| W2 | $ 3,156 | $ 3,003 |
| W3 | $ 3,168 | $ 3,051 |
| W4 | $ 3,216 | $ 3,123 |
| W5 | $ 3,315 | $ 3,132 |
| O1e | $ 3,153 | $ 2,964 |
| O2e | $ 3,162 | $ 3,033 |
| O3e | $ 3,231 | $ 3,120 |
| O1 | $ 2,994 | $ 2,496 |
| O2 | $ 3,129 | $ 2,892 |
| O3 | $ 3,165 | $ 3,066 |
| O4 | $ 3,342 | $ 3,126 |
| O5 | $ 3,492 | $ 3,135 |
| O6 | $ 3,522 | $ 3,138 |
| O7 | $ 3,546 | $ 3,171 |
BAH payments can decrease in scenarios such as a move to a lower pay grade or changes in dependency status.
Bridgeport, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,082 | $ 1,683 |
| E2 | $ 2,082 | $ 1,683 |
| E3 | $ 2,082 | $ 1,683 |
| E4 | $ 2,082 | $ 1,683 |
| E5 | $ 2,085 | $ 1,941 |
| E6 | $ 2,805 | $ 2,103 |
| E7 | $ 2,883 | $ 2,163 |
| E8 | $ 2,964 | $ 2,226 |
| E9 | $ 3,099 | $ 2,445 |
| W1 | $ 2,826 | $ 2,121 |
| W2 | $ 2,916 | $ 2,223 |
| W3 | $ 3,021 | $ 2,469 |
| W4 | $ 3,129 | $ 2,820 |
| W5 | $ 3,267 | $ 2,901 |
| O1e | $ 2,895 | $ 2,172 |
| O2e | $ 3,003 | $ 2,397 |
| O3e | $ 3,150 | $ 2,799 |
| O1 | $ 2,169 | $ 2,085 |
| O2 | $ 2,796 | $ 2,166 |
| O3 | $ 3,018 | $ 2,541 |
| O4 | $ 3,312 | $ 2,880 |
| O5 | $ 3,525 | $ 2,922 |
| O6 | $ 3,552 | $ 2,997 |
| O7 | $ 3,579 | $ 3,048 |
Soldiers/troops without dependents receive lower BAH rates compared to those with dependents.
Camp Pendleton, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,627 | $ 2,739 |
| E2 | $ 3,627 | $ 2,739 |
| E3 | $ 3,627 | $ 2,739 |
| E4 | $ 3,627 | $ 2,739 |
| E5 | $ 3,963 | $ 3,093 |
| E6 | $ 4,398 | $ 3,324 |
| E7 | $ 4,494 | $ 3,642 |
| E8 | $ 4,596 | $ 4,056 |
| E9 | $ 4,779 | $ 4,182 |
| W1 | $ 4,419 | $ 3,513 |
| W2 | $ 4,536 | $ 4,053 |
| W3 | $ 4,662 | $ 4,197 |
| W4 | $ 4,824 | $ 4,416 |
| W5 | $ 5,019 | $ 4,518 |
| O1e | $ 4,512 | $ 3,960 |
| O2e | $ 4,644 | $ 4,152 |
| O3e | $ 4,854 | $ 4,392 |
| O1 | $ 4,023 | $ 3,285 |
| O2 | $ 4,395 | $ 3,855 |
| O3 | $ 4,659 | $ 4,239 |
| O4 | $ 5,085 | $ 4,494 |
| O5 | $ 5,391 | $ 4,548 |
| O6 | $ 5,439 | $ 4,641 |
| O7 | $ 5,484 | $ 4,725 |
China Lake, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,524 | $ 1,344 |
| E2 | $ 1,524 | $ 1,344 |
| E3 | $ 1,524 | $ 1,344 |
| E4 | $ 1,524 | $ 1,344 |
| E5 | $ 1,563 | $ 1,428 |
| E6 | $ 1,767 | $ 1,485 |
| E7 | $ 1,905 | $ 1,530 |
| E8 | $ 2,058 | $ 1,611 |
| E9 | $ 2,238 | $ 1,680 |
| W1 | $ 1,785 | $ 1,527 |
| W2 | $ 1,968 | $ 1,608 |
| W3 | $ 2,157 | $ 1,683 |
| W4 | $ 2,268 | $ 1,794 |
| W5 | $ 2,403 | $ 1,941 |
| O1e | $ 1,932 | $ 1,560 |
| O2e | $ 2,130 | $ 1,650 |
| O3e | $ 2,289 | $ 1,755 |
| O1 | $ 1,596 | $ 1,482 |
| O2 | $ 1,764 | $ 1,554 |
| O3 | $ 2,154 | $ 1,689 |
| O4 | $ 2,445 | $ 1,911 |
| O5 | $ 2,658 | $ 1,995 |
| O6 | $ 2,676 | $ 2,136 |
| O7 | $ 2,694 | $ 2,172 |
BAH is an essential source of income for home financing and can significantly affect the affordability of monthly mortgage payments. However, if you are selecting a higher-priced home, you may need additional money to cover the costs.
Edwards AFB & Palmdale, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,475 | $ 1,887 |
| E2 | $ 2,475 | $ 1,887 |
| E3 | $ 2,475 | $ 1,887 |
| E4 | $ 2,475 | $ 1,887 |
| E5 | $ 2,658 | $ 2,148 |
| E6 | $ 3,156 | $ 2,367 |
| E7 | $ 3,195 | $ 2,481 |
| E8 | $ 3,237 | $ 2,763 |
| E9 | $ 3,354 | $ 2,910 |
| W1 | $ 3,177 | $ 2,424 |
| W2 | $ 3,213 | $ 2,760 |
| W3 | $ 3,267 | $ 2,928 |
| W4 | $ 3,390 | $ 3,162 |
| W5 | $ 3,546 | $ 3,204 |
| O1e | $ 3,198 | $ 2,655 |
| O2e | $ 3,255 | $ 2,877 |
| O3e | $ 3,414 | $ 3,150 |
| O1 | $ 2,724 | $ 2,289 |
| O2 | $ 3,153 | $ 2,601 |
| O3 | $ 3,264 | $ 2,976 |
| O4 | $ 3,597 | $ 3,189 |
| O5 | $ 3,840 | $ 3,207 |
| O6 | $ 3,870 | $ 3,240 |
| O7 | $ 3,900 | $ 3,297 |
BAH can cover not only mortgage payments but also other financial obligations, such as utilities and HOA dues, helping manage total expenses.
El Centro, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,905 | $ 1,500 |
| E2 | $ 1,905 | $ 1,500 |
| E3 | $ 1,905 | $ 1,500 |
| E4 | $ 1,905 | $ 1,500 |
| E5 | $ 1,986 | $ 1,704 |
| E6 | $ 2,151 | $ 1,824 |
| E7 | $ 2,334 | $ 1,905 |
| E8 | $ 2,541 | $ 2,025 |
| E9 | $ 2,721 | $ 2,061 |
| W1 | $ 2,166 | $ 1,890 |
| W2 | $ 2,418 | $ 2,022 |
| W3 | $ 2,673 | $ 2,070 |
| W4 | $ 2,739 | $ 2,187 |
| W5 | $ 2,823 | $ 2,382 |
| O1e | $ 2,373 | $ 1,983 |
| O2e | $ 2,634 | $ 2,052 |
| O3e | $ 2,751 | $ 2,139 |
| O1 | $ 2,013 | $ 1,818 |
| O2 | $ 2,148 | $ 1,962 |
| O3 | $ 2,664 | $ 2,085 |
| O4 | $ 2,847 | $ 2,346 |
| O5 | $ 2,976 | $ 2,460 |
| O6 | $ 2,997 | $ 2,652 |
| O7 | $ 3,018 | $ 2,697 |
Basic Allowance for Housing (BAH) can be counted as an income source for VA loan applications.
Fresno, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,905 | $ 1,500 |
| E2 | $ 1,905 | $ 1,500 |
| E3 | $ 1,905 | $ 1,500 |
| E4 | $ 1,905 | $ 1,500 |
| E5 | $ 1,986 | $ 1,704 |
| E6 | $ 2,151 | $ 1,824 |
| E7 | $ 2,334 | $ 1,905 |
| E8 | $ 2,541 | $ 2,025 |
| E9 | $ 2,721 | $ 2,061 |
| W1 | $ 2,166 | $ 1,890 |
| W2 | $ 2,418 | $ 2,022 |
| W3 | $ 2,673 | $ 2,070 |
| W4 | $ 2,739 | $ 2,187 |
| W5 | $ 2,823 | $ 2,382 |
| O1e | $ 2,373 | $ 1,983 |
| O2e | $ 2,634 | $ 2,052 |
| O3e | $ 2,751 | $ 2,139 |
| O1 | $ 2,013 | $ 1,818 |
| O2 | $ 2,148 | $ 1,962 |
| O3 | $ 2,664 | $ 2,085 |
| O4 | $ 2,847 | $ 2,346 |
| O5 | $ 2,976 | $ 2,460 |
| O6 | $ 2,997 | $ 2,652 |
| O7 | $ 3,018 | $ 2,697 |
Please visit our Fresno page for more information on Fresno’s cost of living and schools.
BAH assists service members who are not living in government housing by providing them with a housing allowance that can be used for rent or mortgage payments, thereby ensuring housing stability and offering potential investment opportunities.
Schools in Fullerton, California
-
- Hope International University (zip code 92831)
Humboldt County, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,764 | $ 1,395 |
| E2 | $ 1,764 | $ 1,395 |
| E3 | $ 1,764 | $ 1,395 |
| E4 | $ 1,764 | $ 1,395 |
| E5 | $ 1,827 | $ 1,587 |
| E6 | $ 2,322 | $ 1,743 |
| E7 | $ 2,511 | $ 1,884 |
| E8 | $ 2,715 | $ 2,037 |
| E9 | $ 2,916 | $ 2,187 |
| W1 | $ 2,343 | $ 1,758 |
| W2 | $ 2,595 | $ 1,947 |
| W3 | $ 2,844 | $ 2,190 |
| W4 | $ 2,943 | $ 2,364 |
| W5 | $ 3,063 | $ 2,556 |
| O1e | $ 2,547 | $ 1,911 |
| O2e | $ 2,808 | $ 2,106 |
| O3e | $ 2,961 | $ 2,316 |
| O1 | $ 1,893 | $ 1,698 |
| O2 | $ 2,316 | $ 1,887 |
| O3 | $ 2,838 | $ 2,193 |
| O4 | $ 3,099 | $ 2,520 |
| O5 | $ 3,288 | $ 2,634 |
| O6 | $ 3,312 | $ 2,823 |
| O7 | $ 3,336 | $ 2,871 |
These statistics provide a clear understanding of BAH rates across different locations and pay grades, helping military personnel better plan their housing budgets.
Lemoore NAS, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,944 | $ 1,581 |
| E2 | $ 1,944 | $ 1,581 |
| E3 | $ 1,944 | $ 1,581 |
| E4 | $ 1,944 | $ 1,581 |
| E5 | $ 2,139 | $ 1,680 |
| E6 | $ 2,277 | $ 1,764 |
| E7 | $ 2,337 | $ 1,950 |
| E8 | $ 2,406 | $ 2,175 |
| E9 | $ 2,514 | $ 2,202 |
| W1 | $ 2,292 | $ 1,884 |
| W2 | $ 2,364 | $ 2,172 |
| W3 | $ 2,454 | $ 2,211 |
| W4 | $ 2,535 | $ 2,283 |
| W5 | $ 2,643 | $ 2,352 |
| O1e | $ 2,346 | $ 2,136 |
| O2e | $ 2,439 | $ 2,196 |
| O3e | $ 2,553 | $ 2,265 |
| O1 | $ 2,166 | $ 1,743 |
| O2 | $ 2,274 | $ 2,079 |
| O3 | $ 2,451 | $ 2,220 |
| O4 | $ 2,673 | $ 2,334 |
| O5 | $ 2,835 | $ 2,367 |
| O6 | $ 2,856 | $ 2,430 |
| O7 | $ 2,874 | $ 2,469 |
The BAH rates at Lemoore NAS, CA, are competitive among Navy bases, reflecting the importance of adequate living allowances for soldiers.
Los Angeles, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,570 | $ 2,679 |
| E2 | $ 3,570 | $ 2,679 |
| E3 | $ 3,570 | $ 2,679 |
| E4 | $ 3,570 | $ 2,679 |
| E5 | $ 3,882 | $ 3,048 |
| E6 | $ 4,188 | $ 3,291 |
| E7 | $ 4,311 | $ 3,582 |
| E8 | $ 4,443 | $ 3,948 |
| E9 | $ 4,674 | $ 4,032 |
| W1 | $ 4,209 | $ 3,468 |
| W2 | $ 4,365 | $ 3,945 |
| W3 | $ 4,530 | $ 4,044 |
| W4 | $ 4,728 | $ 4,212 |
| W5 | $ 4,971 | $ 4,341 |
| O1e | $ 4,332 | $ 3,879 |
| O2e | $ 4,503 | $ 4,014 |
| O3e | $ 4,767 | $ 4,179 |
| O1 | $ 3,927 | $ 3,255 |
| O2 | $ 4,185 | $ 3,780 |
| O3 | $ 4,524 | $ 4,074 |
| O4 | $ 5,052 | $ 4,314 |
| O5 | $ 5,436 | $ 4,386 |
| O6 | $ 5,481 | $ 4,509 |
| O7 | $ 5,526 | $ 4,590 |
The Los Angeles Air Force Base housing office provides information on properties that align with BAH rates, including discounted options and suitable rental or purchase options.
Schools in Los Angeles
-
- Biola University
- Occidental College (zip code 90041)
- Otis College of Art & Design
- University of California – Los Angeles (zip code 90095)
- University of Southern California (zip code 90089)
Marin & Sonoma, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,252 | $ 2,529 |
| E2 | $ 3,252 | $ 2,529 |
| E3 | $ 3,252 | $ 2,529 |
| E4 | $ 3,252 | $ 2,529 |
| E5 | $ 3,303 | $ 2,967 |
| E6 | $ 3,819 | $ 3,201 |
| E7 | $ 3,939 | $ 3,252 |
| E8 | $ 4,065 | $ 3,411 |
| E9 | $ 4,263 | $ 3,561 |
| W1 | $ 3,840 | $ 3,249 |
| W2 | $ 3,990 | $ 3,408 |
| W3 | $ 4,149 | $ 3,579 |
| W4 | $ 4,305 | $ 3,843 |
| W5 | $ 4,497 | $ 3,966 |
| O1e | $ 3,960 | $ 3,300 |
| O2e | $ 4,125 | $ 3,528 |
| O3e | $ 4,335 | $ 3,813 |
| O1 | $ 3,369 | $ 3,198 |
| O2 | $ 3,813 | $ 3,291 |
| O3 | $ 4,146 | $ 3,630 |
| O4 | $ 4,563 | $ 3,939 |
| O5 | $ 4,863 | $ 4,011 |
| O6 | $ 4,905 | $ 4,128 |
| O7 | $ 4,944 | $ 4,203 |
Military personnel can also benefit from discounted rates when renting or purchasing residences, with local housing offices guiding properties that offer these reduced rates.
Monterey, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,249 | $ 2,493 |
| E2 | $ 3,249 | $ 2,493 |
| E3 | $ 3,249 | $ 2,493 |
| E4 | $ 3,249 | $ 2,493 |
| E5 | $ 3,465 | $ 2,844 |
| E6 | $ 3,867 | $ 3,054 |
| E7 | $ 4,218 | $ 3,258 |
| E8 | $ 4,599 | $ 3,549 |
| E9 | $ 4,956 | $ 3,717 |
| W1 | $ 3,894 | $ 3,183 |
| W2 | $ 4,374 | $ 3,546 |
| W3 | $ 4,842 | $ 3,720 |
| W4 | $ 5,001 | $ 3,951 |
| W5 | $ 5,196 | $ 4,305 |
| O1e | $ 4,293 | $ 3,462 |
| O2e | $ 4,773 | $ 3,639 |
| O3e | $ 5,031 | $ 3,861 |
| O1 | $ 3,519 | $ 3,030 |
| O2 | $ 3,864 | $ 3,396 |
| O3 | $ 4,824 | $ 3,723 |
| O4 | $ 5,259 | $ 4,245 |
| O5 | $ 5,565 | $ 4,464 |
| O6 | $ 5,613 | $ 4,821 |
| O7 | $ 5,658 | $ 4,908 |
When determining housing allowances and mortgage calculations, it is essential to consider property location and home value.
Oakland, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,471 | $ 2,667 |
| E2 | $ 3,471 | $ 2,667 |
| E3 | $ 3,471 | $ 2,667 |
| E4 | $ 3,471 | $ 2,667 |
| E5 | $ 3,759 | $ 3,000 |
| E6 | $ 4,113 | $ 3,213 |
| E7 | $ 4,203 | $ 3,483 |
| E8 | $ 4,299 | $ 3,834 |
| E9 | $ 4,488 | $ 3,933 |
| W1 | $ 4,134 | $ 3,378 |
| W2 | $ 4,242 | $ 3,831 |
| W3 | $ 4,365 | $ 3,948 |
| W4 | $ 4,533 | $ 4,131 |
| W5 | $ 4,740 | $ 4,224 |
| O1e | $ 4,218 | $ 3,756 |
| O2e | $ 4,344 | $ 3,912 |
| O3e | $ 4,566 | $ 4,107 |
| O1 | $ 3,807 | $ 3,180 |
| O2 | $ 4,110 | $ 3,666 |
| O3 | $ 4,362 | $ 3,981 |
| O4 | $ 4,809 | $ 4,203 |
| O5 | $ 5,133 | $ 4,254 |
| O6 | $ 5,178 | $ 4,341 |
| O7 | $ 5,220 | $ 4,419 |
The Basic Allowance for Housing (BAH) can be used by service members to either rent a residence or purchase a home, providing financial flexibility for military families.
Riverside, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,096 | $ 2,364 |
| E2 | $ 3,096 | $ 2,364 |
| E3 | $ 3,096 | $ 2,364 |
| E4 | $ 3,096 | $ 2,364 |
| E5 | $ 3,351 | $ 2,670 |
| E6 | $ 3,549 | $ 2,865 |
| E7 | $ 3,603 | $ 3,105 |
| E8 | $ 3,663 | $ 3,396 |
| E9 | $ 3,753 | $ 3,444 |
| W1 | $ 3,564 | $ 3,015 |
| W2 | $ 3,627 | $ 3,393 |
| W3 | $ 3,708 | $ 3,453 |
| W4 | $ 3,768 | $ 3,552 |
| W5 | $ 3,855 | $ 3,615 |
| O1e | $ 3,612 | $ 3,348 |
| O2e | $ 3,693 | $ 3,435 |
| O3e | $ 3,783 | $ 3,537 |
| O1 | $ 3,384 | $ 2,835 |
| O2 | $ 3,546 | $ 3,270 |
| O3 | $ 3,705 | $ 3,471 |
| O4 | $ 3,876 | $ 3,597 |
| O5 | $ 4,002 | $ 3,627 |
| O6 | $ 4,035 | $ 3,684 |
| O7 | $ 4,065 | $ 3,747 |
The Basic Allowance for Housing (BAH) can be used by military personnel to rent or purchase a home, providing flexibility and the potential to build long-term wealth through homeownership.
Sacramento, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,598 | $ 2,016 |
| E2 | $ 2,598 | $ 2,016 |
| E3 | $ 2,598 | $ 2,016 |
| E4 | $ 2,598 | $ 2,016 |
| E5 | $ 2,904 | $ 2,190 |
| E6 | $ 2,979 | $ 2,325 |
| E7 | $ 2,997 | $ 2,610 |
| E8 | $ 3,021 | $ 2,925 |
| E9 | $ 3,114 | $ 2,934 |
| W1 | $ 2,994 | $ 2,499 |
| W2 | $ 3,006 | $ 2,922 |
| W3 | $ 3,042 | $ 2,940 |
| W4 | $ 3,144 | $ 2,973 |
| W5 | $ 3,276 | $ 3,000 |
| O1e | $ 3,000 | $ 2,901 |
| O2e | $ 3,033 | $ 2,931 |
| O3e | $ 3,165 | $ 2,964 |
| O1 | $ 2,922 | $ 2,292 |
| O2 | $ 2,976 | $ 2,805 |
| O3 | $ 3,039 | $ 2,943 |
| O4 | $ 3,318 | $ 2,988 |
| O5 | $ 3,525 | $ 3,003 |
| O6 | $ 3,552 | $ 3,015 |
| O7 | $ 3,576 | $ 3,069 |
Using Basic Allowance for Housing (BAH) as a source of income for VA loan applications can significantly help cover mortgage payments. Additionally, BAH may leave additional funds available for other expenses, such as utilities or homeowners’ association dues.
San Bernardino, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,958 | $ 2,220 |
| E2 | $ 2,958 | $ 2,220 |
| E3 | $ 2,958 | $ 2,220 |
| E4 | $ 2,958 | $ 2,220 |
| E5 | $ 3,288 | $ 2,466 |
| E6 | $ 3,381 | $ 2,667 |
| E7 | $ 3,399 | $ 2,973 |
| E8 | $ 3,408 | $ 3,312 |
| E9 | $ 3,465 | $ 3,327 |
| W1 | $ 3,396 | $ 2,850 |
| W2 | $ 3,405 | $ 3,309 |
| W3 | $ 3,417 | $ 3,333 |
| W4 | $ 3,489 | $ 3,372 |
| W5 | $ 3,597 | $ 3,387 |
| O1e | $ 3,402 | $ 3,285 |
| O2e | $ 3,411 | $ 3,324 |
| O3e | $ 3,504 | $ 3,369 |
| O1 | $ 3,306 | $ 2,628 |
| O2 | $ 3,378 | $ 3,180 |
| O3 | $ 3,414 | $ 3,339 |
| O4 | $ 3,630 | $ 3,375 |
| O5 | $ 3,798 | $ 3,390 |
| O6 | $ 3,828 | $ 3,393 |
| O7 | $ 3,855 | $ 3,438 |
Schools in San Bernardino
Military service affects BAH payments, with those with more years of service often receiving higher payments.
San Diego, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,666 | $ 2,763 |
| E2 | $ 3,666 | $ 2,763 |
| E3 | $ 3,666 | $ 2,763 |
| E4 | $ 3,666 | $ 2,763 |
| E5 | $ 3,975 | $ 3,147 |
| E6 | $ 4,404 | $ 3,387 |
| E7 | $ 4,446 | $ 3,678 |
| E8 | $ 4,488 | $ 4,065 |
| E9 | $ 4,671 | $ 4,188 |
| W1 | $ 4,425 | $ 3,564 |
| W2 | $ 4,464 | $ 4,062 |
| W3 | $ 4,521 | $ 4,206 |
| W4 | $ 4,731 | $ 4,410 |
| W5 | $ 4,992 | $ 4,455 |
| O1e | $ 4,449 | $ 3,972 |
| O2e | $ 4,506 | $ 4,161 |
| O3e | $ 4,770 | $ 4,398 |
| O1 | $ 4,032 | $ 3,351 |
| O2 | $ 4,401 | $ 3,873 |
| O3 | $ 4,518 | $ 4,248 |
| O4 | $ 5,082 | $ 4,440 |
| O5 | $ 5,493 | $ 4,458 |
| O6 | $ 5,541 | $ 4,494 |
| O7 | $ 5,586 | $ 4,575 |
The Basic Allowance for Housing (BAH) rates can fluctuate based on duty station location, a crucial factor in determining the amount military members receive.
Schools in San Diego
-
- San Diego State University (zip code 92182)
For more info on San Diego, its housing and rental markets, and things to see, please visit our San Diego BAH page.
San Francisco, CA BAH Rates
Go here for more detailed housing allowance info for San Francisco, CA
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 4,764 | $ 3,573 |
| E2 | $ 4,764 | $ 3,573 |
| E3 | $ 4,764 | $ 3,573 |
| E4 | $ 4,764 | $ 3,573 |
| E5 | $ 5,127 | $ 4,086 |
| E6 | $ 5,454 | $ 4,443 |
| E7 | $ 5,490 | $ 4,782 |
| E8 | $ 5,529 | $ 5,196 |
| E9 | $ 5,799 | $ 5,286 |
| W1 | $ 5,472 | $ 4,644 |
| W2 | $ 5,505 | $ 5,193 |
| W3 | $ 5,559 | $ 5,301 |
| W4 | $ 5,892 | $ 5,454 |
| W5 | $ 6,297 | $ 5,496 |
| O1E | $ 5,493 | $ 5,124 |
| O2E | $ 5,547 | $ 5,268 |
| O3E | $ 5,955 | $ 5,445 |
| O1 | $ 5,172 | $ 4,401 |
| O2 | $ 5,451 | $ 5,007 |
| O3 | $ 5,556 | $ 5,331 |
| O4 | $ 6,444 | $ 5,481 |
| O5 | $ 7,089 | $ 5,499 |
| O6 | $ 7,155 | $ 5,532 |
| O7 | $ 7,215 | $ 5,634 |
The BAH rates for soldiers/troops stationed at various military installations can vary significantly, especially depending on dependency status.
Schools in San Francisco
San Luis Obispo, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,027 | $ 2,358 |
| E2 | $ 3,027 | $ 2,358 |
| E3 | $ 3,027 | $ 2,358 |
| E4 | $ 3,027 | $ 2,358 |
| E5 | $ 3,198 | $ 2,679 |
| E6 | $ 3,948 | $ 2,961 |
| E7 | $ 4,047 | $ 3,036 |
| E8 | $ 4,152 | $ 3,348 |
| E9 | $ 4,413 | $ 3,576 |
| W1 | $ 3,969 | $ 2,976 |
| W2 | $ 4,089 | $ 3,345 |
| W3 | $ 4,218 | $ 3,600 |
| W4 | $ 4,485 | $ 3,966 |
| W5 | $ 4,806 | $ 4,068 |
| O1e | $ 4,062 | $ 3,195 |
| O2e | $ 4,200 | $ 3,525 |
| O3e | $ 4,536 | $ 3,942 |
| O1 | $ 3,291 | $ 2,853 |
| O2 | $ 3,939 | $ 3,144 |
| O3 | $ 4,215 | $ 3,675 |
| O4 | $ 4,920 | $ 4,047 |
| O5 | $ 5,430 | $ 4,101 |
| O6 | $ 5,475 | $ 4,197 |
| O7 | $ 5,520 | $ 4,272 |
In addition to these rates, various properties associated with military bases offer discounted rates through the Basic Allowance for Housing (BAH) program, providing affordable housing options for military personnel.
Schools in San Luis Obispo
Santa Clara County, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 4,356 | $ 3,318 |
| E2 | $ 4,356 | $ 3,318 |
| E3 | $ 4,356 | $ 3,318 |
| E4 | $ 4,356 | $ 3,318 |
| E5 | $ 4,659 | $ 3,798 |
| E6 | $ 4,977 | $ 4,086 |
| E7 | $ 5,058 | $ 4,368 |
| E8 | $ 5,145 | $ 4,728 |
| E9 | $ 5,382 | $ 4,815 |
| W1 | $ 4,998 | $ 4,257 |
| W2 | $ 5,094 | $ 4,725 |
| W3 | $ 5,202 | $ 4,830 |
| W4 | $ 5,448 | $ 4,992 |
| W5 | $ 5,751 | $ 5,076 |
| O1e | $ 5,070 | $ 4,656 |
| O2e | $ 5,184 | $ 4,797 |
| O3e | $ 5,496 | $ 4,971 |
| O1 | $ 4,704 | $ 4,053 |
| O2 | $ 4,974 | $ 4,560 |
| O3 | $ 5,199 | $ 4,860 |
| O4 | $ 5,856 | $ 5,055 |
| O5 | $ 6,333 | $ 5,100 |
| O6 | $ 6,387 | $ 5,178 |
| O7 | $ 6,441 | $ 5,274 |
These rates are influenced by various factors, including housing costs and service members’ circumstances, which are taken into account during the calculation process.
Stockton, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 2,445 | $ 1,926 |
| E2 | $ 2,445 | $ 1,926 |
| E3 | $ 2,445 | $ 1,926 |
| E4 | $ 2,445 | $ 1,926 |
| E5 | $ 2,553 | $ 2,187 |
| E6 | $ 2,934 | $ 2,340 |
| E7 | $ 3,072 | $ 2,445 |
| E8 | $ 3,219 | $ 2,634 |
| E9 | $ 3,432 | $ 2,742 |
| W1 | $ 2,955 | $ 2,418 |
| W2 | $ 3,132 | $ 2,631 |
| W3 | $ 3,315 | $ 2,757 |
| W4 | $ 3,477 | $ 2,961 |
| W5 | $ 3,672 | $ 3,105 |
| O1e | $ 3,096 | $ 2,550 |
| O2e | $ 3,288 | $ 2,718 |
| O3e | $ 3,507 | $ 2,925 |
| O1 | $ 2,607 | $ 2,331 |
| O2 | $ 2,931 | $ 2,523 |
| O3 | $ 3,309 | $ 2,793 |
| O4 | $ 3,738 | $ 3,075 |
| O5 | $ 4,047 | $ 3,156 |
| O6 | $ 4,080 | $ 3,294 |
| O7 | $ 4,110 | $ 3,351 |
BAH can help cover not only mortgage payments but also other expenses, such as utilities.
Twenty-Nine Palms MCB, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 1,896 | $ 1,755 |
| E2 | $ 1,896 | $ 1,755 |
| E3 | $ 1,896 | $ 1,755 |
| E4 | $ 1,896 | $ 1,755 |
| E5 | $ 1,980 | $ 1,782 |
| E6 | $ 2,550 | $ 1,914 |
| E7 | $ 2,649 | $ 1,986 |
| E8 | $ 2,751 | $ 2,097 |
| E9 | $ 2,892 | $ 2,265 |
| W1 | $ 2,571 | $ 1,929 |
| W2 | $ 2,688 | $ 2,094 |
| W3 | $ 2,817 | $ 2,286 |
| W4 | $ 2,919 | $ 2,571 |
| W5 | $ 3,051 | $ 2,670 |
| O1e | $ 2,664 | $ 1,998 |
| O2e | $ 2,796 | $ 2,229 |
| O3e | $ 2,940 | $ 2,544 |
| O1 | $ 2,052 | $ 1,809 |
| O2 | $ 2,544 | $ 1,989 |
| O3 | $ 2,814 | $ 2,343 |
| O4 | $ 3,090 | $ 2,646 |
| O5 | $ 3,291 | $ 2,703 |
| O6 | $ 3,318 | $ 2,796 |
| O7 | $ 3,342 | $ 2,841 |
Active duty service members can use tools like the BAH Calculator to determine their benefits, ensuring they understand the financial considerations and eligibility criteria specific to those currently serving in the military.
Vallejo & Travis AFB, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,090 | $ 2,412 |
| E2 | $ 3,090 | $ 2,412 |
| E3 | $ 3,090 | $ 2,412 |
| E4 | $ 3,090 | $ 2,412 |
| E5 | $ 3,369 | $ 2,664 |
| E6 | $ 3,498 | $ 2,838 |
| E7 | $ 3,516 | $ 3,099 |
| E8 | $ 3,525 | $ 3,402 |
| E9 | $ 3,597 | $ 3,426 |
| W1 | $ 3,513 | $ 2,997 |
| W2 | $ 3,522 | $ 3,399 |
| W3 | $ 3,540 | $ 3,435 |
| W4 | $ 3,621 | $ 3,489 |
| W5 | $ 3,729 | $ 3,510 |
| O1e | $ 3,519 | $ 3,366 |
| O2e | $ 3,531 | $ 3,420 |
| O3e | $ 3,636 | $ 3,486 |
| O1 | $ 3,393 | $ 2,805 |
| O2 | $ 3,495 | $ 3,279 |
| O3 | $ 3,537 | $ 3,444 |
| O4 | $ 3,762 | $ 3,498 |
| O5 | $ 3,927 | $ 3,513 |
| O6 | $ 3,960 | $ 3,516 |
| O7 | $ 3,987 | $ 3,576 |
BAH rates are assigned to military personnel based on their rank, which influences their housing options.
Vandenberg SFB, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,156 | $ 2,397 |
| E2 | $ 3,156 | $ 2,397 |
| E3 | $ 3,156 | $ 2,397 |
| E4 | $ 3,156 | $ 2,397 |
| E5 | $ 3,333 | $ 2,778 |
| E6 | $ 3,642 | $ 2,994 |
| E7 | $ 3,693 | $ 3,162 |
| E8 | $ 3,747 | $ 3,399 |
| E9 | $ 3,873 | $ 3,486 |
| W1 | $ 3,660 | $ 3,105 |
| W2 | $ 3,714 | $ 3,396 |
| W3 | $ 3,783 | $ 3,498 |
| W4 | $ 3,906 | $ 3,648 |
| W5 | $ 4,065 | $ 3,702 |
| O1e | $ 3,699 | $ 3,330 |
| O2e | $ 3,771 | $ 3,465 |
| O3e | $ 3,933 | $ 3,633 |
| O1 | $ 3,378 | $ 2,979 |
| O2 | $ 3,639 | $ 3,276 |
| O3 | $ 3,780 | $ 3,528 |
| O4 | $ 4,113 | $ 3,687 |
| O5 | $ 4,356 | $ 3,711 |
| O6 | $ 4,392 | $ 3,759 |
| O7 | $ 4,425 | $ 3,828 |
BAH payments can decrease in scenarios such as a move to a lower pay grade or changes in dependency status.
Ventura, CA BAH Rates
| Paygrade | With | Without |
|---|---|---|
| E1 | $ 3,378 | $ 2,652 |
| E2 | $ 3,378 | $ 2,652 |
| E3 | $ 3,378 | $ 2,652 |
| E4 | $ 3,378 | $ 2,652 |
| E5 | $ 3,537 | $ 3,018 |
| E6 | $ 4,008 | $ 3,228 |
| E7 | $ 4,083 | $ 3,381 |
| E8 | $ 4,161 | $ 3,636 |
| E9 | $ 4,305 | $ 3,771 |
| W1 | $ 4,029 | $ 3,333 |
| W2 | $ 4,116 | $ 3,633 |
| W3 | $ 4,215 | $ 3,789 |
| W4 | $ 4,341 | $ 4,020 |
| W5 | $ 4,497 | $ 4,101 |
| O1e | $ 4,095 | $ 3,534 |
| O2e | $ 4,200 | $ 3,741 |
| O3e | $ 4,365 | $ 4,002 |
| O1 | $ 3,600 | $ 3,213 |
| O2 | $ 4,002 | $ 3,486 |
| O3 | $ 4,212 | $ 3,834 |
| O4 | $ 4,545 | $ 4,080 |
| O5 | $ 4,788 | $ 4,122 |
| O6 | $ 4,830 | $ 4,194 |
| O7 | $ 4,866 | $ 4,269 |
Soldiers/troops without dependents receive lower BAH rates compared to those with dependents, reflecting a significant difference in benefits.
Other Schools in California
Schools in Arcata, California
-
- Humboldt State University (zip code 95521)
Housing Options
Military personnel in California have several housing options to consider. On-base housing provides convenience and access to base resources, but availability can be limited. Renting off-base is another option, allowing for more flexibility and choice in location, though it may come with higher costs. Purchasing a home with a VA loan is a popular choice, offering benefits such as no down payment and competitive interest rates. Each option has its advantages and drawbacks, and military families should consider their specific needs and circumstances when making a decision.
Military Installations in California
Air Force Bases
- Beale AFB – east of Marysville
- Edwards AFB – north of Lancaster
- Los Angeles AFB
- March Air Reserve Base – Riverside
- Travis Air Force Base – near Fairfield
- Vandenberg SFB – Lompoc
Army Posts
- Fort Hunter Liggett – near Jolon
- Fort Irwin – north of Barstow
- Presidio of Monterey (DLI/FLC)
- Sierra Army Depot – Herlong
Coast Guard Bases
- Coast Guard Training Center – Petaluma
- US Coast Guard Sector – San Diego
Marine Corps Bases
- Camp Pendleton – north of Oceanside
- Marine Corps Air Station Miramar (MCAS) – San Diego
- MCLB Barstow
- Marine Corps Mountain Warfare Training Center (MWTC) – Pickel Meadow
- Marine Corps Recruit Depot San Diego (MCRD) – San Diego
- Twenty-Nine Palms Air Ground Combat Center (MCAGCC)
Naval Bases
- Naval Air Weapons Station China Lake
- China Lake Naval Air Warfare Center Weapons Division
- Coronado Naval Amphibious Base – San Diego
- Coronado Naval Base – San Diego
- Naval Air Facility El Centro – west of El Centro
- Naval Air Station Lemoore – west of Lemoore
- Naval Postgraduate School – Monterey
- Naval Surface Warfare Center – Corona
- North Island Naval Air Station (NAS) – San Diego
- Port Hueneme Construction Battalion Center
- Naval Base Point Loma – San Diego
- Point Mugu Naval Air Station – southeast of Port Hueneme
- San Diego Anti-Submarine Warfare Training Center
- Naval Base San Diego
- Seal Beach Naval Weapons Station
- Naval Base Ventura County – Point Mugu/Port Hueneme – south of Oxnard
Conclusion
Understanding BAH rates is essential for military personnel and their families to manage housing costs effectively. By staying informed about the latest BAH rates and utilizing available resources, such as BAH calculators and VA home loans, military families can make well-informed housing decisions. In California, where housing costs are notably high, leveraging BAH can significantly ease the financial burden and ensure a comfortable living situation.
RELATED:
Cities and Colleges with the Highest BAH in the US
College Scholarships in California
